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Types of coverage we provide
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.
Windows are included in comprehensive*, however, you have the option to remove this coverage to lower your premium. (*Not included in Alberta.)
You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
This allows for the protection of your “claims-free discount” in the event of your first claim.
Recent auto insurance quotes in Barrie
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Our Reviews
Devin was very quick to respond to all my numerous questions and making modifications to our application where necessary. He helped us find exactly what we were looking for!
Highly recommend Miguel. He was able to get me into the right product at a lesser price than I expected. Got everything done in a day would’ve been quicker if Autoplus did not crash. Five stars!!!!
Great experience with Prat from Surex . He managed to get things done in a day while everyone else said it will take at least 2 weeks. He understood complicated file quickly and managed to help me out with it . I got Auto insurance at the best rate! I was with TD insurance previously and paid wzy more for exsact tje same policy. I paid it upfront and once time came to an end they did not call or email or any notification about it and just canceled!!! Then told me it will take 2 weeks to get the new one . And I work as a Realtor so to have my car available to drive its absolutely necessary. Very disappointing TD .. I am happy I find Prat he definitely fixed a huge issue.
Manjinder Singh was incredibly helpful. He got me set up with my new auto insurance as soon as it was possible with no issues. He was curteous, knowledgeable and professional. Definitely an asset to your team. Great experience all around.
I’ve had a pleasant experience with Dayana.
She’s everything I want in a service provider. Respectful of time, quick responses, provides clarity on time when required, follows up as promised. She has made this process easier!
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Average car insurance prices in Canadian cities 2026
We reviewed thousands of car insurance quotes and found out how much drivers in Barrie pay on average for their premium. See how your city compares.
City |
Annual Premium |
Monthly Premium |
|---|---|---|
Barrie |
$2212.00 |
$184.33 |
Brampton |
$3300.00 |
$275.00 |
Brantford |
$2109.00 |
$175.75 |
Burlington |
$2082.00 |
$173.50 |
Calgary |
$2007.00 |
$167.25 |
Edmonton |
$2099.00 |
$174.92 |
Guelph |
$1539.00 |
$128.25 |
Halifax |
$1267.00 |
$105.58 |
Hamilton |
$2047.00 |
$170.58 |
Kingston |
$1928.00 |
$160.67 |
Kitchener |
$1851.00 |
$154.25 |
Lethbridge |
$1596.00 |
$133.00 |
London |
$2317.00 |
$193.08 |
Markham |
$2398.00 |
$199.83 |
Mississauga |
$2837.00 |
$236.42 |
Moncton |
$1596.00 |
$133.00 |
Oakville |
$2540.00 |
$211.67 |
Orillia |
$1680.00 |
$140.00 |
Oshawa |
$2250.00 |
$187.50 |
Ottawa |
$2115.00 |
$176.25 |
Peterborough |
$1739.00 |
$144.92 |
Red Deer |
$1825.00 |
$152.08 |
Sault Ste. Marie |
$1964.00 |
$163.67 |
Scarborough |
$2721.00 |
$226.75 |
Thunder Bay |
$1850.00 |
$154.17 |
Toronto |
$2537.00 |
$211.42 |
Windsor |
$1759.00 |
$146.58 |
Average prices are based on Surex quotes in the past 12 months for drivers with one vehicle and no claims. Updated April 2026.
Bundle Your Home & Auto To Save up to 25%!
Barrie is located on Lake Simcoe and sees many residents commuting to Toronto from the northern community. More people make the commute out of Barrie, rather than into the city for work. Highway 400 is the gateway to cottage country and the primary route between Barrie and Toronto. It bisects the city from North to South and splits off into Hwy. 11. Driving up north is very different than city driving and has different risks associated with highway driving; such things as wildlife, unpredictable weather, and being unfamiliar with the area. Barrie is known for its potential traffic-stopping weather conditions, so people should take extra precautions when driving there in the winter.
When you own a car, getting auto insurance is mandatory by law across Canada. Whether you're commuting to work every day, or just using your vehicle to run weekly errands, you need car insurance. It protects you (the driver), your passengers, and pedestrians in the event of an accident. So, chat with the best insurance broker before you get behind the wheel. Your Surex Advisor can help you get on the road today!
Car Insurance in Barrie
Ontario automobile insurance policies are offered by personal lines insurance companies across Canada. Contact an insurance broker so they can provide you with an online car insurance quote from the top car insurance companies in Canada so you can compare insurance companies, prices and the best insurance coverage options available!
Car insurance in Barrie is an agreement between customers and top car insurance companies in Canada that commits to protecting against financial losses in the case of a car accident or automobile theft.
Yes, all Ontario drivers including drivers in Barrie are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of Third Party Liability Coverage, Statutory Accident Benefits Coverage, Uninsured Automobile Coverage, and Direct Compensation & Property Damage Coverage.
There are three types of car coverage in Canada.
-
Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair.
-
Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, flood.
Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.
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The best road-trip destinations in Barrie
Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Barrie to explore on your next road trip.
Top Parks in Barrie
- Centennial Park
- Tyndale Park
- Arboretum Sunnidale Park
Top Shopping Spots in Barrie
- Georgian Mall
- Park Place
- Bayfield Mall
Best Sights and Landmarks in Barrie
- Snow Valley Ski Resort
- Mount St. Louis Moonstone
- Innisfil Beach Park
Helpful auto insurance guides
These guides help Ontario drivers understand how car insurance works, including coverage basics, cost factors, and tips for comparing policies.
Ontario's July 1 auto insurance reforms make several accident benefits optional, requiring drivers to carefully customize their coverage to fit their unique lifestyle needs.
Many Ontarians overlook auto insurance as a savings opportunity—reducing rates can cut regular expenses, helping you save for future goals and reach financial milestones faster.
A wave of new electric vehicle brands is entering the Canadian market, promising drivers increased competition, more vehicle choices, and potentially lower prices.
