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Compare and purchase Canada's best volkswagen insurance.

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Comparing rates from Canada's leading Insurance Providers

Car Insurance Facts

Did you know that car insurance payouts have been on the rise in recent years? It’s true — in 2019, car insurance companies in Canada covered approximately $18 billion worth of vehicle damage. This is a drastic difference from the past. For instance, in 1990, car insurance providers only covered $6 billion in damages.

On the other hand, are you aware that car insurance prices range from province to province? For instance, the average in some provinces is as high as $1680, while in others, it’s as low as $640!

About Volkswagen

Volkswagen is a German auto manufacturer with its headquarters located in Wolfsburg, Germany. The company was founded in 1937 by the German labor front and was intended to be an affordable car for everyday people. Cars were a luxury, and in the early 1930s,  only 1 in 50 owned a car; most Germans couldn’t afford anything more elaborate than a motorcycle. So, Volkswagen sought a potential new market with the people’s car project.

To this day, the company provides reliable and reasonably priced vehicles for the average driver. They also have three of the top-selling vehicles of all time - the Golf, Beetle, and Passat. Volkswagen is one of the leading auto manufacturers worldwide.

Volkswagen Canada is headquartered in Ajax, ON, and they were first shipped overseas in 1952.

If you’re looking to get a Volkswagen vehicle, that’s where Surex comes in. We can help you find the right insurance for your car!

FAQ’s about Volkswagen car insurance

Volkswagens are not typically expensive to insure. VW vehicles are known for reliability and safety which helps keep rates down. On average, you can expect to pay anywhere between $1,000 to $1,300 per year. 

But, as you know, it’s hard to put an exact number of what you will pay for your insurance because it largely depends on the type of vehicle you drive. Insurance providers look at the year and the model you choose to buy, your driving history, the number of kilometers you drive each year, and where you live.

Here are some top-ranking factors that can affect your Volkswagen car insurance premiums :

  • Repair Costs: Repairs are more costly with VW vehicles because the parts need to be imported, they are not readily available. 
  • Theft: With Volkswagen car parts in high demand, this can lead to an issue with theft.
  • Safety: Volkswagen cars are considered to be safe, they have strong safety ratings, and most models are equipped with many safety features. 
  • Reliability: Volkswagen cars are known for their reliability and longevity; with most models lasting nearly twice as long as other vehicles on the market

Other factors that can influence your car insurance rate are your driving record, driving habits, and vehicle model.

Here are some things to consider when trying to keep your car insurance rates down:

  • Age - we all know young drivers have higher insurance, but it does go down as you get older and get more driving experience under your belt.
  • Bundle and Save - you can save money by bundling your other insurance policies together. If your provider offers both home + auto or tenant + auto, you should be eligible for savings.
  • Clean driving record: Your insurance provider may recognize and reward drivers with a clean driving record.
  • Raising your Deductible: Drivers who are willing to pay a higher deductible may have the option to lower their premiums. 
  • Driving course/school: Taking a driving course can help with your insurance rates and see some savings

There are many things you can do to help lower your insurance rate. For example, you can bundle your home + auto insurance to help save some money. Talk to a Surex advisor to see how you can save today!

Here are some more tips to help you save:

  • Shop Around: The most effective way to save is to compare your insurance options. That is one thing that Surex always automatically does to make sure you get the best rate possible.
  • Stay claims, accident, and ticket-free. Of course, it’s always important to drive safely, but by having a clean driving record you can usually qualify for discounts to help keep your premiums down.
  • Bundle your services: By combining your home or tenant insurance with your auto insurance policy, with the same provider, you can take advantage of the discounts offered to help save you money. 

Volkswagen vehicles are known to have extensive safety equipment. These are standard in most cars: driver and passenger airbags, rear airbags, side airbags, ABS and brake assistance, stability and traction control, and daytime running lights.

Lowest Quotes for these Volkswagen Vehicles *

* These sample quotes are based on a 45-year-old female driver, with a clean driving history, has driving school certification and has always had insurance while licensed (over 15 years). Rates based on Q3 2023 data.

MODEL

LOCATION

POSTAL CODE

LOWEST RATE(monthly)

CARRIER

2020 VOLKSWAGEN JETTA COMFORTLINE 4DR

Ontario

L7R 3N2

$116

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CAA

2020 VOLKSWAGEN JETTA COMFORTLINE 4DR

Alberta

T5T 4J2

$313

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Intact Insurance

2020 VOLKSWAGEN JETTA COMFORTLINE 4DR

Nova Scotia

B2H 2J6

$115

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My Drive

** Intact

2020 VOLKSWAGEN GOLF COMFORTLINE 4DR

Ontario

L7R 3N2

$101

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CAA

2020 VOLKSWAGEN GOLF COMFORTLINE 4DR

Alberta

T5T 4J2

$288

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Intact Insurance

2020 VOLKSWAGEN GOLF COMFORTLINE 4DR

Nova Scotia

B2H 2J6

$99

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My Drive

** Intact

2020 VOLKSWAGEN TIGUAN COMFORTLINE 4DR

Ontario

L7R 3N2

$110

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CAA

2020 VOLKSWAGEN TIGUAN COMFORTLINE 4DR

Alberta

T5T 4J2

$260

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Intact Insurance

2020 VOLKSWAGEN TIGUAN COMFORTLINE 4DR

Nova Scotia

B2H 2J6

$108

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My Drive

** Intact

2020 VOLKSWAGEN ATLAS CROSS SPORT COMF

Ontario

L7R 3N2

$111

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CAA

2020 VOLKSWAGEN ATLAS CROSS SPORT COMF

Alberta

T5T 4J2

$270

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Intact Insurance

2020 VOLKSWAGEN ATLAS CROSS SPORT COMF

Nova Scotia

B2H 2J6

$103

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My Drive

** Intact

2020 VOLKSWAGEN PASSAT COMFORTLINE 4DR

Ontario

L7R 3N2

$112

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CAA

2020 VOLKSWAGEN PASSAT COMFORTLINE 4DR

Alberta

T5T 4J2

$298

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Intact Insurance

Auto Insurance Quotes by Car Brand

Our Reviews

Manal Farah
5
My experience with Surex is been for…

My experience with Surex is been for around 4 years. I am so thankful and especially to Devlin Bempong in Surex for his efforts in finding the right quote for my requirements.
Thank you Devlin!

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Donald McCargar
5
A huge thankyou to Surex Insurance and…

A huge thankyou to Surex Insurance and a special appreciation to Mariam Chouciar for arranging the package pricing for all my vehicle's. See you next year.

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Gratia Derm&HairEssentials
5
A painless process indeed!
It was exactly like Erich Rother, Licensed Insurance Advisor said, "A painless process." Fast, thorough, professional and extremely helpful. I couldn't ask for a better experience. Thanks again Erich! N.P.
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Debbie McRobb Upsdell
5
Ben makes this easy for people who…

Ben makes this easy for people who don’t understand insurance to get what they are looking for. He also helps fill in the gaps in things you didn’t know about. He’s also super patient.

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S. Clelland
5
Erich Rother works for you to get you the best coverage and price

Erich Rother was patient, creative and genuinely concerned about getting not only the most comprehensive insurance coverage but the best price available in a very volatile market. Exceptionally professional and thorough.

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Related volkswagen insurance guides

Explore helpful guides that explain how volkswagen insurance works in Canada, including coverage basics, cost factors, and common policy terms.

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