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Types of coverage we provide
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run or with an uninsured driver.
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects among others. (subject to a deductible).
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.
Windows are included in comprehensive* however; you have the option to remove this coverage to lower your premium. (*Not Included in Alberta.)
You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
This allows for the protection of your “claims free discount” in the event of your first claim.
Save up to 20% by bundling your home and auto insurance
Our Reviews
I had an excellent experience setting up the insurance for my first car with Ashley at Surex. She was fast, professional, and incredibly helpful every step of the way. Ashley made the process smooth and stress-free, answered all my questions promptly and found me a great price. Highly recommend her for anyone looking for outstanding and reliable insurance service!!!!
I have nothing but exceptional service from Ashley Bushfield at Surex, quickly responds and takes cares of anything I need for my insurance needs… prices are amazing too… thanks for everything you do!! Highly recommended!!
Mostly great help but I feel when your contract wasn’t renewed for car insurance contacting your customers by email should have at least should got a phone call to their customers when the email wasn’t acknowledged by customer for whatever reasons… but something as important as having no insurance should have required a phone call by the company and the broker should have an alternative option for it’s customers
I had a great experience with Ashley at Surex. She was able to get me insured the same day and sent over my policy right away. The process was quick, and smooth. I’m very happy with the quality of her work and the service, I’d definitely recommend Ashley and Surex to anyone in Ontario looking for reliable insurance.
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Sault Ste. Marie, known as “the Soo” is the third-largest city in Northern Ontario. It is located at the St. Mary’s river - which connects Lake Huron and Lake Superior and is close to the Canada-US border. The “Soo” is linked to Sault Ste. Marie Michigan by international rail and highway bridges and linked to other Canadian cities by the Trans-Canada Highway and rail lines. The city is at the “heart” of the Great Lakes and the intersection of I-75 from the south and the Trans-Canada Highway from the east to west. Highway 17 is designated the Trans-Canada Highway through the city, with traffic (via Hwy 17) staying north and east of the city centre.
When you own a car, getting auto insurance is mandatory by law across Canada. Whether you're commuting to work every day, or just using your vehicle to run weekly errands, you need low cost auto insurance. It protects you (the driver), your passengers, and pedestrians in the event of an accident. So, before you get behind the wheel talk to your Surex Advisor who can help you get auto insurance coverage from the top rated car insurance companies in Ontario!
Car Insurance in Sault Ste. Marie
Car insurance policies are offered by personal lines insurance providers across Canada. Contact the best insurance broker so they can provide you with an online car insurance quote from leading insurance providers so you can compare prices and the best insurance coverage options!
The average cost of car insurance in Sault Ste. Marie is $1,157. But, there are multiple factors that affect car insurance rates in Sault Ste. Marie. To get the best possible insurance rates, we recommend contacting a licensed insurance advisor to shop the market for you to get the best deals on car insurance from the top rated car insurance companies in Ontario.
Yes, all Ontario drivers including drivers in Sault Ste. Marie are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of third-party liability coverage, statutory accident benefits coverage, uninsured automobile coverage, and direct compensation & property damage coverage (DCPD).
There are three types of car coverage in Canada.
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Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair.
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Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, flood.
- Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.
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The best road-trip destinations in Sault Ste. Marie
Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Sault Ste. Marie to explore on your next road trip.
Top Sites in Sault Ste. Marie
- Canadian Bushplane Heritage Centre
- Point Iroquois Lighthouse
- Sault Ste. Marie Canal National Historic Site
Local Area Attractions in Sault Ste. Marie
- Agawa Canyon Train Tour
- Lock Tours Sault Ste. Marie Michigan
- Wawa Drive Along Lake Superior
Top Parks in Sault Ste. Marie
- The Hub Trail
- Bellevue Park
- Hiawatha Park
Surex insurance tips & advice
In Canada, any car can be stolen, but certain models are targeted more—learn which vehicles top the most-stolen list to help protect your investment.
Insurance helps Canadians in need, but honesty is essential. Filing a false claim is considered fraud and can lead to serious legal and financial consequences.
Electric vehicles in Canada cost more to insure than gas cars. Surex data shows EVs average $3,131 yearly, versus $2,289 for gas—about 37% higher.
