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Compare and purchase Canada's best honda insurance.

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Comparing rates from Canada's leading Insurance Providers

Car Insurance Facts

Did you know that car insurance payouts have been on the rise in recent years? It’s true — in 2019, car insurance companies in Canada covered approximately $18 billion worth of vehicle damage. This is a drastic difference from the past. For instance, in 1990, car insurance providers only covered $6 billion in damages.

On the other hand, are you aware that car insurance prices range from province to province? For instance, the average in some provinces is as high as $1680, while in others, it’s as low as $640!

About Honda

Honda is one of the largest automobile manufacturers worldwide and has been the world’s largest motorcycle manufacturer since 1959 and is headquartered in Tokyo Japan. Aside from its core businesses, Honda also manufactures garden equipment, marine engines, personal watercraft, power generators, and much more.

Honda Canada was founded in 1969 as a motorcycle manufacturer, then shortly after it developed into a leading automotive brand. The Honda Civic made its debut to Canadians cross country followed by the Honda Accord a few years later. The Civic quickly became a favourite and was a best-selling passenger car for well over a decade.

They opened a factory in Alliston, ON in the 80s where its one-millionth car was sold in 1991 and the company has continued to grow ever since. In the mid 80’s they introduced a dedicated luxury brand to the American market attempting to gain ground in the luxury vehicle market. 

Honda continues to make reliable cars that are still highly popular today. If you’re looking to get a Honda vehicle, that’s where Surex comes in. We can help you find the right insurance for your car!

FAQ’s about Honda car insurance

Honda vehicles are typically more expensive to insure than other car brands. Honda is popular with car thieves, with the Honda Civic being a high target vehicle and the prime reason why car insurance is so high for this model. They have a range of approximately $265/month or $3,200/per year.

But, as you know, it’s hard to put an exact number of what you will pay for your insurance because it largely depends on the type of vehicle you drive. Insurance providers look at the year and the model you choose to buy, your driving history, the number of kilometers you drive each year, and where you live.

There are many things you can do to help lower your insurance rate. For example, you can bundle your home + auto insurance to help save some money. Talk to a Surex advisor to see how you can save today!

Here are some popular ways you can save on your car insurance:

  • Use an insurance advisor
  • Shop around and compare prices
  • Bundle your insurance policies
  • Driving less
  • Driving safely
  • Inquire about discounts
  • Increase your deductible
  • Be claims-free
  • Be a long-time insured driver
  • Have a clean driving record
  • Installing winter tires

Here are five factors that can impact insurance rates:

  • Theft: The Civic and the Accord are targeted by thieves for their parts. Honda Civics especially have high-value parts because they can be used on various older models. This can make your premiums higher than compared to other models.
  • Reliability: Honda cars have a good reputation and are known to be reliable; with their impressive features and designs that make them less likely to break down. They have great economic value.
  • Strong safety rating: Honda cars have great safety features and impressive safety ratings - year after year. This can help lower your car insurance premiums.
  • Affordable repair costs: Honda cars are not expensive to repair and maintain, and the parts are readily available.
  • Location: Where you live and drive matters and rates will vary based on where you live in Canada. For example, if you live in a region with high theft or accident rates, that can affect your rates.

Other factors that can influence your car insurance rate are your driving record, driving habits, and vehicle model.

Honda car insurance quotes are based on a variety of factors, some of which include:

  • Drivers age
  • Driving history
  • Where the driver resides
  • Make & model of Honda vehicle
  • Safety features on the vehicle

Honda vehicles are considered to be relatively safe and reliable with many models receiving high safety ratings. Many Honda models come equipped with advanced safety features such as airbags, anti-lock brakes, and electric stability control which can help reduce the risk of accidents.

Honda vehicles have a good reputation for reliability and durability, which can keep maintenance costs down. They are built with high-quality materials and advanced technology which help make them last for many years, generally needing few repairs. Honda car parts and repairs are generally affordable and widely available.

