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Types of coverage we provide
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.
Windows are included in comprehensive*, however, you have the option to remove this coverage to lower your premium. (*Not included in Alberta.)
You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
This allows for the protection of your “claims-free discount” in the event of your first claim.
Recent auto insurance quotes in Brampton
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Our Reviews
To whom it my concern. I would like to take a minute and say thankyou for the always very friendly and exceptional service i recieve from Patti Gustafson. It's always a pleasure and i'm always well informed. Koodo's to a great lady! Thankyou, Dale Goodsell.
Took less then 30 minutes when I bought a new truck and needed insurance right away to pick it up. They always respond and answer any questions in a timely matter. Would rate higher if I could, I have had 0 issues.
Thanu - We can not thank you enough for your knowledge and help. We were stuck in a very bad situation and you helped us greatly. You have saved us thousands of dollars and we are truly so appreciative. Highly recommend anyone to use Thanu for any insurance needs. He really is the best!!
I had a great experience with Devin at Surex. He was genuinely kind, responsive and actually took the time to help me, which wasn’t the case with others I spoke to. He found me the best insurance rate and made the entire process quick and straightforward. I needed to get my insurance sorted urgently and he made that happen without any stress. He’s honestly the reason I was able to get everything done so fast. I would definitely recommend Surex because of him. Easily one of the best customer service experiences I’ve had.
Devin, was amazing and fast to work with he got me hooked up with the right insurance company that was best for me, and was able to get it it all hooked up the next day!! Thank you.
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Save up to 25% on the best car insurance in Brampton by teaming up with Surex
Known for its rich history and diverse population, Brampton is a fantastic place to live and raise a family. Brampton features many of the amenities found in other cities, but is also home to over 4,000 acres of parkland to explore, which is rare for a city in the GTA. Even though Brampton is one of the smaller cities in Ontario, you'll need a vehicle if you want to experience everything that it has to offer; this means that you'll need a car, and, of course, car insurance.
Finding affordable auto insurance can be a difficult task, especially if it's your first comparing quotes. Thankfully, you don't have to find and compare auto insurance quotes by yourself. If you're looking for cheap auto insurance in Brampton, you should consider teaming up with a Surex insurance advisor. Our advisors can help you find and compare auto insurance quotes in Brampton in ten minutes or less. Contact us today to get insurance online and learn how our advisors can help you save up to 25% when you bundle multiple policies with one of our providers.
Car Insurance in Brampton - What You Need to Know
The average cost of car insurance in Brampton is approximately $2,494 a year. Drivers should shop around online to get the best car insurance rate possible in Brampton. There are multiple factors that affect a car insurance rating. Car insurance companies take these different variables into account, so the cost of car insurance in Brampton will vary for everyone! To get the best possible insurance rates, we recommend contacting a licensed insurance advisor to shop the market for you to get the best deals on car insurance!
Yes, all Ontario drivers including drivers in Brampton are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of third-party liability coverage, statutory accident benefits coverage, uninsured automobile coverage, and direct compensation & property damage coverage (DCPD).
Auto insurance in Ontario is provided by private insurance carriers and is regulated by the Financial Services Regulatory Authority of Ontario (FSRAO).
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The best road-trip destinations in Brampton
Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Brampton to explore on your next road trip.
Top Things to do In Brampton
- Gage Park
- Chinguacousy Park
- Claireville Conservation Area
Best Landmarks in Brampton
- Humber River
- Gage Park
- Chinguacousy Park
Best Shopping Sites in Brampton
- Bramalea City Centre
- Dixie Outlet Mall
- Shoppers World Brampton
Helpful auto insurance guides
These guides help Ontario drivers understand how car insurance works, including coverage basics, cost factors, and tips for comparing policies.
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Canada plans to strengthen vehicle anti-theft standards to combat rising auto theft, improve security, and potentially help stabilize or lower insurance rates.
Ontario’s G1 licence is the first step in graduated licensing, with strict driving rules. Understanding these limits helps avoid penalties and keep insurance costs lower.
