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Types of coverage we provide
Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.
This provides coverage for loss and damage to your property and/or any assets.
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
This allows for the protection of your “claims free discount” in the event of your first claim.
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)
Save up to 20% by bundling your home and auto insurance
Our Reviews
I had an excellent experience setting up the insurance for my first car with Ashley at Surex. She was fast, professional, and incredibly helpful every step of the way. Ashley made the process smooth and stress-free, answered all my questions promptly and found me a great price. Highly recommend her for anyone looking for outstanding and reliable insurance service!!!!
I have nothing but exceptional service from Ashley Bushfield at Surex, quickly responds and takes cares of anything I need for my insurance needs… prices are amazing too… thanks for everything you do!! Highly recommended!!
Mostly great help but I feel when your contract wasn’t renewed for car insurance contacting your customers by email should have at least should got a phone call to their customers when the email wasn’t acknowledged by customer for whatever reasons… but something as important as having no insurance should have required a phone call by the company and the broker should have an alternative option for it’s customers
I had a great experience with Ashley at Surex. She was able to get me insured the same day and sent over my policy right away. The process was quick, and smooth. I’m very happy with the quality of her work and the service, I’d definitely recommend Ashley and Surex to anyone in Ontario looking for reliable insurance.
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Niagara Falls is home to over 80,000 residents, who get to enjoy the famous waterfalls and other tourist attractions their city holds. The bustling city centre has a casino, many restaurants, museums, and vibrant nightlife. It is known as the “honeymoon capital” and over 12 million people visit each year. The Canadian side on the western shore overlooks the Horseshoe Falls, the cascades’ most expansive section. Niagara Falls is linked to the US by the Rainbow Bridge for anyone wanting to take a quick day trip.
Home insurance is not legally required in Canada, especially for those who have paid off their home. But, it is mandatory for those who need to get a mortgage. Since buying a home is one of the biggest investments people make, it's important to consider getting homeowners insurance to protect the place they live, raise a family and keep their belongings. These are all things that a homeowners insurance policy can cover and we can help with that.
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There are a lot of factors that go into the calculation. Factors include where the home is located, the age and size of the home, your number of claims in the past, as well as information about you. All these factors will play a role in determining your rate.
Liability insurance, personal belongings, dwelling/detached structures, identity theft are some standard home insurance coverages.
Generally, your home insurance premium will cover your property and all of its contents. This includes the building, trees and bushes around the house, any detached structures such as the garage or a shed, personal property including furniture, computers, electronics, additional living expenses and the loss of rental income.
Not necessarily. It’s not mandatory, but the majority of landlords will require it in order to provide a lease. There are a number of important benefits to having renter’s insurance. It provides the coverage needed to safeguard your personal property in the event that it’s damaged or stolen. If your landlord has home insurance, their coverage won’t exactly extend to your belongings and room. This is why it’s important in the event of an accident like a flood where your belongings get wet, you have that coverage needed to protect your belongings.
You’re at the exact right spot to get your home insurance! As soon as you start a quote on our online home insurance marketplace, you’ll be assigned a Surex Licensed Insurance Advisor (aka Your Personal Assistant) to help you complete and set up your home insurance policy.
It depends on a few factors: The construction of the home, the updates of heating/electrical/plumbing/roofing, chances of wind or water damage, occurrence of prior claims on the property, and much more. On average, you should budget between $600 to $1500 annually for home insurance costs, but it could be more or less than this. The great thing about working with a Surex licensed insurance advisor is that we can shop rates and find the best company coverage at the most affordable price for you.
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