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Car Insurance Facts
Did you know that car insurance payouts have been on the rise in recent years? It’s true — in 2019, car insurance companies in Canada covered approximately $18 billion worth of vehicle damage. This is a drastic difference from the past. For instance, in 1990, car insurance providers only covered $6 billion in damages.
On the other hand, are you aware that car insurance prices range from province to province? For instance, the average in some provinces is as high as $1680, while in others, it’s as low as $640!
About Honda
Honda is one of the largest automobile manufacturers worldwide and has been the world’s largest motorcycle manufacturer since 1959 and is headquartered in Tokyo Japan. Aside from its core businesses, Honda also manufactures garden equipment, marine engines, personal watercraft, power generators, and much more.
Honda Canada was founded in 1969 as a motorcycle manufacturer, then shortly after it developed into a leading automotive brand. The Honda Civic made its debut to Canadians cross country followed by the Honda Accord a few years later. The Civic quickly became a favourite and was a best-selling passenger car for well over a decade.
They opened a factory in Alliston, ON in the 80s where its one-millionth car was sold in 1991 and the company has continued to grow ever since. In the mid 80’s they introduced a dedicated luxury brand to the American market attempting to gain ground in the luxury vehicle market.
Honda continues to make reliable cars that are still highly popular today. If you’re looking to get a Honda vehicle, that’s where Surex comes in. We can help you find the right insurance for your car!
FAQ’s about Honda car insurance
Honda vehicles are typically more expensive to insure than other car brands. Honda is popular with car thieves, with the Honda Civic being a high target vehicle and the prime reason why car insurance is so high for this model. They have a range of approximately $265/month or $3,200/per year.
But, as you know, it’s hard to put an exact number of what you will pay for your insurance because it largely depends on the type of vehicle you drive. Insurance providers look at the year and the model you choose to buy, your driving history, the number of kilometers you drive each year, and where you live.
There are many things you can do to help lower your insurance rate. For example, you can bundle your home + auto insurance to help save some money. Talk to a Surex advisor to see how you can save today!
Here are some popular ways you can save on your car insurance:
- Use an insurance advisor
- Shop around and compare prices
- Bundle your insurance policies
- Driving less
- Driving safely
- Inquire about discounts
- Increase your deductible
- Be claims-free
- Be a long-time insured driver
- Have a clean driving record
- Installing winter tires
Here are five factors that can impact insurance rates:
- Theft: The Civic and the Accord are targeted by thieves for their parts. Honda Civics especially have high-value parts because they can be used on various older models. This can make your premiums higher than compared to other models.
- Reliability: Honda cars have a good reputation and are known to be reliable; with their impressive features and designs that make them less likely to break down. They have great economic value.
- Strong safety rating: Honda cars have great safety features and impressive safety ratings - year after year. This can help lower your car insurance premiums.
- Affordable repair costs: Honda cars are not expensive to repair and maintain, and the parts are readily available.
- Location: Where you live and drive matters and rates will vary based on where you live in Canada. For example, if you live in a region with high theft or accident rates, that can affect your rates.
Other factors that can influence your car insurance rate are your driving record, driving habits, and vehicle model.
Honda car insurance quotes are based on a variety of factors, some of which include:
- Drivers age
- Driving history
- Where the driver resides
- Make & model of Honda vehicle
- Safety features on the vehicle
Honda vehicles are considered to be relatively safe and reliable with many models receiving high safety ratings. Many Honda models come equipped with advanced safety features such as airbags, anti-lock brakes, and electric stability control which can help reduce the risk of accidents.
Honda vehicles have a good reputation for reliability and durability, which can keep maintenance costs down. They are built with high-quality materials and advanced technology which help make them last for many years, generally needing few repairs. Honda car parts and repairs are generally affordable and widely available.
Lowest Quotes for these Honda Vehicles *
* These sample quotes are based on a 45-year-old female driver, with a clean driving history, has driving school certification and has always had insurance while licensed (over 15 years). Rates based on Q3 2023 data.
Model |
Location |
Postal Code |
LOWEST RATE (monthly) |
CARRIER |
|---|---|---|---|---|
2020 CIVIC DX 4DR |
Ontario |
L7R 3N2 |
$128 |
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|
2020 CIVIC DX 4DR |
Alberta |
T5T 4J2 |
$300 |
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|
2020 CIVIC DX 4DR |
NOVA SCOTIA |
B2H 2J6 |
$141 |
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** Intact |
2020 ACCORD EX 4DR |
Ontario |
L7R 3N2 |
$140 |
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|
2020 ACCORD EX 4DR |
Alberta |
T5T 4J2 |
$279 |
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|
2020 ACCORD EX 4DR |
NOVA SCOTIA |
B2H 2J6 |
$131 |
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** Intact |
2020 CR-V EX 4DR |
Ontario |
L7R 3N2 |
$120 |
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|
2020 CR-V EX 4DR |
Alberta |
T5T 4J2 |
$268 |
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|
2020 CR-V EX 4DR |
NOVA SCOTIA |
B2H 2J6 |
$113 |
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** Intact |
2020 ODYSSEY EX |
Ontario |
L7R 3N2 |
$122 |
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|
2020 ODYSSEY EX |
Alberta |
T5T 4J2 |
$283 |
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|
2020 ODYSSEY EX |
NOVA SCOTIA |
B2H 2J6 |
$122 |
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** Intact |
2020 RIDGELINE EX-L |
Ontario |
L7R 3N2 |
$123 |
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|
2020 RIDGELINE EX-L |
Alberta |
T5T 4J2 |
$302 |
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|
2020 RIDGELINE EX-L |
NOVA SCOTIA |
B2H 2J6 |
$129 |
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** Intact |
Our Reviews
I highly recommend Anchal as an insurance broker. She is extremely professional, knowledgeable, and reliable. What truly sets her apart is that she is always available and genuinely cares about the people she works with.
She takes the time to understand individual needs, explains everything clearly, and makes sure you feel confident in your decisions. With Anchal, you never feel like just another client — you feel supported and well advised.
It is rare to find someone so dedicated, responsive, and truly committed to helping others.
Patti my insurance broker is always fast to respond and very easy to deal with. I have trust in Patti due to her excellent customer service over the years.
Veronique Abbott Is the Insurance Advisor that helped me with my motorcycle insurance. I was very impressed by the timeliness and ease of setting up the insurance with her. I then realized I needed to change the effective date and she did this after hours before a holiday weekend. Outstanding service that I greatly appreciated. Thank you
Surex insurance tips & advice
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Canada plans to strengthen vehicle anti-theft standards to combat rising auto theft, improve security, and potentially help stabilize or lower insurance rates.
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