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Business Insurance

Own your own business? Need to get Insurance? Don't want to wait weeks to get this task checked off your list? We have you covered...literally.

Business insurance is important whether you have a painting business or a barbershop you need to be protected and we are here to help. 

Surex is Canada's Online Insurance Marketplace ™ we work with the top business insurers in the country,  so we can get you business insurance fast! We know you have better things to do than wait for insurance quotes, so we make it easy. Start here and answer our five simple questions to get the ball rolling. 

Start your quote today.

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Own a Business? Here's what we know about Insurance

All businesses are required to have a commercial general liability policy. Commonly referred to as CGL, commercial general liability protects against claims for property damage and injury.

You can further insure yourself for coverages for equipment, stock or inventory. You can get protection against crime and employee theft. In the case of a downturn in your company’s fortunes, you can get coverage for income loss. We have coverage to look after your machinery and boiler.

Speak to a Surex Advisor about the different types of liability coverage policies and choose the one that is right for you and your business.

Every business owner should speak with a broker to see if errors and omissions insurance would be beneficial to their line of work. This protects against frivolous or malicious claims. It covers protection for work you have done, in the event a client takes legal action against you. If your business or profession gives professional advice, such as an advertising agency, a consulting firm, a doctor or advisor, you might be vulnerable to actions against you if your service or recommendation falls short of what was required.

An insurance premium is an amount one pays per month (or agreed upon term) for a business insurance policy. An insurance deductible is the amount of money the insured party is required to pay - out of pocket - before their insurance company will step in and cover damages. The amount on your policy can vary. A higher deductible usually means a lower premium (per month cost for your commercial insurance policy). It is essential to make sure you can reasonably afford your business insurance deductible. In the case of a claim, if you cannot pay your deductible, your insurance company will not be able to help with your overall costs.

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Have questions? We’ve got answers

Yes. Any business should have a commercial insurance policy to match their needs. Regardless of the type of home-based business you have, you should have a policy to meet your needs. 

No. If you’re running a home-based business in Canada, you will need a business insurance policy to accommodate your renter's insurance policy.

You can request a quote online or call into our toll-free number, 1.855.242.6612 and be directed to a Surex Licensed Insurance Advisor t who will be able to help you.

No business is too small. We provide cheap insurance for home based businesses such as photography, independent consulting, individual contractors and beauty consultants. We can insure online businesses that distribute inventory from a basement, garage or storage unit. If you have a business, we can provide the insurance for it.

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