Mississauga: "Leading Today for Tomorrow"
Located approximately 30 km west of Toronto lies Mississauga; Ontario’s third largest city with a population of 721,599 (2016 census). In addition to the busy Toronto Pearson International Airport, Mississauga is home to a large number of corporate headquarters, making the city both a major business destination and an international travel hub. Complementing its strong finance, business, and pharmaceutical presence, Mississauga’s vibrant economy is buoyed by a range of sports, entertainment, retail, festival, and arts initiatives. Drivers in Mississauga are used to navigating the city’s massive freeways and numerous smaller routes. Like with all of the GTA, drivers in Mississauga face higher-than-usual auto insurance rates, so shopping around for the best deal is critical.
Surex is an easy way for Mississauga motorists to find car insurance at the lowest price possible.
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At Surex, our three-step process will ensure that you end up with the best car insurance available in Mississauga. Here’s how it works:
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Personalized insurance quotes: Surex will capture some of your basic information — either by phone or online — and then shop the market for you. In under 10 minutes, you’ll have up to 10 personalized insurance offers to choose from.
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Customize your offers. Once you receive the initial quote, you can edit your information and compare quotes to find the best overall value.
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Purchase and manage 24/7. Once you’ve selected a quote & reviewed the policy with your dedicated assistant, you can electronically sign documents to receive an instant proof of insurance. If you’d rather speak with with someone we will connect you with a Dedicated Insurance Assistant to walk you through all the options and answer any questions you might have. Once finished, your documents will arrive in the mail and you can manage your policy 24/7 with our ‘My Surex’ login feature.
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Highway driving. Whether you’re taking Highway 401, Highway 403, Highway 407, or the Queen Elizabeth Way (QEW), you’ll need to be prepared for Mississauga’s highway driving. It’s important to plan your route in advance, try to avoid poor driving conditions, keep a well-maintained vehicle, accelerate quickly (but carefully) when merging onto a highway, and leave plenty of braking distance between yourself and the car ahead.
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Avoid distraction. Distracted driving is a major problem on Ontario roads, and police forces are cracking down with increasingly stiffer penalties. Before you set out on one of Mississauga’s congested roads, remember to put your phone on silent and resist the temptation to look at it. Safe driving always requires your full, undivided attention.
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Watch for kids. Mississauga is a family oriented city, full of public parks, trails, sports facilities, markets, shopping malls, schools, daycares, and busy residential neighbourhoods. Drive slowly and carefully, especially when you see children around.
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Construction city. Mississauga is a booming city, and as a result, ongoing construction is the norm. Expect to encounter delays, narrowed streets, detours, patchwork roads, machinery, and construction workers on your drive. Pay close attention to street signage and keep a cool head when behind the wheel.
Review your policy annually. Auto insurance rates in Mississauga can change regularly, so it’s recommended that you review your coverage on an annual basis. It only takes a few minutes to get an updated auto insurance quote, and doing so could result in major savings on your annual premium. Additionally, any changes to your living, driving, or work situations could result in changed premiums, so it’s wise to get a new quote each year (prior to renewal) to ensure that you’re profile is up to date and you’re paying the lowest price possible.
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Occupation savings. Having certain professions are seen as ‘low-risk’ in the eyes of insurers, and therefore can result in savings to your auto insurance premium — so it’s important that Mississauga drivers ask their Dedicated Insurance Assistant if their job qualifies them for any discounts. Occupations that can result in savings include law enforcement, accounting, teachers, nurses, and pilots. Retirees also typically see premium discounts.
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Ask about discounts. Many drivers are unaware of how many auto insurance discounts are available. If you’re looking for every possible way to lower your rate, always ask your Dedicated Insurance Assistant if you qualify for any discounts. Here are some auto insurance discounts to consider: ‘Good Student,’ ‘Green Vehicle,’ ‘Driver Training Course,’ ‘Accident-Free,’ ‘Private Parking,’ ‘CAA Membership,’ ‘Close to Work,’ ‘Car Security,’ and ‘Early Renewal.’
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Don’t pay for what you don’t need. As a rule of thumb, if the deductible required for a certain coverage (ie. the cost to repair the vehicle) is higher than the cost to replace the vehicle, that coverage probably doesn’t make sense to include in your policy. Therefore, an older car may not require certain optional coverages. For example, if your car is only worth approximately $1,000, and Comprehensive coverage has a $1,500 deductible, it probably doesn’t make sense to add Comprehensive. Ask your Dedicated Insurance Assistant for their professional opinion.
- Kariya Park
- Lake Aquitaine
- Erindale Park
- Square One Shopping Centre
- Erin Mills Town Centre
- Dixie Outlet Mall
- Marilyn Monroe buildings
- Celebration Square & City Hall
- Port Credit Lighthouse
Questions to ask your Dedicated Insurance Assistant:
It’s no secret that car insurance in a major city like Mississauga can be costly, so it’s important that drivers do everything they can to lower their rates. The most important way to save on auto insurance is to shop around — all providers have different rates and discounts, so drivers need to find the best policy available for their unique situation. Drivers can also get low rates by keeping their driving record clean, raising their deductible, asking about discounts, lowering the amount of kilometres they put on their vehicle, using winter tires during the cold months, and completing a recognized safe driving course.
Calling different auto insurance companies to get quotes, and then comparing those quotes, would be a lot of work and take a ton of time. That’s why it’s important to use a rate comparison website like Surex that does all the shopping around for you. Simply input your information and see rates from Canada’s leading insurance companies in minutes.
Which used car is the cheapest to insure? Because many of the factors used to determine auto insurance are specific to the driver — location, age, gender, driving history, coverage type, occupation — it’s hard to say exactly what car is the cheapest to insure. However, certain makes and models tend to fetch low rates. According to LeaseCosts.ca, the cheapest cars to insure in Ontario in 2019 are as follows:
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2019 Toyota Prius C Hybrid Automatic 2WD
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2019 Chevrolet Cruze LS Automatic 2WD
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2019 KIA Sedona L Automatic AWD
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2019 Nissan Versa Note S CVT 2WD
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2018 Ford Focus Electric Automatic 2WD
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2019 Hyundai Elantra LE Automatic 2WD
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2019 Chevrolet Cruze Hatchback Automatic 2WD
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2019 Toyota Tundra Reg Cab Automatic 2WD
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2019 GMC Canyon SL Crew Cab Automatic 2WD
Drivers without car insurance face stiff fines in Ontario, with fines for first-time offenders starting at $5,000 and going up to $25,000. For repeat offenders, fines begin at $10,000 and go up to $50,000. In addition to the hefty monetary penalties, uninsured drivers in Ontario could face license suspension or could have their vehicle impounded. Simply put, if your vehicle ever touches an Ontario road, it needs to be insured.
There’s a common myth that auto insurance follows the policyholder. But it actually follows the car. So if you (the policyholder) lend your car to a friend and they proceed to cause an accident, the damage will be covered by your policy (not your friend’s), but it will likely result in an increased premium to your policy. So be sure you trust whomever borrows your vehicle, and if they’re using it on a regular basis, ask your Dedicated Insurance Assistant if they should be added as an occasional driver on your policy.