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Types of coverage we provide
Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
This allows for the protection of your “claims-free discount” in the event of your first claim.
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Actual cash value policies are based on the items' depreciated value while replacement cost coverage does not account for depreciation
Recent condo quotes in Saskatchewan
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Our Reviews
I had an outstanding experience with Surex, especially thanks to my broker, Dayana. She was professional, knowledgeable, patient, and incredibly responsive throughout the entire process.
Dayana took the time to explain everything clearly, answered all my questions promptly, and help me find the best possible option for my needs.
What really stood out was her dedication and customer service, it genuinely felt like she cared about helping me, not just closing a sale. The whole experience was smooth, stress-free, and much better than I expected when dealing with insurance.
I highly recommend Surex, and especially Dayana, to anyone looking for reliable and professional service.
Thank you again for all your help!
I’m very satisfied with the service I received from Surex, especially from Dayana Nunez.
Her professionalism, attention to detail, and willingness to help made the entire process smooth and stress-free. She was always patient, clear, and very knowledgeable throughout every interaction.
Beyond her excellent service, her warm personality during our calls was truly an added value and made the experience even better. It’s not often you come across someone who combines professionalism with such a kind and positive attitude.
Highly recommended.
Erich was amazing to work with - great response time and a really fast turnaround for getting us what we needed with regards to our home insurance. Highly recommend working with Erich!
To whom it my concern. I would like to take a minute and say thankyou for the always very friendly and exceptional service i recieve from Patti Gustafson. It's always a pleasure and i'm always well informed. Koodo's to a great lady! Thankyou, Dale Goodsell.
Took less then 30 minutes when I bought a new truck and needed insurance right away to pick it up. They always respond and answer any questions in a timely matter. Would rate higher if I could, I have had 0 issues.
Saskatchewan condo insurance rates vs. other provinces
Saskatchewan’s home insurance rates fall in the mid-range compared to the rest of Canada. However, being in a region prone to extreme weather, having adequate home insurance is essential. Start a free quote with us today to explore potential savings and ensure you’re fully covered!
Province |
Average Rates |
|---|---|
British Columbia |
$840 |
Ontario |
$534 |
Alberta |
$493 |
Manitoba |
$404 |
Saskatchewan |
$491 |
Nova Scotia |
$501 |
New Brunswick |
$405 |
Prince Edward Island |
$484 |
Condo Insurance in Saskatchewan - What You Need to Know
Condo insurance protects the units within a condo building. You would get it to protect your contents such as appliances, clothing and furniture (and would also cover items stored in a locker).
It would also provide additional living expenses in the event of an insured loss (if you had to temporarily move out) as well as the condo owner's liability for any bodily injury or property damage that was unintentionally caused by others in the building.
No, condo, home, or tenant insurance is not mandatory in Canada, although the condo association, or the owner of the condo, may require you to have to move in. You also need insurance to secure a mortgage to purchase a home or condo. So, even though it is not legally required to have, there are other outlets that may require the homeowner to purchase it.
If you own a condo or rent a house or apartment, some landlords may require tenants to have tenant insurance before moving in and condo corporations and lenders may require condo unit owners to show proof of insurance before moving in as well.
There are a few factors that determine your monthly condo fees, they include:
- The size of the building (a larger building has more owners to share the cost)
- The age of the building (newer buildings may have lower fees)
- The amenities
- The neighbourhood
It all depends on where you live. Older buildings usually have higher condo fees because they require more maintenance and smaller buildings also tend to have higher fees because the costs are shared between fewer owners. Newer developments with an all-inclusive list of amenities have higher fees because of upkeep costs.
No, you cannot negotiate condo fees. And, they are never optional. Even though you move into a building with a pool, but never expect to use it, you still need to pay for its upkeep.
Condo building insurance is different. This is purchased by the condo corporation to cover damage to the building and the common areas and liability on the property. This is usually included in the monthly condo maintenance fees.
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Helpful condo insurance guides
Explore helpful guides that explain how condo insurance works in Canada, including coverage basics, cost factors, and common policy terms.
Home sellers in Canada must disclose hidden material defects, as failing to do so can lead to serious legal and financial consequences.
During Canadian winters, blocked vents from snow can cause deadly carbon monoxide buildup—regularly check furnace, water heater, dryer, and chimney vents to ensure they’re clear.
Water damage in condos can be confusing; responsibility varies between owners and associations. Understanding coverage helps prevent costly surprises and ensures proper condo insurance protection.
