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Types of coverage we provide
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.
Windows are included in comprehensive*, however, you have the option to remove this coverage to lower your premium. (*Not included in Alberta.)
You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
This allows for the protection of your “claims-free discount” in the event of your first claim.
Save up to 20% by bundling your home and auto insurance
Our Reviews
I've always had service handled in a good time frame. Changes for any vehicle paperwork has been done immediately.
I've never had a claim, so I can't comment on any handling in that nature.
I had great experience with Surex agent when I needed to change my insurance policy quickly to accomodate my needs.
They were able to act fast as I requested and I appreciate it very much.
Great job!
Get the best rates from Canada’s top insurance providers
Save up to 25% on car insurance in Windsor with Surex
Windsor, ON is known as the Automotive Capital of Canada, so it’s only natural that its residents know a thing or two about cars. That being said, finding cheap car insurance in Windsor, ON can be difficult, especially for new drivers. If you need help finding cheap car insurance quotes in Windsor, you should consider teaming up with a Surex insurance advisor.
At Surex, we make finding car insurance in Peterborough a quick and simple task. We pair drivers with their own personal insurance advisor, who can help them find and compare coverage options from the best car insurance companies in the province. Contact us today to learn how you can save up to 25% with Surex!
Car Insurance in Windsor - What You Need to Know
Car insurance policies are offered by personal lines insurance providers across Canada. Contact the best insurance broker so they can provide you with an online car insurance quote from the top rated car insurance companies in Ontario so you can compare prices and the best insurance coverage options!
Car insurance in Windsor is an agreement between customers and insurance providers that commits to protecting against financial losses in the case of a car accident or automobile theft.
Yes, all Ontario drivers including drivers in Windsor are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of Third Party Liability Coverage, Statutory Accident Benefits Coverage, Uninsured Automobile Coverage, and Direct Compensation & Property Damage Coverage.
There are three types of auto insurance coverage in Canada.
- Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair.
- Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, flood.
- Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.
Car insurance in Windsor costs approximately $1,300 per year. It is less than the provincial average and lower than many other cities in Ontario. Drivers should shop around online to get the best car insurance rate possible in Windsor. Remember, there are multiple factors that affect an online insurance rating for vehicles in Ontario. To get the best possible insurance rates, we recommend contacting a licensed insurance advisor to shop the market for you to get the best deals on car insurance!
Drivers should shop around online to get an automobile insurance quote for the best car insurance in Windsor. Getting a free car insurance quote at an online insurance brokerage like Surex will allow you to speak to a dedicated insurance advisor to see which discounts you qualify for.
Various factors affect low cost auto insurance rates, including the amount you drive, your driving history, the state of the vehicle, your coverage, as well as your deductibles.
Drivers must provide a few documents for their car insurance in Windsor. These include a valid driver’s license, proof of driver’s education training (if completed), vehicle registration, driving history (obtained through Service Ontario), license plate number, current car insurance policy, which drivers will use the vehicle, and payment information.
The top rated car insurance companies in Ontario send a renewal notice in the mail or online when policies come close to expiration. Policies will have 30 days before they expire, at which point customers can decide to renew or switch up their policies.
The most affordable online car insurance company will depend on every customer’s unique situation. Ontario automobile insurance companies have their own formulas, meaning some criteria like driving record or age may weigh more than others. It’s a good idea to compare insurance companies with Surex so that licensed insurance advisors can shop the market for you.
You can contact your assigned Surex insurance broker/advisor or contact the auto insurance company directly. Make sure you have your policy # and details of the claim prepare when you call.
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National Coordinator of Professional Development
The best road-trip destinations in Windsor
Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Windsor to explore on your next road trip.
Top Sites in Windsor:
- Art Gallery of Windsor
- Ambassador Bridge
- Willistead Manor
Best Parks in Windsor:
- Malden Park
- East Riverside Park
- Jackson Park
Most Popular Foods in Windsor:
- Chicken Delight
- Shawarma
- Lake Erie Perch
Surex insurance tips & advice
Distracted driving remains a major issue in Canada, costing $10 billion annually and causing many teen accidents, with cell phones and other activities contributing significantly.
Canada will allow Chinese EVs starting March 1, lowering tariffs from 100% to 6.1% with import quotas, potentially driving down EV prices.
Ontario winters bring dangerous driving conditions, but winter tires improve safety and can earn drivers insurance discounts—though few install them for savings despite widespread use.
