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Types of coverage we provide
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.
Windows are included in comprehensive*, however, you have the option to remove this coverage to lower your premium. (*Not included in Alberta.)
You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
This allows for the protection of your “claims-free discount” in the event of your first claim.
Recent auto insurance quotes in Red Deer
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Our Reviews
Devin was very quick to respond to all my numerous questions and making modifications to our application where necessary. He helped us find exactly what we were looking for!
Highly recommend Miguel. He was able to get me into the right product at a lesser price than I expected. Got everything done in a day would’ve been quicker if Autoplus did not crash. Five stars!!!!
Great experience with Prat from Surex . He managed to get things done in a day while everyone else said it will take at least 2 weeks. He understood complicated file quickly and managed to help me out with it . I got Auto insurance at the best rate! I was with TD insurance previously and paid wzy more for exsact tje same policy. I paid it upfront and once time came to an end they did not call or email or any notification about it and just canceled!!! Then told me it will take 2 weeks to get the new one . And I work as a Realtor so to have my car available to drive its absolutely necessary. Very disappointing TD .. I am happy I find Prat he definitely fixed a huge issue.
Manjinder Singh was incredibly helpful. He got me set up with my new auto insurance as soon as it was possible with no issues. He was curteous, knowledgeable and professional. Definitely an asset to your team. Great experience all around.
I’ve had a pleasant experience with Dayana.
She’s everything I want in a service provider. Respectful of time, quick responses, provides clarity on time when required, follows up as promised. She has made this process easier!
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Save up to 25% on car insurance in Red Deer by teaming up with Surex
Red Deer may not be the largest city in the province of Alberta, but it makes up for this by having a fantastic personality and a rich history. The city of Red Deer is home to the Horton Water Spheroid (also known as the Green Onion), which, at the time it was built, was the tallest water town in North America. Red Deer is also known for its unique landmarks and sightseeing opportunities, making it a great place to go for a scenic drive at any time of year.
Speaking of driving, you need to have valid car insurance in order to drive in Red Deer (along with the rest of Alberta, for that matter). However, if you’ve ever bought car insurance in Red Deer, you know that it can be pricey. That’s where the Surex team steps in.
At Surex, our primary goal is to help you save on car insurance. That’s why we work with the most reputable car insurance carriers in the province. Doing this gives us the ability to help you find and compare the cheapest car insurance quotes in Red Deer. Contact us today to learn how we can help you save up to 25% by bundling your policies with one of our providers.
Car Insurance in Red Deer - What You Need to Know
There are three types of car coverage in Red Deer:
- Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair.
- Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, flood.
- Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.
Car insurance policies are offered by personal lines insurance providers across Canada. Contact an insurance broker so they can provide you with a quote from leading insurance providers so you can compare prices and coverage!
Car insurance in Red Deer is an agreement between customers and insurance providers that commits to protecting against financial losses in the case of a car accident or automobile theft.
Yes, all Alberta drivers including drivers in Red Deer are required to have a minimum amount of coverage for Third Party Liability Coverage, Statutory Accident Benefits Coverage, Uninsured Automobile Coverage, and Direct Compensation & Property Damage Coverage. Check with your licensed insurance advisor to see your car insurance options in Red Deer.
There are multiple factors that affect a car insurance rating in Red Deer. To get the best possible insurance rates, we recommend contacting a licensed insurance advisor to shop the market for you to get the best deals on car insurance.
Drivers should shop around online to get the best car insurance in Red Deer. Getting a free car insurance quote at an online insurance brokerage like Surex will allow you to speak to a dedicated insurance advisor to see which discounts you qualify for.
Drivers must provide a few documents for their car insurance in Red Deer. These include a valid driver’s license, proof of driver’s education training (if completed), vehicle registration, driving history, license plate number, current car insurance policy, which drivers will use the vehicle, and payment information.
Insurance companies in Red Deer send a renewal notice in the mail or online when policies come close to expiration. Policies will have 30 days before they expire, at which point customers can decide to renew or switch up their policies.
The cheapest car insurance provider will depend on every customer’s unique situation. Every company has their own formula, meaning some criteria like driving record or age may weigh more than others. It’s a good idea to compare rates from various insurers with Surex so that licensed insurance advisors can shop the market for you.
You can contact your assigned Surex broker/advisor or contact the insurance company directly. Make sure you have your policy number and details of the claim prepared when you call.
Various factors affect car insurance rates in Red Deer, including the amount you drive, your driving history, the state of the vehicle, your coverage, as well as your deductibles.
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The best road-trip destinations in Red Deer
Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Red Deer to explore on your next road trip.
Things to do in Red Deer
- Bower Ponds
- Canyon Ski Resort & Recreation Area Ltd.
- Alberta Sports Hall of Fame
Best Landmarks in Red Deer
- Kerry Wood Nature Centre
- Fort Normandeau
- Red Deer Museum + Art Gallery
Best Shopping Sites in Red Deer
- Bower Place
- Red Deer Farmer's Market
- Parkland Mall
Helpful auto insurance guides
These guides help Alberta drivers understand how car insurance works, including coverage basics, cost factors, and tips for comparing policies.
Ontario's July 1 auto insurance reforms make several accident benefits optional, requiring drivers to carefully customize their coverage to fit their unique lifestyle needs.
Many Ontarians overlook auto insurance as a savings opportunity—reducing rates can cut regular expenses, helping you save for future goals and reach financial milestones faster.
A wave of new electric vehicle brands is entering the Canadian market, promising drivers increased competition, more vehicle choices, and potentially lower prices.
