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Ontario drivers: Some insurance coverages become optional July 1. Learn what’s changing.

Compare and purchase the best car insurance rates in Moncton.

Car insurance in Moncton is influenced by factors like winter driving conditions, commuting patterns, and local claims trends. Surex helps Moncton drivers compare coverage options from leading insurers and find protection that fits their needs and budget.

Get free and accurate quotes in minutes, and speak with a licensed advisor who understands New Brunswick coverage requirements.

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Types of coverage we provide

Collision Coverage
Collision Coverage

Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.

Comprehensive Coverage
Comprehensive Coverage

Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).

Family Protection
Family Protection

Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.

Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Windshield Coverage
Windshield Coverage

Windows are included in comprehensive*, however, you have the option to remove this coverage to lower your premium. (*Not included in Alberta.)

Car Rental Coverage
Car Rental Coverage

You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.

Depreciation Coverage
Depreciation Coverage

In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.

Claims Forgiveness
Claims Forgiveness

This allows for the protection of your “claims-free discount” in the event of your first claim.

Recent auto insurance quotes in Moncton

Recent Quotes Image
Male, 48 from Moncton, NB
2010 DODGE/RAM GRAND CARAVAN SE
Quote Date: Apr 27, 2026
$65 / month
$780 / year
Male, 55 from Moncton, NB
2019 NISSAN ROGUE SV 4DR AWD
Quote Date: Feb 28, 2026
$126 / month
$1,512 / year
Male, 44 from Moncton, NB
2019 SUBARU IMPREZA 2.0i 4DR AWD
Quote Date: Feb 06, 2026
$113 / month
$1,356 / year
Male, 44 from Moncton, NB
2009 TOYOTA COROLLA LE 4DR
Quote Date: Jan 31, 2026
$74 / month
$888 / year
Male, 20 from Moncton, NB
2011 CHEVROLET AVEO LT 4DR
Quote Date: Jan 02, 2026
$82 / month
$984 / year

Save up to 20% by bundling your home and auto insurance

Select between home and auto, condo/strata and auto, or tenant/renter and auto to start saving today.

Our Reviews

Ricky
5
Quick Response Time & Helpful

Devin was very quick to respond to all my numerous questions and making modifications to our application where necessary. He helped us find exactly what we were looking for!

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Trustpilot
Michael U
5
Highly recommend Miguel

Highly recommend Miguel. He was able to get me into the right product at a lesser price than I expected. Got everything done in a day would’ve been quicker if Autoplus did not crash. Five stars!!!!

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Trustpilot
Natalia C
5
Great experience with Prat from Surex

Great experience with Prat from Surex . He managed to get things done in a day while everyone else said it will take at least 2 weeks. He understood complicated file quickly and managed to help me out with it . I got Auto insurance at the best rate! I was with TD insurance previously and paid wzy more for exsact tje same policy. I paid it upfront and once time came to an end they did not call or email or any notification about it and just canceled!!! Then told me it will take 2 weeks to get the new one . And I work as a Realtor so to have my car available to drive its absolutely necessary. Very disappointing TD .. I am happy I find Prat he definitely fixed a huge issue.

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Trustpilot
Jairo Acuna
5
Manjinder Singh was incredibly helpful

Manjinder Singh was incredibly helpful. He got me set up with my new auto insurance as soon as it was possible with no issues. He was curteous, knowledgeable and professional. Definitely an asset to your team. Great experience all around.

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Trustpilot
Jane O
5
Wonderful Experience!

I’ve had a pleasant experience with Dayana.
She’s everything I want in a service provider. Respectful of time, quick responses, provides clarity on time when required, follows up as promised. She has made this process easier!

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Trustpilot

Get the best rates from Canada’s top insurance providers

Save up to 25% on car insurance in Moncton with Surex

Moncton, NB, also known as "the Hub City" is the largest city in New Brunswick. There's no shortage of unique things to experience and foods to enjoy, like the New Brunswick classic, the donair. However, you need a vehicle if you want to truly experience everything that Moncton, NB has to offer. That means that you'll need to invest in a reliable auto insurance policy. Do you need help find cheap auto insurance quotes in Moncton, NB? Contact Surex today!

At Surex, we make finding affordable car insurance in Moncton a quick and simple task. We pair drivers with their own personal insurance advisor, who can help them find and compare coverage options from the best car insurance companies in the province. Contact us today to learn how you can save up to 25% with Surex!

Car Insurance in Moncton - What You Need to Know

Car insurance in Moncton costs approximately $1,300 per year. However, premiums can vary widely based on factors like your driving history, vehicle type, and coverage choices.

Auto insurance rates in Moncton are affected by local factors like winter driving conditions, commuting patterns, and claims trends. Insurers also consider your vehicle type, coverage choices, and claims history when calculating your premium.

Drivers in New Brunswick are required to carry at least $200,000 in third-party liability coverage, along with accident benefits, direct compensation property damage (DCPD), and uninsured automobile coverage. These mandatory coverages provide essential protection in the event of an accident.

You can lower your car insurance costs by maintaining a clean driving record, bundling policies, increasing your deductible, and comparing quotes from different insurers. A licensed insurance advisor can also help you identify savings opportunities and find coverage that fits your needs and budget.

Yes, winter weather can affect insurance premiums in Moncton by increasing the risk of accidents and weather-related claims. Snow, ice, freeze-thaw conditions, and reduced visibility can all contribute to higher claim frequency during colder months.

Drivers should shop around online to get an automobile insurance quote for the best car insurance in Moncton. Getting a free car insurance quote at an online insurance brokerage like Surex will allow you to speak to a dedicated insurance advisor to see which discounts you qualify for.

Compare 10+ quotes and

speak to a dedicated advisor

Samantha Schmidt

Underwriting Specialist

Samantha Schmidt

The best road-trip destinations in Moncton

Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Moncton to explore on your next road trip.

Top Sites to do In Moncton

  1. Tidal Bore
  2. Centennial Park
  3. Magnetic Hill Zoo

Best Parks in Moncton

  1. Irishtown Nature Park
  2. Hall's Creek Park
  3. Fairview Knoll Park

Most Popular Foods in Moncton

  1. Donair
  2. Pastries
  3. Seafood

Helpful auto insurance guides

These guides help New Brunswick drivers understand how car insurance works, including coverage basics, cost factors, and tips for comparing policies.

Compare auto insurance rates now!

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