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Compare and purchase the best condo insurance rates in Nova Scotia.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

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Updated August 5, 2025

Types of coverage we provide

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Deductible
Deductible
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
Claims Forgiveness
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Scheduled Items
Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

Comprehensive Insurance Coverage
Comprehensive Insurance Coverage
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Replacement Cost
Replacement Cost
Actual cash value policies are based on the items' depreciated value while replacement cost coverage does not account for depreciation

Get the best rates from Canada’s top insurance providers

Our Reviews

Esther
5
Ashley Bushfield is a pleasure to work…

Ashley Bushfield is a pleasure to work with. She is committed to keeping her word. You can rely on her to get the work done on time and all details covered.

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Elizabeth de Leeuw
5
Jason Storey is the BEST…

Jason Storey is my broker and he is one of the best I’ve ever had (and I used to be one HA for 9 years). He set up a new policy for me in April. He was quick, effective, and got me the information I needed! He set up the policy within days.

I’ve had an accident and he’s been so helpful and understanding and supportive.

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darren fredericks
4
They get the job done

Had to transfer insurance from one vehicle to another and it was quick and easy. A few emails back and forth and done in no time.

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B Rosenberg
5
My insurance advisor is always there…

My insurance advisor is always there when I need them.
Jessica always has the right advice and really listens to my needs.
Always a positive and supportive experience.

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Steven Chiasson
5
Communication was always there

Communication was always there, just an awesome overall experience really. I would highly recommend this company to al my friends.......and have by the way. Cheers

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Nova Scotia condo insurance rates vs. other provinces

Nova Scotia is known for its affordable condo prices, but insurance rates can be higher due to the region's active weather. To ensure you’re well-protected, it's essential to have the right coverage. Regularly review and update your policy to match any changes in your condo or belongings. Start a free quote with us today to get the best rate and secure your peace of mind!

Province

Average Rates

British Columbia

$840

Ontario

$534

Alberta

$493

Manitoba

$404

Saskatchewan

$491

Nova Scotia

$501

New Brunswick

$405

Prince Edward Island

$484

See how our customers save big on condo insurance

At Surex, we’re dedicated to helping you find the right insurance for the best price. We do all the heavy lifting for you, so you can be sure you’re getting the lowest possible rate. Check out how we’ve helped these Nova Scotian homeowners save on condo insurance.

Customer

City

Type

Average rate

Lowest Rate

Savings

Condo Insurance in Nova Scotia - What You Need to Know

The average price of condo insurance in Nova Scotia is approximately $26 per month. However, you should note that the rates listed on your condo insurance quote may differ due to several unique variables.

No, condo, home, or tenant insurance is not mandatory in Canada, although the condo association, or the owner of the condo, may require you to have to move in. You also need insurance to secure a mortgage to purchase a home or condo. So, even though it is not legally required to have, there are other outlets that may require the homeowner to purchase it.

If you own a condo or rent a house or apartment, some landlords may require tenants to have tenant insurance before moving in and condo corporations and lenders may require condo unit owners to show proof of insurance before moving in as well.

There are a few factors that determine your monthly condo fees,  they include:

  • The size of the building (a larger building has more owners to share the cost)
  • The age of the building (newer buildings may have lower fees)
  • The amenities 
  • The neighbourhood

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Insurance Broker

Surex insurance tips & advice

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