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Ontario drivers: Some insurance coverages become optional July 1. Learn what’s changing.

Compare and purchase the best home insurance rates in Saskatoon.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

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Types of coverage we provide

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Home Insurance
Home Insurance

This provides coverage for loss and damage to your property and/or any assets.

Deductible
Deductible

A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.

Sewer Backup, Overland/Ground Water
Sewer Backup, Overland / Ground Water

These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.

Claims Forgiveness
Claims Forgiveness

This allows for the protection of your “claims-free discount” in the event of your first claim.

Scheduled Items
Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

Comprehensive Insurance Coverage
Comprehensive Insurance Coverage

When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.

Broad Coverage
Broad Coverage

When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)

Recent home insurance quotes in Saskatoon

Recent Quotes Image
Male, 34 from Saskatoon, SK
Detached
Quote Date: Jun 01, 2026
$158 / month
$1,896 / year
Male, 40 from Saskatoon, SK
Detached
Quote Date: Apr 21, 2026
$181 / month
$2,172 / year
Male, 42 from Saskatoon, SK
Detached
Quote Date: Apr 21, 2026
$214 / month
$2,568 / year
Male, 50 from Saskatoon, SK
Detached
Quote Date: Dec 15, 2025
$255 / month
$3,060 / year
Male, 57 from North Battleford, SK
Detached
Quote Date: Jun 08, 2026
$148 / month
$1,776 / year

Save up to 20% by bundling your home and auto insurance

Select between home and auto, condo/strata and auto, or tenant/renter and auto to start saving today.

Our Reviews

Ricky
5
Quick Response Time & Helpful

Devin was very quick to respond to all my numerous questions and making modifications to our application where necessary. He helped us find exactly what we were looking for!

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Trustpilot
Michael U
5
Highly recommend Miguel

Highly recommend Miguel. He was able to get me into the right product at a lesser price than I expected. Got everything done in a day would’ve been quicker if Autoplus did not crash. Five stars!!!!

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Trustpilot
Natalia C
5
Great experience with Prat from Surex

Great experience with Prat from Surex . He managed to get things done in a day while everyone else said it will take at least 2 weeks. He understood complicated file quickly and managed to help me out with it . I got Auto insurance at the best rate! I was with TD insurance previously and paid wzy more for exsact tje same policy. I paid it upfront and once time came to an end they did not call or email or any notification about it and just canceled!!! Then told me it will take 2 weeks to get the new one . And I work as a Realtor so to have my car available to drive its absolutely necessary. Very disappointing TD .. I am happy I find Prat he definitely fixed a huge issue.

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Trustpilot
Jairo Acuna
5
Manjinder Singh was incredibly helpful

Manjinder Singh was incredibly helpful. He got me set up with my new auto insurance as soon as it was possible with no issues. He was curteous, knowledgeable and professional. Definitely an asset to your team. Great experience all around.

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Trustpilot
Jane O
5
Wonderful Experience!

I’ve had a pleasant experience with Dayana.
She’s everything I want in a service provider. Respectful of time, quick responses, provides clarity on time when required, follows up as promised. She has made this process easier!

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Trustpilot

Get the best rates from Canada's top insurance providers

Save up to 25% on the best home insurance in Saskatoon!

When you choose to live in the prairies, specifically in beautiful Saskatoon, you get to experience a city full of rich history and aboriginal culture. Saskatoon is the largest city in the province of Saskatchewan and is located on the banks of the Saskatchewan River and along the Trans-Canada Yellowhead Highway. Among its many picturesque landscapes, you can find national parks, mountain ranges, dunes, rolling hills, and cascading prairies along with over a hundred thousand lakes and reservoirs! The cost of living and housing/renting is affordable and cheap and you can find employment in a variety of working industries.

Home insurance is not legally required in Canada, especially for those who have paid off their home. But, it is mandatory for those who need to get a mortgage. Since buying a home is one of the biggest investments people make, it's important to consider getting the best home insurance in Saskatoon to protect the place they live, raise a family and keep their belongings. These are all things that an affordable home insurance policy from the top Canadian home insurance companies can cover and we can help with that.

Home Insurance in Saskatoon - What You Need to Know

The two types of home insurance are:

  • Broad home insurance: perils like water, lightning, hail, windstorm, fire, smoke, explosion, falling objects, vandalism, theft, and impact to vehicles or aircraft. 

  • Comprehensive home insurance: this is the most comprehensive level of home insurance in Canada. This includes coverage for all perils with broad insurance in addition to unintentional damage and disappearance of home contents. 

A licensed insurance advisor can offer home insurance in Saskatoon. If you contact Surex we can provide you with more than one option, so you can see comparables in price and get the best insurance coverage!

Home insurance in Saskatoon provides the protection you need no matter what kind of home you have. When you need to make a claim, having the best home insurance in Saskatoon will give you peace of mind if anything comes up.

Home insurance in Canada is not legally required if you’ve paid your house in full. However, you should purchase home insurance prior to getting a mortgage.

The cost typically depends on a number of factors including the construction of the home, updates to heating, electrical, plumbing, and roofing, chances of water damage, prior claims, and more. Plan to budget about $600-1500 annually for home insurance costs, but again this will vary person to person.

A number of things affect the cost of the best home insurance in Saskatoon, including: the age of the home, the size of the home, the number of residents, the cost of replacement, the internal and exterior construction, the location, as well as the proximity to local services like fire and police stations.

Choosing the best and most affordable home insurance in Saskatoon will depend on every customer’s unique situation. Every company has their own formula, meaning some criteria like driving record or age may weigh more than others. If you want to get insurance online, it’s a good idea to compare insurance companies with Surex so that the best insurance broker can shop the market for you.

The top Canadian home insurance companies in Saskatoon will notify the client if the insurance policy is automatically renewing by sending out policy documents usually 30-60 prior to renewal date.

The top Canadian home insurance companies in Saskatoon (for you as a policyholder) depends on how your situation fits into the formula companies create to evaluate policyholders. Comparing online insurance quotes with Surex will allow you to get the cheapest price on home insurance.

You can contact your assigned Surex insurance broker/advisor or contact the top Canadian home insurance companies directly. Make sure you have your policy # and details of the claim prepare when you call.

Compare 10+ quotes and

speak to a dedicated advisor

Samantha Schmidt

Underwriting Specialist

Samantha Schmidt

Helpful home insurance guides

Explore helpful guides that explain how home insurance works in Canada, including coverage basics, cost factors, and common policy terms.

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