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Condo Insurance

Condo insurance is what it is, you need it to protect your stuff! We know it's not fun shopping for insurance, but at Surex we try to make it simple and quick. Get a quote today.

Condo insurance is essential for insuring your private property and any aspect of your unit that isn't included in your condo association's policy. Your Surex Advisor will be able to provide you up to 10 quotes, to ensure you get the coverage suited to your needs.

Before we get started on your personalized quote, it is important to know what coverage your condo association has. Your condo association's policy will provide one of the following three types of coverage:

  1. A policy with coverage insuring the primary building and common areas only.
  2. A policy with coverage insuring your building and any items in your unit that aren't personal property.
  3. A policy with coverage insuring your building, your unit and improvements made to the unit.
Comparing rates from Canada’s leading Condo insurance providers
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Have Questions about Condo Insurance?

Regardless of the condo association coverage you have, you will need condo insurance to cover the personal contents in your unit. This can relate to property such as furniture, home entertainment systems, and clothing.

Condo insurance protects you from liability. In the event that someone gets injured while at your place, your liability coverage will help you with settlement costs. Be sure to choose a liability limit capable of protecting all your assets. This will help ensure your online quote's accuracy.

Again, depending on your condo association's policy, you can be covered for any upgrades and improvements you've made to your unit.

You can also get a quote to further secure your condo unit, in case your association's coverage doesn't protect you fully against loss or damage.

Yes, of course! 

Most companies allow you to pay a number of different ways, however, this can be dependant on your payment/credit history

Yes, while condo insurance isn’t mandatory, if you have a mortgage your lender will require it.

Now, a few tips -  your condo association will have a master insurance policy, but it may only cover the basics. Some associations will buy a more a policy that also includes more basic items within each unit, such as appliances, carpets, cabinets, or interior walls.

Always best to find out the scoop, and then chat with your Surex Advisor to figure out what's right for you! 

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