Miguel Romero was absolutely outstanding. He made everything crystal clear for my client and myself and we are very grateful. Whenever possible, I will be referring my clients to Miguel. An absolute joy to work with. Thanks again Mr. Romero.
Very knowledgeable and helpful advisor. He provided details that most other companies I looked at had not, so it was most informative. He was also very patient with my lack of technical abilities, so that was greatly appreciated.
Auto insurance rates are determined by a few things. The rates are determined by how much and how often you drive, your driving record, the state of your vehicle, the type and amount of coverage, and deductibles. Insurance companies in Canada also take into consideration where you’ll be driving this vehicle as well as your demographics like age, marital status, and gender to gage your level of experience. Having a strong credit score will also help you land the best insurance rate you can get. Providers may also look at insurance coverage such as renters’ insurance and homeowners’ insurance in addition to the vehicle type, use, and how many kilometers you drive on an annual basis.
There are four types of home insurance policies that you can choose from:
Standard home insurance: This is also referred to as ‘named perils’ and is relatively basic in what it offers. It financially protects homes and their contents from named risks and perils.
Broad-form home insurance: This is a hybrid form of home insurance that offers aspects of both comprehensive and standard policies. It protects your property from all risks and perils (with exclusions) and your possessions from named perils.
Comprehensive home insurance: This is the most expensive policy, but it provides the most coverage. It financially protects your home and its contents from all risks and perils (with exclusions).
No frills home insurance: This is coverage for properties that don’t meet normal insurance standards. Because of this, very few homeowners in Canada have no-frills home insurance.
At Surex we are here to help you find the best insurance coverage for the best rates. One of the advantages of bundling your insurance policies together is additional savings!
Here are some of the other advantages offered:
Homeowners insurance may cover water damage from leaks, but coverage depends on the situation. This guide explains when you’re protected and what factors affect claims.
Updating your car insurance address when moving is critical but often forgotten. This guide explains how and why to change it to stay legally covered.
Online insurance looks easy, but direct buying can leave you undercovered when claims happen. Working with a broker ensures your policy actually protects you.
