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Compare and purchase the best car insurance rates in Barrie.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

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Types of coverage we provide

Collision Coverage
Collision Coverage

Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.

Comprehensive Coverage
Comprehensive Coverage

Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).

Family Protection
Family Protection

Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.

Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Windshield Coverage
Windshield Coverage

Windows are included in comprehensive*, however, you have the option to remove this coverage to lower your premium. (*Not included in Alberta.)

Car Rental Coverage
Car Rental Coverage

You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.

Depreciation Coverage
Depreciation Coverage

In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.

Claims Forgiveness
Claims Forgiveness

This allows for the protection of your “claims-free discount” in the event of your first claim.

Recent auto insurance quotes in Barrie

Recent Quotes Image
Female, 48 from Barrie, ON
2019 VOLVO XC40 MOMENTUM T5 4DR AWD
Quote Date: Apr 21, 2026
$109 / month
$1,308 / year
Male, 52 from Barrie, ON
2012 TOYOTA SIENNA LE V6
Quote Date: Apr 01, 2026
$167 / month
$2,004 / year
Female, 60 from Barrie, ON
2011 CHEVROLET CRUZE LTZ TURBO 4DR
Quote Date: Mar 18, 2026
$205 / month
$2,460 / year
Female, 38 from Barrie, ON
2021 BMW X1 28i 4DR AWD
Quote Date: Mar 02, 2026
$225 / month
$2,700 / year
Female, 41 from Barrie, ON
2015 HYUNDAI SONATA SPORT 4DR
Quote Date: Nov 20, 2025
$176 / month
$2,112 / year

Save up to 20% by bundling your home and auto insurance

Select between home and auto, condo/strata and auto, or tenant/renter and auto to start saving today.

Our Reviews

Manal Farah
5
My experience with Surex is been for…

My experience with Surex is been for around 4 years. I am so thankful and especially to Devlin Bempong in Surex for his efforts in finding the right quote for my requirements.
Thank you Devlin!

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Trustpilot
Donald McCargar
5
A huge thankyou to Surex Insurance and…

A huge thankyou to Surex Insurance and a special appreciation to Mariam Chouciar for arranging the package pricing for all my vehicle's. See you next year.

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Trustpilot
Gratia Derm&HairEssentials
5
A painless process indeed!
It was exactly like Erich Rother, Licensed Insurance Advisor said, "A painless process." Fast, thorough, professional and extremely helpful. I couldn't ask for a better experience. Thanks again Erich! N.P.
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Trustpilot
Debbie McRobb Upsdell
5
Ben makes this easy for people who…

Ben makes this easy for people who don’t understand insurance to get what they are looking for. He also helps fill in the gaps in things you didn’t know about. He’s also super patient.

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Trustpilot
S. Clelland
5
Erich Rother works for you to get you the best coverage and price

Erich Rother was patient, creative and genuinely concerned about getting not only the most comprehensive insurance coverage but the best price available in a very volatile market. Exceptionally professional and thorough.

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Trustpilot

Get the best rates from Canada’s top insurance providers

Bundle Your Home & Auto To Save up to 25%!

Barrie is located on Lake Simcoe and sees many residents commuting to Toronto from the northern community. More people make the commute out of Barrie, rather than into the city for work. Highway 400 is the gateway to cottage country and the primary route between Barrie and Toronto. It bisects the city from North to South and splits off into Hwy. 11. Driving up north is very different than city driving and has different risks associated with highway driving; such things as wildlife, unpredictable weather, and being unfamiliar with the area. Barrie is known for its potential traffic-stopping weather conditions, so people should take extra precautions when driving there in the winter.

When you own a car, getting auto insurance is mandatory by law across Canada. Whether you're commuting to work every day, or just using your vehicle to run weekly errands, you need car insurance. It protects you (the driver), your passengers, and pedestrians in the event of an accident. So, chat with the best insurance broker before you get behind the wheel. Your Surex Advisor can help you get on the road today!

Car Insurance in Barrie

Ontario automobile insurance policies are offered by personal lines insurance companies across Canada. Contact an insurance broker so they can provide you with an online car insurance quote from the top car insurance companies in Canada so you can compare insurance companies, prices and the best insurance coverage options available!

Car insurance in Barrie is an agreement between customers and top  car insurance companies in Canada that commits to protecting against financial losses in the case of a car accident or automobile theft.

Yes, all Ontario drivers including drivers in Barrie are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of Third Party Liability Coverage, Statutory Accident Benefits Coverage, Uninsured Automobile Coverage, and Direct Compensation & Property Damage Coverage.

There are three types of car coverage in Canada. 

  • Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair. 

  • Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, flood.

Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.

Compare 10+ quotes and

speak to a dedicated advisor

Nima Maham

National Coordinator of Professional Development

Nima

The best road-trip destinations in Barrie

Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Barrie to explore on your next road trip.

Top Parks in Barrie

  1. Centennial Park
  2. Tyndale Park
  3. Arboretum Sunnidale Park

Top Shopping Spots in Barrie

  1. Georgian Mall
  2. Park Place
  3. Bayfield Mall

Best Sights and Landmarks in Barrie

  1. Snow Valley Ski Resort
  2. Mount St. Louis Moonstone
  3. Innisfil Beach Park

Related Auto insurance guides

Explore helpful guides that explain how Auto insurance works in Canada, including coverage basics, cost factors, and common policy terms.

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