Lowest Quotes for these Honda Vehicles *

* These sample quotes are based on a 45-year-old female driver, with a clean driving history, has driving school certification and has always had insurance while licensed (over 15 years). Rates based on Q3 2023 data.

Model

Location

Postal Code

LOWEST RATE (monthly)

CARRIER

2020 CIVIC DX 4DR

Ontario

L7R 3N2

$128

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Aviva

2020 CIVIC DX 4DR

Alberta

T5T 4J2

$300

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Intact Insurance

2020 CIVIC DX 4DR

NOVA SCOTIA

B2H 2J6

$141

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My Drive

** Intact

2020 ACCORD EX 4DR

Ontario

L7R 3N2

$140

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Aviva

2020 ACCORD EX 4DR

Alberta

T5T 4J2

$279

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Intact Insurance

2020 ACCORD EX 4DR

NOVA SCOTIA

B2H 2J6

$131

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My Drive

** Intact

2020 CR-V EX 4DR

Ontario

L7R 3N2

$120

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CAA

2020 CR-V EX 4DR

Alberta

T5T 4J2

$268

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Intact Insurance

2020 CR-V EX 4DR

NOVA SCOTIA

B2H 2J6

$113

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My Drive

** Intact

2020 ODYSSEY EX

Ontario

L7R 3N2

$122

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Aviva

2020 ODYSSEY EX

Alberta

T5T 4J2

$283

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Intact Insurance

2020 ODYSSEY EX

NOVA SCOTIA

B2H 2J6

$122

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My Drive

** Intact

2020 RIDGELINE EX-L

Ontario

L7R 3N2

$123

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CAA

2020 RIDGELINE EX-L

Alberta

T5T 4J2

$302

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Intact Insurance

2020 RIDGELINE EX-L

NOVA SCOTIA

B2H 2J6

$129

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My Drive

** Intact

Auto Insurance Quotes by Car Brand

Our Reviews

Barbara Elliott
5
I've always had service handled in a…

I've always had service handled in a good time frame. Changes for any vehicle paperwork has been done immediately.
I've never had a claim, so I can't comment on any handling in that nature.

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Trustpilot
Michael Davies
5
Jessica - home and auto
Jessica has been nothing short of phenomenal throughout our insurance journey. As a long-time client for my auto insurance, I always appreciated her responsiveness and expertise — but when we became first-time homebuyers, she truly went above and beyond. Not only did she secure us an exceptional rate on our new home insurance, but she also managed to lower our existing auto insurance, saving us money at a time when every dollar counted. Her knowledge, attention to detail, and proactive approach made the entire process seamless and stress-free. What really sets Jessica apart is her unwavering dedication, especially during tough times. When we tragically lost a home, she handled everything with compassion, professionalism, and speed — guiding us through the claims process with care and clarity. And when we were ready to start fresh with a new home, she didn’t miss a beat. She started from scratch, made sure we were fully covered, and continued to support us every step of the way. Jessica isn’t just an insurance broker — she’s a trusted advisor, a fierce advocate, and a true partner in protecting your life and your future. I can’t recommend her highly enough. If you want someone who genuinely cares, acts with integrity, and delivers outstanding results, look no further. Thank you, Jessica — we’re so grateful to have you on our side!
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Trustpilot
Lubov Obasi
5
I had great experience with Surex agent…

I had great experience with Surex agent when I needed to change my insurance policy quickly to accomodate my needs.
They were able to act fast as I requested and I appreciate it very much.
Great job!

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Trustpilot
Grace McMahon
4
Nick is a great agent !
Nick is a great agent and is extremely knowledgeable and helpful for me as a first time home insurance buyer. He made the entire process of getting set up and going through my first few payments smooth and efficient. Any time I had any questions he responded to my text/call within 24 hrs!
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Trustpilot
Line & Gary
5
We always get a prompt response from Jason
We always get a prompt response from Jason or one of his teammates. Our needs get resolved quickly and efficiently.we are very please with the service we get from Surex.
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Trustpilot

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