No ESI data
Skip to main content

Compare and purchase the best home insurance rates in Saskatoon.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

Type
trustpilot
Image

Types of coverage we provide

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Home Insurance
Home Insurance

This provides coverage for loss and damage to your property and/or any assets.

Deductible
Deductible

A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.

Sewer Backup, Overland/Ground Water
Sewer Backup, Overland / Ground Water

These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.

Claims Forgiveness
Claims Forgiveness

This allows for the protection of your “claims-free discount” in the event of your first claim.

Scheduled Items
Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

Comprehensive Insurance Coverage
Comprehensive Insurance Coverage

When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.

Broad Coverage
Broad Coverage

When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)

Recent home insurance quotes in Saskatoon

Recent Quotes Image
Male, 48 from Saskatoon, SK
Detached
Quote Date: Jul 27, 2026
$208 / month
$2,496 / year
Male, 80 from Saskatoon, SK
Detached
Quote Date: Jul 10, 2026
$157 / month
$1,884 / year
Male, 45 from Saskatoon, SK
Detached
Quote Date: Jun 17, 2026
$135 / month
$1,620 / year
Male, 41 from Saskatoon, SK
Detached
Quote Date: Jun 16, 2026
$205 / month
$2,460 / year
Male, 34 from Saskatoon, SK
Detached
Quote Date: Jun 01, 2026
$158 / month
$1,896 / year

Save up to 20% by bundling your home and auto insurance

Select between home and auto, condo/strata and auto, or tenant/renter and auto to start saving today.

Our Reviews

Lacey Jaye Kwok
5
Patti the insurance wizard strikes again

Patti was an absolute pleasure to work with! My husband and I were getting ready to put an offer on our new home and needed to secure insurance before we could comfortably move forward. We quickly learned just how fast things move in the real estate world, especially while juggling two kids and busy work schedules!

Patti walked us through everything step by step and even gave us the gentle nudges we needed to stay on top of forms and deadlines. She was incredibly patient, kind, professional, and had such a great sense of humour throughout the entire process.

In such an AI-driven world, it felt especially meaningful to have a genuine human connection while navigating such a big milestone for our family. Patti truly is the epitome of professionalism and such a positive representation of your company.

Thank you so much, Patti, for making the insurance side of purchasing our new home feel easy and personal. We genuinely appreciate you!

Image
Trustpilot
Susan Korpela
5
Complete satisfaction

Right from the start I have had a very pleasant experience with Surex. In particular dealing with Miguel Pavon, who went the extra mile to ensure I was well taken care of and all my concerns were resolved. Miguel is efficient and kind. He was timely in the process of securing both my home and auto insurance. I highly recommend him snd hope he is appreciated as one of your team members.
Thanks
Susan Korpela

Image
Trustpilot
Teresa Neish
5
Appreciated the expertise of Tyler Scussolin
It was really great to deal with Tyler Scussolin (Surex Ins) regarding my home insurance. As elderly person appreciated his common sense approach and description of the policy offered. Tyler responded each time promptly. I am sure this policy is better than I could have received elsewhere. Stress free and feel all is in good order.
Image
Trustpilot
Debbi
5
Erich Rother
I worked with Erich Rother for my daughter's insurance needs recently, and I have also worked with Erich in the past. He is very communicative and very prompt in his responses. He is very knowledgeable about his products and I certainly would recommend Erich to anyone with car/home insurance needs.
Image
Trustpilot
Roderick
5
Review for Patti Gustafson from Surex Insurance
Patti has been my families advisor for many years and she has always been a person I can rely on and depend on. She has helped us with our home and car insurance for a long time and every time it has been a pleasure. I’m looking forward for her helping us for the next 20 years.
Image
Trustpilot

Get the best rates from Canada's top insurance providers

Save up to 25% on the best home insurance in Saskatoon!

When you choose to live in the prairies, specifically in beautiful Saskatoon, you get to experience a city full of rich history and aboriginal culture. Saskatoon is the largest city in the province of Saskatchewan and is located on the banks of the Saskatchewan River and along the Trans-Canada Yellowhead Highway. Among its many picturesque landscapes, you can find national parks, mountain ranges, dunes, rolling hills, and cascading prairies along with over a hundred thousand lakes and reservoirs! The cost of living and housing/renting is affordable and cheap and you can find employment in a variety of working industries.

Home insurance is not legally required in Canada, especially for those who have paid off their home. But, it is mandatory for those who need to get a mortgage. Since buying a home is one of the biggest investments people make, it's important to consider getting the best home insurance in Saskatoon to protect the place they live, raise a family and keep their belongings. These are all things that an affordable home insurance policy from the top Canadian home insurance companies can cover and we can help with that.

Home Insurance in Saskatoon - What You Need to Know

The two types of home insurance are:

  • Broad home insurance: perils like water, lightning, hail, windstorm, fire, smoke, explosion, falling objects, vandalism, theft, and impact to vehicles or aircraft. 

  • Comprehensive home insurance: this is the most comprehensive level of home insurance in Canada. This includes coverage for all perils with broad insurance in addition to unintentional damage and disappearance of home contents. 

A licensed insurance advisor can offer home insurance in Saskatoon. If you contact Surex we can provide you with more than one option, so you can see comparables in price and get the best insurance coverage!

Home insurance in Saskatoon provides the protection you need no matter what kind of home you have. When you need to make a claim, having the best home insurance in Saskatoon will give you peace of mind if anything comes up.

Home insurance in Canada is not legally required if you’ve paid your house in full. However, you should purchase home insurance prior to getting a mortgage.

The cost typically depends on a number of factors including the construction of the home, updates to heating, electrical, plumbing, and roofing, chances of water damage, prior claims, and more. Plan to budget about $600-1500 annually for home insurance costs, but again this will vary person to person.

A number of things affect the cost of the best home insurance in Saskatoon, including: the age of the home, the size of the home, the number of residents, the cost of replacement, the internal and exterior construction, the location, as well as the proximity to local services like fire and police stations.

Choosing the best and most affordable home insurance in Saskatoon will depend on every customer’s unique situation. Every company has their own formula, meaning some criteria like driving record or age may weigh more than others. If you want to get insurance online, it’s a good idea to compare insurance companies with Surex so that the best insurance broker can shop the market for you.

The top Canadian home insurance companies in Saskatoon will notify the client if the insurance policy is automatically renewing by sending out policy documents usually 30-60 prior to renewal date.

The top Canadian home insurance companies in Saskatoon (for you as a policyholder) depends on how your situation fits into the formula companies create to evaluate policyholders. Comparing online insurance quotes with Surex will allow you to get the cheapest price on home insurance.

You can contact your assigned Surex insurance broker/advisor or contact the top Canadian home insurance companies directly. Make sure you have your policy # and details of the claim prepare when you call.

Compare 10+ quotes and

speak to a dedicated advisor

Samantha Schmidt

Underwriting Specialist

Samantha Schmidt
Start an insurance quote now