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Saskatoon Home Insurance

Surex helps Saskatoon find the best insurance rates on home. No matter what type of property you have, we’ll find you a well-priced policy offering the best coverage for your needs.

We Help Canadians Find Great Rates On Many Types of Insurance

Comparing rates from Canada's leading Home Insurance Providers
Wawanesa Insurance
Pembridge Insurance
economical
Intact Insurance
TuGo
travelers
Jevco Insurance
Types of Coverage We Provide
Home Insurance
This provides coverage for loss and damage to your property and/or any assets.
Liability Coverage
This would provide protection against a lawsuit resulting from damaged property or personal injuries
Deductible
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
Sewer Backup, Overland/Ground Water
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Scheduled Items
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
Comprehensive Coverage
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Broad Coverage
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)

Latest Saskatoon News

The two types of home insurance are:

  • Broad home insurance: perils like water, lightning, hail, windstorm, fire, smoke, explosion, falling objects, vandalism, theft, and impact to vehicles or aircraft. 

  • Comprehensive home insurance: this is the most comprehensive level of home insurance in Canada. This includes coverage for all perils with broad insurance in addition to unintentional damage and disappearance of home contents. 

A licensed insurance advisor can offer home insurance in Saskatoon.  If you contact Surex they can provide you with more than one option, so you can see comparables in price and coverage!

Home insurance in Saskatoon provides the protection you need no matter what kind of home you have. When you need to make a claim, home insurance will help you keep peace of mind if anything comes up.

Home insurance in Canada is not legally required if you’ve paid your house in full. However, you should purchase home insurance prior to getting a mortgage.

Top parks in Saskatoon
  1. Kinsmen Park, Saskatoon
  2. Gabriel Dumont Park
  3. Ashworth Holmes Park
Top shopping sites in Saskatoon
  1. Midtown
  2. Lawson Heights Mall
  3. Hen & Chick Studios

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Talk to Real People

insurance broker
Karen
Licensed Insurance Advisor

Frequently Asked Questions About home Insurance in Saskatoon

The cost typically depends on a number of factors including the construction of the home, updates to heating, electrical, plumbing, and roofing, chances of water damage, prior claims, and more. Plan to budget about $600-1500 annually for home insurance costs, but again this will vary person to person.

A number of things affect the cost of home insurance, including: the age of the home, the size of the home, the number of residents, the cost of replacement, the internal and exterior construction, the location, as well as the proximity to local services like fire and police stations.

The cheapest snowmobile insurance provider will depend on every customer’s unique situation. Every company has their own formula, meaning some criteria like driving record or age may weigh more than others. It’s a good idea to compare rates from various insurers with Surex so that licensed insurance advisors can shop the market for you.

Insurance Carriers will notify the client if the policy is automatically renewing by sending out policy documents usually 30-60 prior to renewal date.

The best home insurance provider depends on how your situation fits into the formula companies create to evaluate policyholders. Comparing quotes with Surex will allow you to get the cheapest price on home insurance.

You can contact your assigned Surex broker/advisor or contact the insurance company directly. Make sure you have your policy # and details of the claim prepare when you call.

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