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Sault Ste. Marie Car Insurance

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Car insurance = safety and protection

Sault Ste. Marie, known as “the Soo” is the third-largest city in Northern Ontario. It is located at the St. Mary’s river - which connects Lake Huron and Lake Superior and is close to the Canada-US border. The “Soo” is linked to Sault Ste. Marie Michigan by international rail and highway bridges and linked to other Canadian cities by the Trans-Canada Highway and rail lines. The city is at the “heart” of the Great Lakes and the intersection of I-75 from the south and the Trans-Canada Highway from the east to west. Highway 17 is designated the Trans-Canada Highway through the city, with traffic (via Hwy 17) staying north and east of the city centre.

When you own a car, getting auto insurance is mandatory by law across Canada. Whether you're commuting to work every day, or just using your vehicle to run weekly errands, you need car insurance. It protects you (the driver), your passengers, and pedestrians in the event of an accident. So, before you get behind the wheel talk to your Surex Advisor who can help you get on the road today!

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Types of Coverage We Provide
Accident Forgiveness
This allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same company.
Car Rental Coverage
You can have your car insurance coverage extend to protect you while driving a rental vehicle up to a certain limit.
Collision Coverage
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run or with an uninsured driver.
Comprehensive Coverage
Subject to a deductible typically covers fire, hail, theft, collision with an animal, vandalism and falling objects among others.
Depreciation Coverage
In the event of a "Total Loss" this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
Family protection
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Third Party Liability Coverage
When deemed legally responsible, provides coverage for injuries or damage caused by you to third parties and their property.
Windshield Coverage
Windows are included in comprehensive, however, you have the option to remove this coverage in order to lower your premium. *AB it is not included

Car Insurance in Sault Ste. Marie

Car insurance policies are offered by personal lines insurance providers across Canada. Contact an insurance broker so they can provide you with a quote from leading insurance providers so you can compare prices and coverage!

The average cost of car insurance in Sault Ste. Marie is $1,157But, there are multiple factors that affect car insurance rates in Orillia. To get the best possible insurance rates, we recommend contacting a licensed insurance advisor to shop the market for you to get the best deals on car insurance.

Yes, all Ontario drivers including drivers in Sault Ste. Marie are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of third-party liability coverage, statutory accident benefits coverage, uninsured automobile coverage, and direct compensation & property damage coverage (DCPD).

There are three types of car coverage in Canada. 

  • Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair. 

  • Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, flood.

Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.

Top Sites in Sault Ste. Marie
  1. Canadian Bushplane Heritage Centre
  2. Point Iroquois Lighthouse
  3. Sault Ste. Marie Canal National Historic Site
Local Area Attractions in Sault Ste. Marie
  1. Agawa Canyon Train Tour
  2. Lock Tours Sault Ste. Marie Michigan
  3. Wawa Drive Along Lake Superior
Top Parks in Sault Ste. Marie
  1. The Hub Trail
  2. Bellevue Park
  3. Hiawatha Park

Compare Real Quotes

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Talk to Real People

insurance broker
Karen
Licensed Insurance Advisor

Have Questions? We've got answers:

There are a number of measures that motorists can take to lower their auto insurance premiums, including enrolling in an approved safe driving program, raising their deductibles, paying their annual car insurance premium all at once (instead of in monthly installments), driving fewer kilometres per year, avoiding making minor claims, never missing a payment, and bundling their insurance policies.

Can you transfer car insurance to another car? Yes. Simply let your insurance company know that you’ve purchased a new vehicle and would like to insure it. Your premium could change, depending on vehicle details, coverages added or removed, and your driving situation, but be sure that your updated policy no longer covers your old vehicle.

Surex connects you with our insurance partners to get car insurance quotes. Your Dedicator Insurance Advisor will help you to understand these quotes, and what they comprise. We know auto insurance can be a daunting prospect for some, so we always aim to make it as straightforward as possible for you. Surex also has access to quotes you might not find anywhere else, due to our strategic partnerships with insurance providers in Ontario.

Drivers should shop around online to get the best car insurance rate possible in Sault Ste. Marie. Getting a free car insurance quote at an online insurance brokerage like Surex will allow you to speak to a dedicated insurance advisor to see which discounts you qualify for.

Various factors affect car insurance rates, including the amount you drive, your driving history, the state of the vehicle, your coverage, as well as your deductibles.

The cheapest car insurance provider will depend on every customer’s unique situation. Every company has their own formula, meaning some criteria like driving record or age may weigh more than others. It’s a good idea to compare rates from various insurers with Surex so that licensed insurance advisors can shop the market for you.

You can contact your assigned Surex broker/advisor or contact the insurance company directly. Make sure you have your policy # and details of the claim prepared when you call.

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