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Barrie Car Insurance

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Car insurance = safety and protection

Barrie is located on Lake Simcoe and sees many residents commuting to Toronto from the northern community. More people make the commute out of Barrie, rather than into the city for work. Highway 400 is the gateway to cottage country and the primary route between Barrie and Toronto. It bisects the city from North to South and splits off into Hwy. 11. Driving up north is very different than city driving and has different risks associated with highway driving; such things as wildlife, unpredictable weather, and being unfamiliar with the area. Barrie is known for its potential traffic-stopping weather conditions, so people should take extra precautions when driving there in the winter.

When you own a car, getting auto insurance is mandatory by law across Canada. Whether you're commuting to work every day, or just using your vehicle to run weekly errands, you need car insurance. It protects you (the driver), your passengers, and pedestrians in the event of an accident. So, before you get behind the wheel talk to your Surex Advisor who can help you get on the road today!

Comparing rates from Canada's leading Auto Insurance Providers
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Types of Coverage We Provide
Accident Forgiveness
This allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same company.
Car Rental Coverage
You can have your car insurance coverage extend to protect you while driving a rental vehicle up to a certain limit.
Collision Coverage
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run or with an uninsured driver.
Comprehensive Coverage
Subject to a deductible typically covers fire, hail, theft, collision with an animal, vandalism and falling objects among others.
Depreciation Coverage
In the event of a "Total Loss" this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
Family protection
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Third Party Liability Coverage
When deemed legally responsible, provides coverage for injuries or damage caused by you to third parties and their property.
Windshield Coverage
Windows are included in comprehensive, however, you have the option to remove this coverage in order to lower your premium. *AB it is not included

Car Insurance in Barrie

Car insurance policies are offered by personal lines insurance providers across Canada. Contact an insurance broker so they can provide you with a quote from leading insurance providers so you can compare prices and coverage!

Car insurance in Barrie is an agreement between customers and insurance providers that commits to protecting against financial losses in the case of a car accident or automobile theft.

Yes, all Ontario drivers including drivers in Barrie are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of Third Party Liability Coverage, Statutory Accident Benefits Coverage, Uninsured Automobile Coverage, and Direct Compensation & Property Damage Coverage.

There are three types of car coverage in Canada. 

  • Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair. 

  • Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, flood.

Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.

Top parks in Barrie
  1. Centennial Park
  2. Tyndale Park
  3. Arboretum Sunnidale Park
Top Shopping Spots in Barrie
  1. Georgian Mall
  2. Park Place
  3. Bayfield Mall
Best sights and landmarks in Barrie
  1. Snow Valley Ski Resort
  2. Mount St. Louis Moonstone
  3. Innisfil Beach Park

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insurance broker
Karen
Licensed Insurance Advisor

Have Questions? We've got answers:

Barrie’s proximity to Highway 400 means many drivers in the city use it to commute. As a result, they pay slightly higher insurance rates than you’d expect from a typical small Ontario city.

There are multiple factors that affect a car insurance rating in Barrie. To get the best possible insurance rates, we recommend contacting a licensed insurance advisor to shop the market for you to get the best deals on car insurance.

Drivers should shop around online to get the best car insurance rate possible in Barrie. Getting a free car insurance quote at an online insurance brokerage like Surex will allow you to speak to a dedicated insurance advisor to see which discounts you qualify for.

Various factors affect car insurance rates, including the amount you drive, your driving history, the state of the vehicle, your coverage, as well as your deductibles.

Drivers must provide a few documents for their car insurance in Barrie. These include a valid driver’s license, proof of driver’s education training (if completed), vehicle registration, driving history (obtained through Service Ontario), license plate number, current car insurance policy, which drivers will use the vehicle, and payment information.

Insurance companies send a renewal notice in the mail or online when policies come close to expiration. Policies will have 30 days before they expire, at which point customers can decide to renew or switch up their policies.

The cheapest car insurance provider will depend on every customer’s unique situation. Every company has their own formula, meaning some criteria like driving record or age may weigh more than others. It’s a good idea to compare rates from various insurers with Surex so that licensed insurance advisors can shop the market for you.

You can contact your assigned Surex broker/advisor or contact the insurance company directly. Make sure you have your policy # and details of the claim prepare when you call.

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