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Types of coverage we provide
Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)
Comparing rates from Canada's leading Insurance Providers
Our Reviews
I have nothing but exceptional service from Ashley Bushfield at Surex, quickly responds and takes cares of anything I need for my insurance needs… prices are amazing too… thanks for everything you do!! Highly recommended!!
Mostly great help but I feel when your contract wasn’t renewed for car insurance contacting your customers by email should have at least should got a phone call to their customers when the email wasn’t acknowledged by customer for whatever reasons… but something as important as having no insurance should have required a phone call by the company and the broker should have an alternative option for it’s customers
I had a great experience with Ashley at Surex. She was able to get me insured the same day and sent over my policy right away. The process was quick, and smooth. I’m very happy with the quality of her work and the service, I’d definitely recommend Ashley and Surex to anyone in Ontario looking for reliable insurance.
I have had the pleasure of dealing with Veronique Abbott, with Surex!!!I have spoke to her on the phone and through email!! She is always a pleasure to speak with, so prompt at getting back to me and answering any questions I have!! I had a few advisor with Surex and Veronique is a 11 out of 10! I would definitely recommend Veronique to anyone!!
New Brunswick home insurance rates vs. other provinces
Province |
Average Rates |
|---|---|
New Brunswick |
$2,402 |
Alberta |
$2,304 |
Ontario |
$1,797 |
Newfoundland & Labrador |
$2,513 |
Prince Edward Island |
$1,145 |
Manitoba |
$1,335 |
British Columbia |
$2,389 |
Saskatchewan |
$1,873 |
Nova Scotia |
$2,788 |
Yukon |
$1830 |
Northwest Territories |
$3,367 |
Nunavut |
$3,516 |
See how our customers save big on home insurance
Customer |
City |
Type |
Average Rate |
Lowest Rate |
Savings |
|---|
Home Insurance in New Brunswick - What You Need to Know
The cost of home insurance in New Brunswick typically depends on a number of factors including the construction of the home, updates to heating, electrical, plumbing, and roofing, chances of water damage, prior claims, and more. It’s best to budget approximately $800 to $2,600 annually for home insurance costs, but again this will vary from person to person.
There are four basic types of home insurance in New Brunswick you can get:
Comprehensive: This provides the most coverage and is the most expensive. It covers your home and its contents against all perils (except the ones specifically excluded from your insurance policy)
Basic or Named Perils: This coverage insures your home, contents and property for perils that are specifically named in your policy
Broad: This is coverage that is right in between a standard policy and comprehensive, covering your home against all risks (minus exclusions) and coverage for your contents against any named risks.
No frills: This provides minimal coverage, and is the cheapest. It is usually for homes that don't meet underwriting standards (doesn't meet normal insurance standards).
And of course, if you feel you need more coverage you can inquire about extra coverages (or endorsements) that will cover certain risks that can affect your area such as:
- Overland flooding
- Windstorm damage
- Sewer backup
We've partnered with some of the top insurance companies in Canada to provide you with ten (or more) quotes for you to compare and get the best home insurance quotes and price for your situation! Let Surex help you compare insurance companies and help you find the best home insurance New Brunswick has to offer.
Here is who we work with:
- RSA
- Pembridge
- Intact
- Travelers
- Wawanesa
- Aviva
- Economical
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Surex insurance tips & advice
Home insurance costs are rising across Canada due to inflation, supply chain issues, and personal factors like age, location, and claims history. This guide shares practical tips to lower premiums…
Missing an insurance payment can have serious consequences, potentially leaving you uninsured—unlike telecom bills, it’s a financial risk, not just a service interruption.
A record-breaking data breach exposed 16 billion credentials, risking identity theft and phishing. Protective steps and insurance coverage can help reduce the financial impact.
