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Updated August 5, 2025

Types of coverage we provide

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Deductible
Deductible
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
Claims Forgiveness
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Scheduled Items
Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

Comprehensive Insurance Coverage
Comprehensive Insurance Coverage
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Replacement Cost
Replacement Cost
Actual cash value policies are based on the items' depreciated value while replacement cost coverage does not account for depreciation

Our Reviews

sherri descheneaux
4
Mostly great help but I feel when your…

Mostly great help but I feel when your contract wasn’t renewed for car insurance contacting your customers by email should have at least should got a phone call to their customers when the email wasn’t acknowledged by customer for whatever reasons… but something as important as having no insurance should have required a phone call by the company and the broker should have an alternative option for it’s customers

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Aziz
5
I had a great experience with Ashley at…

I had a great experience with Ashley at Surex. She was able to get me insured the same day and sent over my policy right away. The process was quick, and smooth. I’m very happy with the quality of her work and the service, I’d definitely recommend Ashley and Surex to anyone in Ontario looking for reliable insurance.

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Lisa White
5
What a pleasure to deal with Veronique Abbott with Surex …

I have had the pleasure of dealing with Veronique Abbott, with Surex!!!I have spoke to her on the phone and through email!! She is always a pleasure to speak with, so prompt at getting back to me and answering any questions I have!! I had a few advisor with Surex and Veronique is a 11 out of 10! I would definitely recommend Veronique to anyone!!

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Lance Wagner
5
Thanks Ashley for double checking with…

Thanks Ashley for double checking with me to make sure I am properly insured on my work/ commute vehicle

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HOSSEIN ALIPOUR
5
I am working with you from 2020 and…

I am working with you from 2020 and honestly tell ,I am full satisfaction of your job.
Thanks a lot Surex

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Save up to 25% on condo insurance in Edmonton when you shop with Surex

Edmonton, the capital city of Alberta, is home to over 1 million people. The city is well known for the West Edmonton mall, the 2nd  largest shopping mall in North America, and Fort Edmonton Park, Canada’s largest living history museum. Edmonton hosts more than 30 festivals a year and is affectionately known as “Canada’s Festival City”. It is also one of Canada’s sunniest cities - in June they get 17 hours of sunlight a day! Edmontonians enjoy a high average household income and affordable cost of living because there is no Provincial Sales Tax (PST), so they have more disposable income than other Canadians.

Condos are a popular choice among people who either want to downsize, who don't want a lot of yard work and house maintenance, and who like the amenities that a condo building provides! It gives people the opportunity to embrace homeownership without the hassle of menial tasks such as yard work, snow removal, or home repairs - you just have to worry about your own living space. 

Condo Insurance in Edmonton - What You Need to Know

Condo insurance protects the units within a condo building. You would get it to protect your contents such as appliances, clothing, and furniture (and would also cover items stored in a locker). 

It would also provide additional living expenses in the event of an insured loss (if you had to temporarily move out) as well as the condo owner's liability for any bodily injury or property damage that was unintentionally caused by others in the building.

No, condo, home, or tenant insurance is not mandatory in Canada, although the condo association, or the owner of the condo, may require you to have to move in. You also need insurance to secure a mortgage to purchase a home or condo. So, even though it is not legally required to have, there are other outlets that may require the homeowner to purchase it.

If you own a condo or rent a house or apartment, some landlords may require tenants to have tenant insurance before moving in and condo corporations and lenders may require condo unit owners to show proof of insurance before moving in as well.

Condo building insurance is different. This is purchased by the condo corporation to cover damage to the building and the common areas and liability on the property. This is usually included in the monthly condo maintenance fees.

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