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Types of coverage we provide
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.
Windows are included in comprehensive*, however, you have the option to remove this coverage to lower your premium. (*Not included in Alberta.)
You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
This allows for the protection of your “claims-free discount” in the event of your first claim.
Save up to 20% by bundling your home and auto insurance
Our Reviews
I've always had service handled in a good time frame. Changes for any vehicle paperwork has been done immediately.
I've never had a claim, so I can't comment on any handling in that nature.
I had great experience with Surex agent when I needed to change my insurance policy quickly to accomodate my needs.
They were able to act fast as I requested and I appreciate it very much.
Great job!
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Sault Ste. Marie, known as “the Soo” is the third-largest city in Northern Ontario. It is located at the St. Mary’s river - which connects Lake Huron and Lake Superior and is close to the Canada-US border. The “Soo” is linked to Sault Ste. Marie Michigan by international rail and highway bridges and linked to other Canadian cities by the Trans-Canada Highway and rail lines. The city is at the “heart” of the Great Lakes and the intersection of I-75 from the south and the Trans-Canada Highway from the east to west. Highway 17 is designated the Trans-Canada Highway through the city, with traffic (via Hwy 17) staying north and east of the city centre.
When you own a car, getting auto insurance is mandatory by law across Canada. Whether you're commuting to work every day, or just using your vehicle to run weekly errands, you need low cost auto insurance. It protects you (the driver), your passengers, and pedestrians in the event of an accident. So, before you get behind the wheel talk to your Surex Advisor who can help you get auto insurance coverage from the top rated car insurance companies in Ontario!
Car Insurance in Sault Ste. Marie
Car insurance policies are offered by personal lines insurance providers across Canada. Contact the best insurance broker so they can provide you with an online car insurance quote from leading insurance providers so you can compare prices and the best insurance coverage options!
The average cost of car insurance in Sault Ste. Marie is $1,157. But, there are multiple factors that affect car insurance rates in Sault Ste. Marie. To get the best possible insurance rates, we recommend contacting a licensed insurance advisor to shop the market for you to get the best deals on car insurance from the top rated car insurance companies in Ontario.
Yes, all Ontario drivers including drivers in Sault Ste. Marie are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of third-party liability coverage, statutory accident benefits coverage, uninsured automobile coverage, and direct compensation & property damage coverage (DCPD).
There are three types of car coverage in Canada.
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Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair.
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Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, flood.
- Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.
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National Coordinator of Professional Development
The best road-trip destinations in Sault Ste. Marie
Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Sault Ste. Marie to explore on your next road trip.
Top Sites in Sault Ste. Marie
- Canadian Bushplane Heritage Centre
- Point Iroquois Lighthouse
- Sault Ste. Marie Canal National Historic Site
Local Area Attractions in Sault Ste. Marie
- Agawa Canyon Train Tour
- Lock Tours Sault Ste. Marie Michigan
- Wawa Drive Along Lake Superior
Top Parks in Sault Ste. Marie
- The Hub Trail
- Bellevue Park
- Hiawatha Park
Surex insurance tips & advice
Distracted driving remains a major issue in Canada, costing $10 billion annually and causing many teen accidents, with cell phones and other activities contributing significantly.
Canada will allow Chinese EVs starting March 1, lowering tariffs from 100% to 6.1% with import quotas, potentially driving down EV prices.
Ontario winters bring dangerous driving conditions, but winter tires improve safety and can earn drivers insurance discounts—though few install them for savings despite widespread use.
