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Types of coverage we provide
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.
Windows are included in comprehensive*, however, you have the option to remove this coverage to lower your premium. (*Not included in Alberta.)
You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
This allows for the protection of your “claims-free discount” in the event of your first claim.
Recent auto insurance quotes in Orillia
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Our Reviews
I highly recommend Anchal as an insurance broker. She is extremely professional, knowledgeable, and reliable. What truly sets her apart is that she is always available and genuinely cares about the people she works with.
She takes the time to understand individual needs, explains everything clearly, and makes sure you feel confident in your decisions. With Anchal, you never feel like just another client — you feel supported and well advised.
It is rare to find someone so dedicated, responsive, and truly committed to helping others.
Patti my insurance broker is always fast to respond and very easy to deal with. I have trust in Patti due to her excellent customer service over the years.
Veronique Abbott Is the Insurance Advisor that helped me with my motorcycle insurance. I was very impressed by the timeliness and ease of setting up the insurance with her. I then realized I needed to change the effective date and she did this after hours before a holiday weekend. Outstanding service that I greatly appreciated. Thank you
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Orillia is about a 90-minute drive north from Toronto and is considered the gateway to cottage country. Orillia sits perched over Lake Simcoe (located between Barrie and Gravenhurst) and is strategically situated at the junction of Highway 12 east-west bound and Highway 11 north-south bound. Driving in Orillia may be a little different as it is known as a retirement community so is a little quieter than other cities. Orillia also encourages “active transportation”, so you may encounter less traffic congestion during the warmer months with people using other modes of transportation (walking, skateboarding, cycling, jogging, rollerblading etc…). How fun!
When you own a car, getting auto insurance is mandatory by law across Canada. Whether you're commuting to work every day, or just using your vehicle to run weekly errands, you need car insurance. It protects you (the driver), your passengers, and pedestrians in the event of an accident. So, before you get behind the wheel talk to your Surex Advisor who can help you get on the road today!
Car Insurance in Orillia
Car insurance policies are offered by personal lines insurance providers across Canada. Contact an insurance broker so they can provide you with a quote from leading insurance providers so you can compare prices and coverage!
The average cost of car insurance in Orillia is $1,764 per year.
But, there are multiple factors that affect car insurance rates in Orillia. To get the best possible insurance rates, we recommend contacting a licensed insurance advisor to shop the market for you to get the best deals on car insurance.
Yes, all Ontario drivers including drivers in Orillia are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of third-party liability coverage, statutory accident benefits coverage, uninsured automobile coverage, and direct compensation & property damage coverage (DCPD).
There are three types of car coverage in Canada.
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Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair.
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Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, or flood.
- Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.
There are a number of measures that motorists can take to lower their auto insurance premiums, including enrolling in an approved safe driving program, raising their deductibles, paying their annual car insurance premium all at once (instead of in monthly installments), driving fewer kilometres per year, avoiding making minor claims, never missing a payment, and bundling their insurance policies.
Can you transfer car insurance to another car? Yes. Simply let your insurance company know that you’ve purchased a new vehicle and would like to insure it. Your premium could change, depending on vehicle details, coverages added or removed, and your driving situation, but be sure that your updated policy no longer covers your old vehicle.
Surex connects you with our insurance partners to get car insurance quotes. Your Dedicated Insurance Advisor will help you to understand these quotes, and what they comprise. We know auto insurance can be a daunting prospect for some, so we always aim to make it as straightforward as possible for you. Surex also has access to quotes you might not find anywhere else, due to our strategic partnerships with insurance providers in Ontario.
Drivers should shop around online to get the best car insurance rate possible in Orillia. Getting a free car insurance quote at an online insurance brokerage like Surex will allow you to speak to a dedicated insurance advisor to see which discounts you qualify for.
Various factors affect car insurance rates, including the amount you drive, your driving history, the state of the vehicle, your coverage, as well as your deductibles.
The cheapest car insurance provider will depend on every customer’s unique situation. Every company has their own formula, meaning some criteria like driving record or age may weigh more than others. It’s a good idea to compare rates from various insurers with Surex so that licensed insurance advisors can shop the market for you.
You can contact your assigned Surex broker/advisor or contact the insurance company directly. Make sure you have your policy # and details of the claim prepared when you call.
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The best road-trip destinations in Orillia
Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Orillia to explore on your next road trip.
Top Attractions in Orillia
- Couchiching Beach Park
- Tudhope Hope Park
- Casino Rama Resort
Popular Hotels in Orillia
- The Champlain Waterfront
- Fern Resort
- Fairfield Inn & Suites
Readers' Choice Restaurants in Orillia
- Tailwinds
- Studabakers Beachside
- The Common Stove
Surex insurance tips & advice
Canada plans to strengthen vehicle anti-theft standards to combat rising auto theft, improve security, and potentially help stabilize or lower insurance rates.
Ontario’s G1 licence is the first step in graduated licensing, with strict driving rules. Understanding these limits helps avoid penalties and keep insurance costs lower.
Distracted driving remains a major issue in Canada, costing $10 billion annually and causing many teen accidents, with cell phones and other activities contributing significantly.
