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Kingston Home Insurance Quotes

Find Kingston's best rates on home insurance by comparing quotes from Canada’s leading insurance companies. Speak to a Licensed Insurance Advisor today!

Kingston home insurance

Find Kingston’s best rates on home insurance to start saving today. One of our Advisors can help compare quotes for you from leading insurance providers. Kingston is situated in Eastern Canada in Ontario and is known for having great restaurants, a vibrant arts scene, and university atmosphere with Queen’s University. Kingston is a clean and safe city and many families and retirees choose to live here.

Comparing rates from Canada's leading Home Insurance Providers
Pembridge Insurance
Intact Insurance
Wawanesa Insurance
CNS Insurance
Credit Union
Jevco Insurance
TuGo
RSA Insurance
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Types of Coverage We Provide
Home Insurance
This provides coverage for loss and damage to your property and/or any assets.
Liability Coverage
This would provide protection against a lawsuit resulting from damaged property or personal injuries
Deductible
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
Sewer Backup, Overland/Ground Water
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Scheduled Items
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
Comprehensive Insurance Coverage
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Broad Coverage
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)

Kingston Latest News

Homeowners’ insurance policies generally provide at least $100,000 worth of liability insurance but higher amounts are available and recommended. Generally, it is recommended to purchase in the range of $300,000 to $500,000 worth of liability coverage.

Several factors will affect insurance costs in Hamilton including location, the home value and cost of replacement, coverage limits, the amount of the deductible, home improvements and renovations done to the house, roofing, plumbing, electrical, and age of the house.

Shop around for different rates using a licensed insurance advisor. They will help ensure you get the best rate on your insurance. 

Bundle your auto and home insurance policies together to save in the long run.

Consider obtaining a higher deductible. It may be more out of your pocket initially, but you will have a chance to save on your monthly insurance cost. 

Maintain a good driving record - This one speaks for itself. Driver safer and you will get a discount. 

Review your coverage each year - You’ll never know what other options you have or what coverage you actually need until you do your annual review. Review regularly and add or remove components of the policy that you do not need for that particular year.

Things to do in Kingston
  1. Thousand Islands
  2. Fort Henry National Historic Site
  3. Kingston Penitentiary
Best Shopping Sites in Kingston
  1. Martello Alley
  2. Kingston Penitentiary
  3. Kingston Public Market
Best Landmarks in Kingston
  1. Bellevue House National Historic Site
  2. Kingston City Hall
  3. Frontenac Provincial Park

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Kellie
Licensed Insurance Advisor

Have questions? We've got answers.

Every homeowner’s policy is unique to that customer. Often, you’ll need an extended amount of insurance coverage for things like by-laws, earthquakes, and floods. These are optional and aren’t covered in the majority of standard policies. Standard wear and tear is also not covered in most policies.

When you go on to purchase a condo, you aren’t purchasing the building but the unit inside that building. You’re also normally part of a condo corporation that will fix external structural damages. Homeowners insurance will cover the structure in addition to the contents inside that home.

Yes they do. In accordance with regulatory associations, there’s a direct correlation between an individual’s likelihood of getting into an accident and cancellation policies due to non-payment, and their credit score. This means that those individuals will in fact have higher premiums for lower credit scores.

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Surex News and Blog