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Mississauga Car Insurance Quotes

Find Mississauga’s cheapest car insurance by comparing quotes from Canada’s leading auto insurance companies.

Mississauga: "Leading Today for Tomorrow" 

Located approximately 30 km west of Toronto lies Mississauga; Ontario’s third largest city with a population of 721,599 (2016 census). In addition to the busy Toronto Pearson International Airport, Mississauga is home to a large number of corporate headquarters, making the city both a major business destination and an international travel hub. Complementing its strong finance, business, and pharmaceutical presence, Mississauga’s vibrant economy is buoyed by a range of sports, entertainment, retail, festival, and arts initiatives. Drivers in Mississauga are used to navigating the city’s massive freeways and numerous smaller routes. Like with all of the GTA, drivers in Mississauga face higher-than-usual auto insurance rates, so shopping around for the best deal is critical.

Surex is an easy way for Mississauga motorists to find car insurance at the lowest price possible.

Comparing rates from Canada’s leading Auto insurance providers
Wawanesa Insurance
Pembridge Insurance
Intact Insurance
Jevco Insurance
Need Coverage but don't know what it all means?
Accident Forgiveness
This allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same company.
Car Rental Coverage
You can have your car insurance coverage extend to protect you while driving a rental vehicle up to a certain limit.
Collision Coverage
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run or with an uninsured driver.
Comprehensive Coverage
Subject to a deductible typically covers fire, hail, theft, collision with an animal, vandalism and falling objects among others.
Depreciation Coverage
In the event of a "Total Loss" this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
Family protection
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Third Party Liability Coverage
When deemed legally responsible, provides coverage for injuries or damage caused by you to third parties and their property.
Windshield Coverage
Windows are included in comprehensive, however, you have the option to remove this coverage in order to lower your premium. *AB it is not included

Latest Mississauga News

At Surex, our three-step process will ensure that you end up with the best car insurance available in Mississauga. Here’s how it works:

  1. Personalized auto insurance quotes: Surex will capture some of your basic information — either by phone or online — and then shop the market for you. In under 10 minutes, you’ll have up to 10 personalized auto insurance offers to choose from.
  2. Customize your offers. Once you receive the initial quote, you can edit your information and compare quotes to find the best overall value.
  3. Purchase and manage 24/7. Once you’ve selected a quote & reviewed the policy with your dedicated assistant, you can electronically sign documents to receive instant proof of insurance. If you’d rather speak with someone we will connect you with a Dedicated Insurance Assistant to walk you through all the options and answer any questions you might have. Once finished, your documents will arrive in the mail and you can manage your policy 24/7 with our ‘My Surex’ login feature.
  • Highway driving. Whether you’re taking Highway 401, Highway 403, Highway 407, or the Queen Elizabeth Way (QEW), you’ll need to be prepared for Mississauga’s highway driving. It’s important to plan your route in advance, try to avoid poor driving conditions, keep a well-maintained vehicle, accelerate quickly (but carefully) when merging onto a highway, and leave plenty of braking distance between yourself and the car ahead.
  • Avoid distraction. Distracted driving is a major problem on Ontario roads, and police forces are cracking down with increasingly stiffer penalties. Before you set out on one of Mississauga’s congested roads, remember to put your phone on silent and resist the temptation to look at it. Safe driving always requires your full, undivided attention.  
  • Watch for kids. Mississauga is a family-oriented city, full of public parks, trails, sports facilities, markets, shopping malls, schools, daycares, and busy residential neighbourhoods. Drive slowly and carefully, especially when you see children around.
  • Construction city. Mississauga is a booming city, and as a result, ongoing construction is the norm. Expect to encounter delays, narrowed streets, detours, patchwork roads, machinery, and construction workers on your drive. Pay close attention to street signage and keep a cool head when behind the wheel.

Review your policy annually. Auto insurance rates in Mississauga can change regularly, so it’s recommended that you review your coverage on an annual basis. It only takes a few minutes to get an updated auto insurance quote, and doing so could result in major savings on your annual premium. Additionally, any changes to your living, driving, or work situations could result in changed premiums, so it’s wise to get a new quote each year (prior to renewal) to ensure that you’re profile is up to date and you’re paying the lowest price possible.

  • Occupation savings. Having certain professions are seen as ‘low-risk’ in the eyes of insurers, and therefore can result in savings to your auto insurance premium — so it’s important that Mississauga drivers ask their Dedicated Insurance Assistant if their job qualifies them for any discounts. Occupations that can result in savings include law enforcement, accounting, teachers, nurses, and pilots. Retirees also typically see premium discounts.
  • Ask about discounts. Many drivers are unaware of how many auto insurance discounts are available. If you’re looking for every possible way to lower your rate, always ask your Dedicated Insurance Assistant if you qualify for any discounts. Here are some auto insurance discounts to consider: ‘Good Student,’ ‘Green Vehicle,’ ‘Driver Training Course,’ ‘Accident-Free,’ ‘Private Parking,’ ‘CAA Membership,’ ‘Close to Work,’ ‘Car Security,’ and ‘Early Renewal.’
  • Don’t pay for what you don’t need. As a rule of thumb, if the deductible required for a certain coverage (ie. the cost to repair the vehicle) is higher than the cost to replace the vehicle, that coverage probably doesn’t make sense to include in your policy. Therefore, an older car may not require certain optional coverages. For example, if your car is only worth approximately $1,000, and Comprehensive coverage has a $1,500 deductible, it probably doesn’t make sense to add Comprehensive. Ask your Dedicated Insurance Assistant for their professional opinion.

