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Barrie Car Insurance

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Barrie is located on Lake Simcoe and sees many residents commuting to Toronto from the northern community. More people make the commute out of Barrie, rather than into the city for work. Highway 400 is the gateway to cottage country and the primary route between Barrie and Toronto. It bisects the city from North to South and splits off into Hwy. 11. Driving up north is very different than city driving and has different risks associated with highway driving; such things as wildlife, unpredictable weather, and being unfamiliar with the area. Barrie is known for its potential traffic-stopping weather conditions, so people should take extra precautions when driving there in the winter.

When you own a car, getting auto insurance is mandatory by law across Canada. Whether you're commuting to work every day, or just using your vehicle to run weekly errands, you need car insurance. It protects you (the driver), your passengers, and pedestrians in the event of an accident. So, chat with the best insurance broker before you get behind the wheel. Your Surex Advisor can help you get on the road today!

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Types of Coverage We Provide
Accident Forgiveness

This allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same company.

Car Rental Coverage

You can have your car insurance coverage extend to protect you while driving a rental vehicle up to a certain limit.

Collision Coverage

Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run or with an uninsured driver.

Comprehensive Coverage

Subject to a deductible typically covers fire, hail, theft, collision with an animal, vandalism and falling objects among others.

Depreciation Coverage

In the event of a "Total Loss" this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price

Family protection

Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.

Third Party Liability Coverage

When deemed legally responsible, provides coverage for injuries or damage caused by you to third parties and their property.

Windshield Coverage

Windows are included in comprehensive, however, you have the option to remove this coverage in order to lower your premium. *AB it is not included

Car Insurance in Barrie

Ontario automobile insurance policies are offered by personal lines insurance companies across Canada. Contact an insurance broker so they can provide you with an online car insurance quote from the top car insurance companies in Canada so you can compare insurance companies, prices and the best insurance coverage options available!

Car insurance in Barrie is an agreement between customers and top  car insurance companies in Canada that commits to protecting against financial losses in the case of a car accident or automobile theft.

Yes, all Ontario drivers including drivers in Barrie are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of Third Party Liability Coverage, Statutory Accident Benefits Coverage, Uninsured Automobile Coverage, and Direct Compensation & Property Damage Coverage.

There are three types of car coverage in Canada. 

  • Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair. 

  • Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, flood.

Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.

Top parks in Barrie
  1. Centennial Park
  2. Tyndale Park
  3. Arboretum Sunnidale Park
Top Shopping Spots in Barrie
  1. Georgian Mall
  2. Park Place
  3. Bayfield Mall
Best sights and landmarks in Barrie
  1. Snow Valley Ski Resort
  2. Mount St. Louis Moonstone
  3. Innisfil Beach Park

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Licensed Insurance Advisor

Have Questions? We've got answers:

Barrie’s proximity to Highway 400 means many drivers in the city use it to commute. As a result, they pay slightly higher insurance rates than you’d expect from a typical small Ontario city.

There are multiple factors that affect a car insurance rating in Barrie. To get affordable auto insurance coverage in Barrie, we recommend contacting a licensed insurance advisor to shop the market for you to get insurance online or over the phone.

Drivers should shop around online to get the best car insurance rate possible in Barrie. Getting a free auto insurance quote at an online insurance brokerage like Surex will allow you to speak to a dedicated insurance advisor to see which discounts you qualify for.

Various factors affect car insurance rates, including the amount you drive, your driving history, the state of the vehicle, your coverage, as well as your deductibles.

Drivers must provide a few documents for their online insurance in Barrie. These include a valid driver’s license, proof of driver’s education training (if completed), vehicle registration, driving history (obtained through Service Ontario), license plate number, current car insurance policy, which drivers will use the vehicle, and payment information.

Your online auto insurance company will send a renewal notice in the mail or online when policies come close to expiration. Policies will have 30 days before they expire, at which point customers can decide to renew or switch up their policies.

The most affordable car insurance provider will depend on every customer’s unique situation. Every auto insurance company has their own formula, meaning some criteria like driving record or age may weigh more than others. It’s a good idea to compare rates from the top car insurance companies in Canada with Surex so that licensed insurance advisors can shop the market for you.

You can contact your assigned Surex broker/advisor or contact the insurance company directly. Make sure you have your policy # and details of the claim prepare when you call.

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