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Compare and purchase the best home insurance rates in Victoria.

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Updated August 5, 2025

Types of coverage we provide

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Home Insurance
Home Insurance
This provides coverage for loss and damage to your property and/or any assets.
Deductible
Deductible
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
Sewer Backup, Overland/Ground Water
Sewer Backup, Overland / Ground Water

These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.

Claims Forgiveness
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Scheduled Items
Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

Comprehensive Insurance Coverage
Comprehensive Insurance Coverage
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Broad Coverage
Broad Coverage

When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)

Save up to 20% by bundling your home and auto insurance

Select between home and auto, condo/strata and auto, or tenant/renter and auto to start saving today.

Our Reviews

Esther
5
Ashley Bushfield is a pleasure to work…

Ashley Bushfield is a pleasure to work with. She is committed to keeping her word. You can rely on her to get the work done on time and all details covered.

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Trustpilot
Elizabeth de Leeuw
5
Jason Storey is the BEST…

Jason Storey is my broker and he is one of the best I’ve ever had (and I used to be one HA for 9 years). He set up a new policy for me in April. He was quick, effective, and got me the information I needed! He set up the policy within days.

I’ve had an accident and he’s been so helpful and understanding and supportive.

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Trustpilot
darren fredericks
4
They get the job done

Had to transfer insurance from one vehicle to another and it was quick and easy. A few emails back and forth and done in no time.

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B Rosenberg
5
My insurance advisor is always there…

My insurance advisor is always there when I need them.
Jessica always has the right advice and really listens to my needs.
Always a positive and supportive experience.

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Trustpilot
Steven Chiasson
5
Communication was always there

Communication was always there, just an awesome overall experience really. I would highly recommend this company to al my friends.......and have by the way. Cheers

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Trustpilot

Get the best rates from Canada's top insurance providers

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Victoria, the capital city of British Columbia, is home to just under 400,000 residents. It is the largest city on the island, located on the southern coast of Vancouver Island, off Canada’s Pacific coast. Because of the location, there are numerous ocean views from many parts of the city and the downtown core is set on a picturesque marina. Victoria gets many tourists in the summer months who visit for the natural beauty and many cultural attractions the city holds. Just outside the city, on Vancouver Island, there are a number of natural features to explore from the forests, lakes, ocean, and mountains. Victoria has a high cost of living but is a safe, family-friendly place to live.

Home insurance is not legally required in Canada, especially for those who have paid off their home. But, it is mandatory for those who need to get a mortgage. Since buying a home is one of the biggest investments people make, it's important to consider getting the best insurance coverage to protect the place they live, raise a family and keep their belongings. These are all things that a homeowners insurance policy can cover and we can help with that. Contact your Surex insurance broker today to learn how we can help you get insurance online in a few short minutes.

Home Insurance in Victoria - What You Need to Know

Home insurance in Victoria provides the protection you need no matter what kind of home you have. When you need to make a claim, home insurance will help you keep peace of mind if anything comes up.

A licensed insurance advisor can offer home insurance in Victoria.  If you contact the insurance broker channel they can provide you with online insurance quotes from the top Canadian home insurance companies, so you can see comparables in price and coverage!

Home insurance in Victoria provides the protection you need no matter what kind of home you have. When you need to make a claim, home insurance will help you keep peace of mind if anything comes up.

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Surex insurance tips & advice

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