Mr. Tyler Amodeo is a very attentive and supportive Insurance broker. Thank you for your well service and cooperation regarding my insurance policy.

NK.P. — Mississauga, ON

Great experience. Curtis was super helpful and I was able to secure a great rate!

Warren M. — Mississauga, ON

We have had a good experience with Curtis Costa! He found the quote which helped us to save 30% on the insurance we'd been paying with another broker.

Rus S. — Mississauga, ON

Excellent service. Quick response. Great staff.

Jitendra P. — Mississauga, ON

In a short time, Barbara gave me the best deal for home insurance. I will go again with them for Auto insurance. Highly recommended.

Hisham E. — Mississauga, ON
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Top Parks In Mississauga
  1. Kariya Park
  2. Lake Aquitaine
  3. Erindale Park
Top Shopping Spots in Mississauga
  1. Square One Shopping Centre
  2. Erin Mills Town Centre
  3. Dixie Outlet Mall
Best Sights and Landmarks in Mississauga
  1. Marilyn Monroe buildings
  2. Celebration Square & City Hall
  3. Port Credit Lighthouse

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Questions to ask your Dedicated Insurance Assistant:

It’s no secret that car insurance in a major city like Mississauga can be costly, so it’s important that drivers do everything they can to lower their rates. The most important way to save on auto insurance is to shop around — all providers have different rates and discounts, so drivers need to find the best policy available for their unique situation. Drivers can also get low rates by keeping their driving record clean, raising their deductible, asking about discounts, lowering the amount of kilometres they put on their vehicle, using winter tires during the cold months, and completing a recognized safe driving course.

Calling different auto insurance companies to get quotes, and then comparing those quotes, would be a lot of work and take a ton of time. That’s why it’s important to use a rate comparison website like Surex that does all the shopping around for you. Simply input your information and see rates from Canada’s leading insurance companies in minutes.

Which used car is the cheapest to insure? Because many of the factors used to determine auto insurance are specific to the driver — location, age, gender, driving history, coverage type, occupation — it’s hard to say exactly what car is the cheapest to insure. However, certain makes and models tend to fetch low rates. According to, the cheapest cars to insure in Ontario in 2019 are as follows:

  • 2019 Toyota Prius C Hybrid Automatic 2WD
  • 2019 Chevrolet Cruze LS Automatic 2WD
  • 2019 KIA Sedona L Automatic AWD
  • 2019 Nissan Versa Note S CVT 2WD
  • 2018 Ford Focus Electric Automatic 2WD
  • 2019 Hyundai Elantra LE Automatic 2WD
  • 2019 Chevrolet Cruze Hatchback Automatic 2WD
  • 2019 Toyota Tundra Reg Cab Automatic 2WD
  • 2019 GMC Canyon SL Crew Cab Automatic 2WD
  • 2019 Hyundai Elantra LE Automatic 2WD

  • 2019 Chevrolet Cruze Hatchback Automatic 2WD

  • 2019 Toyota Tundra Reg Cab Automatic 2WD

  • 2019 GMC Canyon SL Crew Cab Automatic 2WD

Drivers without car insurance face stiff fines in Ontario, with fines for first-time offenders starting at $5,000 and going up to $25,000. For repeat offenders, fines begin at $10,000 and go up to $50,000. In addition to the hefty monetary penalties, uninsured drivers in Ontario could face license suspension or could have their vehicle impounded. Simply put, if your vehicle ever touches an Ontario road, it needs to be insured.


There’s a common myth that auto insurance follows the policyholder. But it actually follows the car. So if you (the policyholder) lend your car to a friend and they proceed to cause an accident, the damage will be covered by your policy (not your friend’s), but it will likely result in an increased premium to your policy. So be sure you trust whoever borrows your vehicle, and if they’re using it on a regular basis, ask your Dedicated Insurance Assistant if they should be added as an occasional driver on your policy.

Car insurance rates are determined by several factors, including the car you drive, your postal code, and any driver history you have. Since some of these are factors you cannot control, it’s a great idea to work with an organization like us, that is focused on getting the best car insurance quotes in Mississauga for you.

Car insurance rates in Mississauga are fairly high, as compared to the rest of the province. A big portion of the Great Toronto Area has high auto insurance rates, due mostly to the density of drivers and the increased likelihood of auto insurance claims. This means that saving is even more important here. You’ll want to look at several Mississauga car insurance quotes before landing on the one that fits best with your budget.

Since making claims is one of the easiest ways to increase your insurance rates, we generally advise some basic steps and habits you can undertake to reduce your risk of making an insurance claim in Mississauga. Firstly, good driving habits are important for anyone looking to avoid making insurance claims. Mississauga gets some tough winters, so winter tires are a must for almost anyone driving in Mississauga. A quality winter tire gives you much more control in the snow and can help you avoid accidents. The best step you can take to keep your driving record clean to drive safely every day. Making a habit of driving safely can be challenging, especially if you're driven otherwise before, but this is the most important way you can keep your insurance rates manageable.

To help you get the best Mississauga Ontario car insurance quotes, we connect you with our insurance partners who can offer you car insurance rates that are the best available. We also help you through the process of comparing car insurance quotes and finding the right coverage and rate for you.

Finding car insurance quotes from more than one provider is one of the key ways to get savings on your auto insurance, which is why we quality car insurance quotes to you and help you understand the differences. We work with you based on your budget to help you find car insurance in Mississauga that is right for you. We know that finding Mississauga auto insurance can be a challenging prospect if you're going in blind, but we can help you understand all your coverage options, and help you compare quotes and choose a plan that works for you.

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