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Car Insurance Facts
Did you know that car insurance payouts have been on the rise in recent years? It’s true — in 2019, car insurance companies in Canada covered approximately $18 billion worth of vehicle damage. This is a drastic difference from the past. For instance, in 1990, car insurance providers only covered $6 billion in damages.
On the other hand, are you aware that car insurance prices range from province to province? For instance, the average in some provinces is as high as $1680, while in others, it’s as low as $640!
About Honda
Honda is one of the largest automobile manufacturers worldwide and has been the world’s largest motorcycle manufacturer since 1959 and is headquartered in Tokyo Japan. Aside from its core businesses, Honda also manufactures garden equipment, marine engines, personal watercraft, power generators, and much more.
Honda Canada was founded in 1969 as a motorcycle manufacturer, then shortly after it developed into a leading automotive brand. The Honda Civic made its debut to Canadians cross country followed by the Honda Accord a few years later. The Civic quickly became a favourite and was a best-selling passenger car for well over a decade.
They opened a factory in Alliston, ON in the 80s where its one-millionth car was sold in 1991 and the company has continued to grow ever since. In the mid 80’s they introduced a dedicated luxury brand to the American market attempting to gain ground in the luxury vehicle market.
Honda continues to make reliable cars that are still highly popular today. If you’re looking to get a Honda vehicle, that’s where Surex comes in. We can help you find the right insurance for your car!
FAQ’s about Honda car insurance
Honda vehicles are typically more expensive to insure than other car brands. Honda is popular with car thieves, with the Honda Civic being a high target vehicle and the prime reason why car insurance is so high for this model. They have a range of approximately $265/month or $3,200/per year.
But, as you know, it’s hard to put an exact number of what you will pay for your insurance because it largely depends on the type of vehicle you drive. Insurance providers look at the year and the model you choose to buy, your driving history, the number of kilometers you drive each year, and where you live.
There are many things you can do to help lower your insurance rate. For example, you can bundle your home + auto insurance to help save some money. Talk to a Surex advisor to see how you can save today!
Here are some popular ways you can save on your car insurance:
- Use an insurance advisor
- Shop around and compare prices
- Bundle your insurance policies
- Driving less
- Driving safely
- Inquire about discounts
- Increase your deductible
- Be claims-free
- Be a long-time insured driver
- Have a clean driving record
- Installing winter tires
Here are five factors that can impact insurance rates:
- Theft: The Civic and the Accord are targeted by thieves for their parts. Honda Civics especially have high-value parts because they can be used on various older models. This can make your premiums higher than compared to other models.
- Reliability: Honda cars have a good reputation and are known to be reliable; with their impressive features and designs that make them less likely to break down. They have great economic value.
- Strong safety rating: Honda cars have great safety features and impressive safety ratings - year after year. This can help lower your car insurance premiums.
- Affordable repair costs: Honda cars are not expensive to repair and maintain, and the parts are readily available.
- Location: Where you live and drive matters and rates will vary based on where you live in Canada. For example, if you live in a region with high theft or accident rates, that can affect your rates.
Other factors that can influence your car insurance rate are your driving record, driving habits, and vehicle model.
Honda car insurance quotes are based on a variety of factors, some of which include:
- Drivers age
- Driving history
- Where the driver resides
- Make & model of Honda vehicle
- Safety features on the vehicle
Honda vehicles are considered to be relatively safe and reliable with many models receiving high safety ratings. Many Honda models come equipped with advanced safety features such as airbags, anti-lock brakes, and electric stability control which can help reduce the risk of accidents.
Honda vehicles have a good reputation for reliability and durability, which can keep maintenance costs down. They are built with high-quality materials and advanced technology which help make them last for many years, generally needing few repairs. Honda car parts and repairs are generally affordable and widely available.
Lowest Quotes for these Honda Vehicles *
* These sample quotes are based on a 45-year-old female driver, with a clean driving history, has driving school certification and has always had insurance while licensed (over 15 years). Rates based on Q3 2023 data.
Model |
Location |
Postal Code |
LOWEST RATE (monthly) |
CARRIER |
|---|---|---|---|---|
2020 CIVIC DX 4DR |
Ontario |
L7R 3N2 |
$128 |
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|
2020 CIVIC DX 4DR |
Alberta |
T5T 4J2 |
$300 |
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|
2020 CIVIC DX 4DR |
NOVA SCOTIA |
B2H 2J6 |
$141 |
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** Intact |
2020 ACCORD EX 4DR |
Ontario |
L7R 3N2 |
$140 |
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|
2020 ACCORD EX 4DR |
Alberta |
T5T 4J2 |
$279 |
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|
2020 ACCORD EX 4DR |
NOVA SCOTIA |
B2H 2J6 |
$131 |
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** Intact |
2020 CR-V EX 4DR |
Ontario |
L7R 3N2 |
$120 |
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|
2020 CR-V EX 4DR |
Alberta |
T5T 4J2 |
$268 |
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|
2020 CR-V EX 4DR |
NOVA SCOTIA |
B2H 2J6 |
$113 |
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** Intact |
2020 ODYSSEY EX |
Ontario |
L7R 3N2 |
$122 |
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|
2020 ODYSSEY EX |
Alberta |
T5T 4J2 |
$283 |
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|
2020 ODYSSEY EX |
NOVA SCOTIA |
B2H 2J6 |
$122 |
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** Intact |
2020 RIDGELINE EX-L |
Ontario |
L7R 3N2 |
$123 |
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|
2020 RIDGELINE EX-L |
Alberta |
T5T 4J2 |
$302 |
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|
2020 RIDGELINE EX-L |
NOVA SCOTIA |
B2H 2J6 |
$129 |
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** Intact |
Our Reviews
Devin was very quick to respond to all my numerous questions and making modifications to our application where necessary. He helped us find exactly what we were looking for!
Highly recommend Miguel. He was able to get me into the right product at a lesser price than I expected. Got everything done in a day would’ve been quicker if Autoplus did not crash. Five stars!!!!
Great experience with Prat from Surex . He managed to get things done in a day while everyone else said it will take at least 2 weeks. He understood complicated file quickly and managed to help me out with it . I got Auto insurance at the best rate! I was with TD insurance previously and paid wzy more for exsact tje same policy. I paid it upfront and once time came to an end they did not call or email or any notification about it and just canceled!!! Then told me it will take 2 weeks to get the new one . And I work as a Realtor so to have my car available to drive its absolutely necessary. Very disappointing TD .. I am happy I find Prat he definitely fixed a huge issue.
Manjinder Singh was incredibly helpful. He got me set up with my new auto insurance as soon as it was possible with no issues. He was curteous, knowledgeable and professional. Definitely an asset to your team. Great experience all around.
I’ve had a pleasant experience with Dayana.
She’s everything I want in a service provider. Respectful of time, quick responses, provides clarity on time when required, follows up as promised. She has made this process easier!
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