We Help Canadians Find Great Rates On Many Types of Insurance
This allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same company.
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There are three types of car coverage in Canada.
Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair.
Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, flood.
Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.
Car insurance policies are offered by any personal lines insurance provider. By contacting the broker channel, they can provide you with multiple options so you can compare prices and coverage!
Car insurance in Kingston comprises a contract between customers and insurance companies that protects against financial losses in the case of a car accident or theft.
Yes, all Ontario drivers including drivers in Kingston are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of Third Party Liability Coverage, Statutory Accident Benefits Coverage, Uninsured Automobile Coverage, and Direct Compensation & Property Damage Coverage.
- Lake Ontario Park
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Questions to ask your Dedicated Insurance Assistant:
If you have a clean driving record in Canada, you’ll save on insurance – even as a newcomer to Kingston. You should also consider bundling your home and auto insurance for additional savings.
Drivers in Kingston typically commute fewer than 15,000 kilometres annually at an average of 20 minutes per day.
Today, so many factors go into rating that there’s no one-size-fits-all answer. The best solution is to compare quotes with a licensed insurance advisor and shop the market regularly to increase your chances at getting the best deal possible.
Drivers should shop around online to get the best car insurance rate possible in Kingston. Getting a free car insurance quote at an online insurance brokerage like Surex will allow you to speak to a dedicated insurance advisor to see which discounts you qualify for.
Car insurance rates in Kingston are influenced by how often you drive, your driving record, vehicle state, your coverage and deductibles.
Drivers must produce several documents to obtain car insurance in Kingston, Ontario. These include a valid driver’s license, proof of driver’s education training (if completed), vehicle registration, driving history (obtained through Service Ontario), license plate number, current car insurance policy, which drivers will use the vehicle, and payment information.
Insurance companies will send you a renewal notice in the mail or online when your policy is coming close to expiration. Policies will have 30 days before they expire, at which point you can decide to renew or change your policy.
The cheapest car insurance provider depends on how your unique situation fits into the formula companies create to evaluate policies. For example, one insurer might weigh your driving history more heavily than another. This is why it’s a good idea to compare rates from various insurers with Surex. The cheapest car insurance provider isn’t always clear at first but licensed insurance advisors can help answer all questions and provide the best information on the market.
You can contact your assigned Surex broker/advisor or contact the insurance company directly. Make sure you have your policy # and details of the claim prepare when you call.