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SGI Canada

Since 1945, SGI CANADA has been providing quality insurance protection for Canadians. We sell property and casualty insurance products in Ontario, Manitoba, Saskatchewan, Alberta and B.C. through a network of independent insurance brokers in over 1,600 locations.

We care by providing experiences customers feel good about, cover to provide insurance for what matters most, and connect to engage with customers when, where and how they want to do business.

Company Info

●   Headquartered in: Regina, Saskatchewan with offices in Toronto, Winnipeg and Edmonton

●   Website URL:

●   In 2017-2018, $810.9 million in gross premiums written

●   In 2017-2018, over 890,000 customers

●   94% policy renewal rate

●   A- (Excellent) rating for financial strength from A.M. Best

●   Key person: Andrew Cartmell, President & CEO

Types of Coverages:

●      Home/condo/tenant

●      Personal auto

●      Seasonal property

●      Commercial property

●      GDP

How to Submit a Claim with SGI CANADA:

The steps vary slightly depending on the claim you are submitting:

·   Follow these steps to submit a property claim

·   Follow these steps to submit an auto claim

·   Follow these steps to submit an auto injury claim


SGI CANADA is committed to providing superior products and service. If you have any concerns, please contact your SGI CANADA Broker or visit

Benefits with SGI CANADA:

Broker-only distribution channel

Investing in technology to provide exceptional support and connectivity for brokers to embrace digital tools in their business, to provide the best possible service to customers

Stable, consistent and sophisticated insurer

Personal Auto Product Features

Include ON standard auto coverage that provides TPL, AB, DCPD and uninsured motorist vehicle coverage with all personal auto insurance plans

Offer additional auto insurance coverage to help protect drivers and their vehicles through collision, comprehensive or all-perils coverage

Our deductible option allows customers to choose the right deductible whether they want to lower, increase or waive their deductible

Offer a transition opportunity for customers graduating from Coachman non-standard auto coverage to SGI CANADA standard auto coverage

Our accident forgiveness endorsement can be extended to occasional vehicle operators

Personal Property Products and Features

Home Pak I, II and III – protection for the home, private structures, personal property and liability

Condo Pak I, II and III – property and liability insurance

Tenant Pak I and II – property and liability insurance

Our Guaranteed Replacement Cost (GRC) on Home Pak will replace the home at today’s prices with materials of similar kind and quality, even if the cost to do so is more than the amount of protection shown on your cover page

Water Protection Coverage on Home Pak – protects property from flood, surface water, groundwater and sewer back up

With Single Limit Coverage, you can use the total of the individual amounts for personal property, detached private structures and additional living expense to cover your loss

Bylaw Coverage will handle the costs to meet current building codes

Mortgage Rate Protector guarantees the continuation of the interest rate on the customer’s existing mortgage, included in all homeowner’s policies

Home Systems Protection and Service Line Coverages available – can be bundled for $65 annually

Claims forgiveness coverage – available if claims-free and continuously insured for the previous three years

Claims-free discount – available to first-time customers

Increased Limits Coverage – increases some of the max. limits on property with special limits of insurance, and increases personal liability to $3 million

Commercial Property Products and Features

Commercial Pak – commercial businesses, small to medium in scale

Value Pak – designed for the specific needs of small scale business segments including:

Trades Pak for contractors

Toolbox Pak for small contracting operations

Retail Pak for retail businesses

ProService Pak for professional service businesses

Office Pak for office-based businesses

Coverage is available for buildings, contents, stock, equipment, tools, business interruption, crime, liability, cyber crime insurance and more

Commercial General Liability coverage has been enhanced with additional coverages that aren’t typically included: blanket additional insureds, blanket waiver of subrogation, employee benefits coverage, prairie and/or forest fire fighting expense

If your deductible is $1,000 or less, it will continue to decrease every consecutive claims-free year until it’s down to $0

If you have a Value Pak claim, and it’s more than $25,000 in value, you won’t have to pay the deductible

Eco-friendly replacement cost is a standard feature on Value Pak and available for Commercial Pak (extra 20% provided for more energy efficient equipment or building materials)


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