No ESI data
Skip to main content

Compare and purchase the best car insurance rates in Brampton.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

Image

Types of coverage we provide

Collision Coverage
Collision Coverage

Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.

Comprehensive Coverage
Comprehensive Coverage

Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).

Family Protection
Family Protection

Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.

Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Windshield Coverage
Windshield Coverage

Windows are included in comprehensive*, however, you have the option to remove this coverage to lower your premium. (*Not included in Alberta.)

Car Rental Coverage
Car Rental Coverage

You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.

Depreciation Coverage
Depreciation Coverage

In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.

Claims Forgiveness
Claims Forgiveness

This allows for the protection of your “claims-free discount” in the event of your first claim.

Recent auto insurance quotes in Brampton

Recent Quotes Image
Female, 60 from Brampton, ON
2012 Nissan Maxima 3.5 sv 4dr
Quote Date: Feb 07, 2026
$161 / month
$1,932 / year
Male, 58 from Brampton, ON
2006 Nissan X-trail bonavista edition 4dr awd
Quote Date: Jan 13, 2026
$151 / month
$1,812 / year
Male, 70 from Brampton, ON
2011 Toyota Corolla ce 4dr
Quote Date: Jan 06, 2026
$111 / month
$1,332 / year
Female, 48 from Brampton, ON
2007 Mazda Cx-7 gt 4dr 2wd
Quote Date: Dec 24, 2025
$166 / month
$1,992 / year
Male, 62 from Brampton, ON
2009 Chevrolet Cobalt lt 4dr
Quote Date: Nov 10, 2025
$128 / month
$1,536 / year

Save up to 20% by bundling your home and auto insurance

Select between home and auto, condo/strata and auto, or tenant/renter and auto to start saving today.

Our Reviews

Valentino
5
Anchal at Surex is the best

I highly recommend Anchal as an insurance broker. She is extremely professional, knowledgeable, and reliable. What truly sets her apart is that she is always available and genuinely cares about the people she works with.
She takes the time to understand individual needs, explains everything clearly, and makes sure you feel confident in your decisions. With Anchal, you never feel like just another client — you feel supported and well advised.
It is rare to find someone so dedicated, responsive, and truly committed to helping others.

Image
Trustpilot
Roy B.
5
Excellent Broker Agent Customer Service!
We had an excellent experience with our insurance agent Patti Gustafson! From the very beginning, she is incredibly responsive, knowledgeable, and patient in explaining all our options. She made the entire process smooth and stress-free, and we truly felt that she had our best interest in mind — not just selling a policy. She took the time to understand our needs and found coverage that was both comprehensive and competitively priced. Any questions we had were answered quickly and clearly, and the follow-up service has been just as outstanding. Highly recommend to anyone looking for a trustworthy and professional insurance broker. Exceptional customer service!
Image
Trustpilot
Caroline
5
Patti my insurance broker is always patient and timely.

Patti my insurance broker is always fast to respond and very easy to deal with. I have trust in Patti due to her excellent customer service over the years.

Image
Trustpilot
Kerry Norman
5
Patti is wonderful to speak with!
Patti is very helpful and very knowledgeable. She returns calls and emails very promptly and a pleasure to speak with. No complaints what’s so ever!! Five stars!!
Image
Trustpilot
Neil Horbachewski
5
Outstanding Service

Veronique Abbott Is the Insurance Advisor that helped me with my motorcycle insurance. I was very impressed by the timeliness and ease of setting up the insurance with her. I then realized I needed to change the effective date and she did this after hours before a holiday weekend. Outstanding service that I greatly appreciated. Thank you

Image
Trustpilot

Get the best rates from Canada’s top insurance providers

Save up to 25% on the best car insurance in Brampton by teaming up with Surex

Known for its rich history and diverse population, Brampton is a fantastic place to live and raise a family. Brampton features many of the amenities found in other cities, but is also home to over 4,000 acres of parkland to explore, which is rare for a city in the GTA. Even though Brampton is one of the smaller cities in Ontario, you'll need a vehicle if you want to experience everything that it has to offer; this means that you'll need a car, and, of course, car insurance.

Finding affordable auto insurance can be a difficult task, especially if it's your first comparing quotes. Thankfully, you don't have to find and compare auto insurance quotes by yourself. If you're looking for cheap auto insurance in Brampton, you should consider teaming up with a Surex insurance advisor. Our advisors can help you find and compare auto insurance quotes in Brampton in ten minutes or less. Contact us today to get insurance online and learn how our advisors can help you save up to 25% when you bundle multiple policies with one of our providers.

Car Insurance in Brampton - What You Need to Know

The average cost of car insurance in Brampton is approximately $2,494 a year. Drivers should shop around online to get the best car insurance rate possible in Brampton. There are multiple factors that affect a car insurance rating. Car insurance companies take these different variables into account, so the cost of car insurance in Brampton will vary for everyone! To get the best possible insurance rates, we recommend contacting a licensed insurance advisor to shop the market for you to get the best deals on car insurance!

Yes, all Ontario drivers including drivers in Brampton are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of third-party liability coverage, statutory accident benefits coverage, uninsured automobile coverage, and direct compensation & property damage coverage (DCPD).

Auto insurance in Ontario is provided by private insurance carriers and is regulated by the Financial Services Regulatory Authority of Ontario (FSRAO).

Compare 10+ quotes and

speak to a dedicated advisor

Nima Maham

National Coordinator of Professional Development

Nima

The best road-trip destinations in Brampton

Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Brampton to explore on your next road trip.

Top Things to do In Brampton

  1. Gage Park
  2. Chinguacousy Park
  3. Claireville Conservation Area

Best Landmarks in Brampton

  1. Humber River
  2. Gage Park
  3. Chinguacousy Park

Best Shopping Sites in Brampton

  1. Bramalea City Centre
  2. Dixie Outlet Mall
  3. Shoppers World Brampton

Surex insurance tips & advice

Compare auto insurance rates now!

Start an insurance quote now