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Types of coverage we provide
Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
This allows for the protection of your “claims-free discount” in the event of your first claim.
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Actual cash value policies are based on the items' depreciated value while replacement cost coverage does not account for depreciation
Recent condo quotes in Nova Scotia
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I have made a quote on surex and Erich rother helped me and my father, he was very patient with us since my dad struggled with technology, Erich tired his best to see what the best for my father.
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We've been working with Ashley Bushfield for our insurance needs and she has been really great! Always responds quickly and answers our many questions in a satisfactory manner. I highly recommend her for your insuranse needs!! Thanks Ashley!
Nova Scotia condo insurance rates vs. other provinces
Nova Scotia is known for its affordable condo prices, but insurance rates can be higher due to the region's active weather. To ensure you’re well-protected, it's essential to have the right coverage. Regularly review and update your policy to match any changes in your condo or belongings. Start a free quote with us today to get the best rate and secure your peace of mind!
Province |
Average Rates |
|---|---|
British Columbia |
$840 |
Ontario |
$534 |
Alberta |
$493 |
Manitoba |
$404 |
Saskatchewan |
$491 |
Nova Scotia |
$501 |
New Brunswick |
$405 |
Prince Edward Island |
$484 |
Condo Insurance in Nova Scotia - What You Need to Know
The average price of condo insurance in Nova Scotia is approximately $26 per month. However, you should note that the rates listed on your condo insurance quote may differ due to several unique variables.
No, condo, home, or tenant insurance is not mandatory in Canada, although the condo association, or the owner of the condo, may require you to have to move in. You also need insurance to secure a mortgage to purchase a home or condo. So, even though it is not legally required to have, there are other outlets that may require the homeowner to purchase it.
If you own a condo or rent a house or apartment, some landlords may require tenants to have tenant insurance before moving in and condo corporations and lenders may require condo unit owners to show proof of insurance before moving in as well.
There are a few factors that determine your monthly condo fees, they include:
- The size of the building (a larger building has more owners to share the cost)
- The age of the building (newer buildings may have lower fees)
- The amenities
- The neighbourhood
Condo building insurance is different. This is purchased by the condo corporation to cover damage to the building and the common areas and liability on the property. This is usually included in the monthly condo maintenance fees.
No, you cannot negotiate condo fees. And, they are never optional. Even though you move into a building with a pool, but never expect to use it, you still need to pay for its upkeep.
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