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Types of coverage we provide
Provides protection against a lawsuit resulting from damaged property or personal injuries.
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)
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Niagara Falls is home to over 80,000 residents, who get to enjoy the famous waterfalls and other tourist attractions their city holds. The bustling city centre has a casino, many restaurants, museums, and vibrant nightlife. It is known as the “honeymoon capital” and over 12 million people visit each year. The Canadian side on the western shore overlooks the Horseshoe Falls, the cascades’ most expansive section. Niagara Falls is linked to the US by the Rainbow Bridge for anyone wanting to take a quick day trip.
Home insurance is not legally required in Canada, especially for those who have paid off their home. But, it is mandatory for those who need to get a mortgage. Since buying a home is one of the biggest investments people make, it's important to consider getting homeowners insurance to protect the place they live, raise a family and keep their belongings. These are all things that a homeowners insurance policy can cover and we can help with that.
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There are a lot of factors that go into the calculation. Factors include where the home is located, the age and size of the home, your number of claims in the past, as well as information about you. All these factors will play a role in determining your rate.
Liability insurance, personal belongings, dwelling/detached structures, identity theft are some standard home insurance coverages.
Generally, your home insurance premium will cover your property and all of its contents. This includes the building, trees and bushes around the house, any detached structures such as the garage or a shed, personal property including furniture, computers, electronics, additional living expenses and the loss of rental income.
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