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Compare and purchase the best
home insurance rates in Newfoundland.

Get free & accurate quotes from Canada’s top home insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top home insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.

Types of coverage we provide

Liability Coverage
Liability Coverage

Provides protection against a lawsuit resulting from damaged property or personal injuries.

Home Insurance
Home Insurance
This provides coverage for loss and damage to your property and/or any assets.
Deductible
Deductible
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
Sewer Backup, Overland/Ground Water
Sewer Backup, Overland / Ground Water

These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.

Claims Forgiveness
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Scheduled Items
Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

Comprehensive Insurance Coverage
Comprehensive Insurance Coverage
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Broad Coverage
Broad Coverage

When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)

Comparing rates from Canada's leading Insurance Providers

Our Reviews

Newfoundland home insurance rates vs. other provinces

Newfoundland & Labrador is in the top of the most affordable provinces to purchase a home in. Insurance however is on the higher end. Also being on the east coast there can be a lot of active weather. Make sure you have the right coverage at the right price. Start a free quote with us today and find out.

Province

Average Rates

Newfoundland & Labrador  

$2,513

Alberta  

$2,304

Ontario  

$1,797

Nova Scotia 

 $2,788

New Brunswick  

$2,402

Prince Edward Island  

$1,145

Manitoba 

 $1,335

British Columbia 

 $2,389

Yukon 

$1830

Nunavut  

$3,516

Saskatchewan  

$1,873

Northwest Territories 

 $3,367

See how our customers save big on home insurance

At Surex, we’re dedicated to helping you find the right insurance for the best price. We do all the heavy lifting for you, so you can be sure you’re getting the lowest possible rate. Check out how we’ve helped these Newfoundland & Labrador homeowners save on home insurance.

Customer

City

Type

Average Rate

Lowest Rate

Savings

Aya

Mount Pearl

Townhouse

$1,505

$997

$826

Marloie

St. John's

Detached

$3,124

$2,745

$379

Rob

Conception Bay South

Townhouse

$2,555

$1,895

$659

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Denae P.

Licensed Insurance Advisor

Insurance Broker

Surex Insurance Tips & Advice

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