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Types of coverage we provide
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.
Windows are included in comprehensive*, however, you have the option to remove this coverage to lower your premium. (*Not included in Alberta.)
You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
This allows for the protection of your “claims-free discount” in the event of your first claim.
Recent auto insurance quotes in Brampton
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Our Reviews
Devin was very quick to respond to all my numerous questions and making modifications to our application where necessary. He helped us find exactly what we were looking for!
Highly recommend Miguel. He was able to get me into the right product at a lesser price than I expected. Got everything done in a day would’ve been quicker if Autoplus did not crash. Five stars!!!!
Great experience with Prat from Surex . He managed to get things done in a day while everyone else said it will take at least 2 weeks. He understood complicated file quickly and managed to help me out with it . I got Auto insurance at the best rate! I was with TD insurance previously and paid wzy more for exsact tje same policy. I paid it upfront and once time came to an end they did not call or email or any notification about it and just canceled!!! Then told me it will take 2 weeks to get the new one . And I work as a Realtor so to have my car available to drive its absolutely necessary. Very disappointing TD .. I am happy I find Prat he definitely fixed a huge issue.
Manjinder Singh was incredibly helpful. He got me set up with my new auto insurance as soon as it was possible with no issues. He was curteous, knowledgeable and professional. Definitely an asset to your team. Great experience all around.
I’ve had a pleasant experience with Dayana.
She’s everything I want in a service provider. Respectful of time, quick responses, provides clarity on time when required, follows up as promised. She has made this process easier!
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Average car insurance prices in Canadian cities 2026
We reviewed thousands of car insurance quotes and found out how much drivers in Brampton pay on average for their premium. See how your city compares.
City |
Annual Premium |
Monthly Premium |
|---|---|---|
Brampton |
$3,300 |
$275 |
Barrie |
$2212 |
$184.33 |
Brantford |
$2109 |
$175.75 |
Burlington |
$2082 |
$173.50 |
Calgary |
$2007.00 |
$167.25 |
Edmonton |
$2099.00 |
$174.92 |
Guelph |
$1539.00 |
$128.25 |
Halifax |
$1267.00 |
$105.58 |
Hamilton |
$2047.00 |
$170.58 |
Kingston |
$1928.00 |
$160.67 |
Kitchener |
$1851.00 |
$154.25 |
Lethbridge |
$1596.00 |
$133.00 |
London |
$2317.00 |
$193.08 |
Markham |
$2398.00 |
$199.83 |
Mississauga |
$2837.00 |
$236.42 |
Moncton |
$1596.00 |
$133.00 |
Oakville |
$2540.00 |
$211.67 |
Orillia |
$1680.00 |
$140.00 |
Oshawa |
$2250.00 |
$187.50 |
Ottawa |
$2115.00 |
$176.25 |
Peterborough |
$1739.00 |
$144.92 |
Red Deer |
$1825.00 |
$152.08 |
Sault Ste. Marie |
$1964.00 |
$163.67 |
Scarborough |
$2721.00 |
$226.75 |
Thunder Bay |
$1850.00 |
$154.17 |
Toronto |
$2537.00 |
$211.42 |
Windsor |
$1759.00 |
$146.58 |
Yellowknife |
$1722.00 |
$143.50 |
Average prices are based on Surex quotes in the past 12 months for drivers with one vehicle and no claims. Updated April 2026.
Save up to 25% on the best car insurance in Brampton by teaming up with Surex
Known for its rich history and diverse population, Brampton is a fantastic place to live and raise a family. Brampton features many of the amenities found in other cities, but is also home to over 4,000 acres of parkland to explore, which is rare for a city in the GTA. Even though Brampton is one of the smaller cities in Ontario, you'll need a vehicle if you want to experience everything that it has to offer; this means that you'll need a car, and, of course, car insurance.
Finding affordable auto insurance can be a difficult task, especially if it's your first comparing quotes. Thankfully, you don't have to find and compare auto insurance quotes by yourself. If you're looking for cheap auto insurance in Brampton, you should consider teaming up with a Surex insurance advisor. Our advisors can help you find and compare auto insurance quotes in Brampton in ten minutes or less. Contact us today to get insurance online and learn how our advisors can help you save up to 25% when you bundle multiple policies with one of our providers.
Car Insurance in Brampton - What You Need to Know
The average cost of car insurance in Brampton is approximately $2,494 a year. Drivers should shop around online to get the best car insurance rate possible in Brampton. There are multiple factors that affect a car insurance rating. Car insurance companies take these different variables into account, so the cost of car insurance in Brampton will vary for everyone! To get the best possible insurance rates, we recommend contacting a licensed insurance advisor to shop the market for you to get the best deals on car insurance!
Yes, all Ontario drivers including drivers in Brampton are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of third-party liability coverage, statutory accident benefits coverage, uninsured automobile coverage, and direct compensation & property damage coverage (DCPD).
Auto insurance in Ontario is provided by private insurance carriers and is regulated by the Financial Services Regulatory Authority of Ontario (FSRAO).
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The best road-trip destinations in Brampton
Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Brampton to explore on your next road trip.
Top Things to do In Brampton
- Gage Park
- Chinguacousy Park
- Claireville Conservation Area
Best Landmarks in Brampton
- Humber River
- Gage Park
- Chinguacousy Park
Best Shopping Sites in Brampton
- Bramalea City Centre
- Dixie Outlet Mall
- Shoppers World Brampton
Helpful auto insurance guides
These guides help Ontario drivers understand how car insurance works, including coverage basics, cost factors, and tips for comparing policies.
Ontario's July 1 auto insurance reforms make several accident benefits optional, requiring drivers to carefully customize their coverage to fit their unique lifestyle needs.
Many Ontarians overlook auto insurance as a savings opportunity—reducing rates can cut regular expenses, helping you save for future goals and reach financial milestones faster.
A wave of new electric vehicle brands is entering the Canadian market, promising drivers increased competition, more vehicle choices, and potentially lower prices.
