Mississauga Car Insurance Quotes

At Surex, our three-step process will ensure that you end up with the best car insurance available in Mississauga. Here’s how it works:

1. Personalized insurance quotes: Surex will capture some of your basic information — either by phone or online — and then shop the market for you. In under 10 minutes, you’ll have up to 10 personalized insurance offers to choose from.

2. Customize your offers. Once you receive the initial quote, you can edit your information and compare quotes to find the best overall value.

3. Purchase and manage 24/7. Once you’ve selected a quote & reviewed the policy with your dedicated assistant, you can electronically sign documents to receive an instant proof of insurance. If you’d rather speak with with someone we will connect you with a Dedicated Insurance Assistant to walk you through all the options and answer any questions you might have. Once finished, your documents will arrive in the mail and you can manage your policy 24/7 with our ‘My Surex’ login feature.

• Highway driving. Whether you’re taking Highway 401, Highway 403, Highway 407, or the Queen Elizabeth Way (QEW), you’ll need to be prepared for Mississauga’s highway driving. It’s important to plan your route in advance, try to avoid poor driving conditions, keep a well-maintained vehicle, accelerate quickly (but carefully) when merging onto a highway, and leave plenty of braking distance between yourself and the car ahead.

• Avoid distraction. Distracted driving is a major problem on Ontario roads, and police forces are cracking down with increasingly stiffer penalties. Before you set out on one of Mississauga’s congested roads, remember to put your phone on silent and resist the temptation to look at it. Safe driving always requires your full, undivided attention.   

• Watch for kids. Mississauga is a family oriented city, full of public parks, trails, sports facilities, markets, shopping malls, schools, daycares, and busy residential neighbourhoods. Drive slowly and carefully, especially when you see children around.

• Construction city. Mississauga is a booming city, and as a result, ongoing construction is the norm. Expect to encounter delays, narrowed streets, detours, patchwork roads, machinery, and construction workers on your drive. Pay close attention to street signage and keep a cool head when behind the wheel.

Review your policy annually. Auto insurance rates in Mississauga can change regularly, so it’s recommended that you review your coverage on an annual basis. It only takes a few minutes to get an updated auto insurance quote, and doing so could result in major savings on your annual premium. Additionally, any changes to your living, driving, or work situations could result in changed premiums, so it’s wise to get a new quote each year (prior to renewal) to ensure that you’re profile is up to date and you’re paying the lowest price possible.

• Occupation savings. Having certain professions are seen as ‘low-risk’ in the eyes of insurers, and therefore can result in savings to your auto insurance premium — so it’s important that Mississauga drivers ask their Dedicated Insurance Assistant if their job qualifies them for any discounts. Occupations that can result in savings include law enforcement, accounting, teachers, nurses, and pilots. Retirees also typically see premium discounts.

• Ask about discounts. Many drivers are unaware of how many auto insurance discounts are available. If you’re looking for every possible way to lower your rate, always ask your Dedicated Insurance Assistant if you qualify for any discounts. Here are some auto insurance discounts to consider: ‘Good Student,’ ‘Green Vehicle,’ ‘Driver Training Course,’ ‘Accident-Free,’ ‘Private Parking,’ ‘CAA Membership,’ ‘Close to Work,’ ‘Car Security,’ and ‘Early Renewal.’

• Don’t pay for what you don’t need. As a rule of thumb, if the deductible required for a certain coverage (ie. the cost to repair the vehicle) is higher than the cost to replace the vehicle, that coverage probably doesn’t make sense to include in your policy. Therefore, an older car may not require certain optional coverages. For example, if your car is only worth approximately $1,000, and Comprehensive coverage has a $1,500 deductible, it probably doesn’t make sense to add Comprehensive. Ask your Dedicated Insurance Assistant for their professional opinion.