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Ontario drivers: Some insurance coverages become optional July 1. Learn what’s changing.

Compare and purchase the best home insurance rates in Manitoba.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

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Types of coverage we provide

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Home Insurance
Home Insurance

This provides coverage for loss and damage to your property and/or any assets.

Deductible
Deductible

A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.

Sewer Backup, Overland/Ground Water
Sewer Backup, Overland / Ground Water

These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.

Claims Forgiveness
Claims Forgiveness

This allows for the protection of your “claims-free discount” in the event of your first claim.

Scheduled Items
Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

Comprehensive Insurance Coverage
Comprehensive Insurance Coverage

When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.

Broad Coverage
Broad Coverage

When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)

Recent home quotes in Manitoba

Recent Quotes Image
Male, 48 from Lorette, MB
Detached
Quote Date: Jun 12, 2026
$154 / month
$1,848 / year
Male, 45 from Winnipeg, MB
Semi detached
Quote Date: May 01, 2026
$147 / month
$1,764 / year
Male, 41 from Winnipeg, MB
Semi detached
Quote Date: Apr 29, 2026
$153 / month
$1,836 / year
Male, 65 from Winnipeg, MB
Detached
Quote Date: Feb 17, 2026
$121 / month
$1,452 / year
Male, 65 from Winnipeg, MB
Detached
Quote Date: Feb 17, 2026
$164 / month
$1,968 / year

Comparing rates from Canada's leading Insurance Providers

Our Reviews

Joseph
5
Devansh Soni sales representative was…

Devansh Soni sales representative was very helpful to me showing high professional customer service especially in providing and explaining the terms of the contract and speed in responding to my emails. Thanks Devansh Soni

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Donny
5
My agent

My agent, Devin Jeffrey, was really knowledgeable, patient, kind, and goes the exra mile to help me out. I had a really smooth and easy time when I was dealing with him. 5Stars for him.

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Dave Liwczak
5
Very Happy with the service and professionalism.

I was very happy with the service I received from Mariam C out of Edmonton. She was very easy to talk to and to get in touch with. A very knowledgeable lady and a pleasure to deal with.
Would highly recommend!😊

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Rocio Mendoza
5
I had an excellent experience with…

I had an excellent experience with Surex, thanks to Dayana Nuñez. She was professional, knowledgeable, and incredibly patient throughout the entire process. She took the time to answer all my questions, explained my coverage options clearly, and helped me find the best solution for my needs without making me feel pressured.

One thing that really stood out was that she speaks Spanish, which made the entire experience even more comfortable and stress-free. It's a huge advantage for Spanish-speaking clients.

I highly recommend Surex, and especially Dayana, if you're looking for outstanding customer service and a smooth insurance experience.

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Sydney Steadman
5
Ashley was so lovely!

Ashley was so lovely. It is my first time owning and registering my car for insurance. She walked me through every step of the way and helped me get the best price. She is amazing at what she does and I will be telling people to go with Surex from here on out. Thanks so much Ashley. I couldn’t have done it without you.

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Manitoba home insurance rates vs. other provinces

Manitoba has fairly low insurance rates compared to the rest of Canada due to a variety of factors. While home insurance in Manitoba is affordable, it's always wise to see if you can save more! Start a free quote with us now to find out how much you could save!

Province

Average Rates

Manitoba

$1,335

Alberta

$2,304

Ontario

$1.797

Nova Scotia

$2,788

New Brunswick

$2,402

Newfoundland & Labrador

$2,513

Prince Edward Island

$1,145

British Columbia

$2,389

Yukon

$1,830

Nunavut

$3,516

Saskatchewan

$1,873

Northwest Territories

$3,367

Home Insurance in Manitoba - What You Need to Know

Just as we compare insurance companies to find you the cheapest home insurance rate, we do likewise with car insurance. When you bundle your services, you can save up to 25%!

Your licensed Insurance Advisor has your best interests at heart, so when we are able to combine the best pair of quotes to get you the best rate we do it - even if it's with two different insurance companies in Manitoba!

We provide affordable home insurance in Manitoba to look after the bricks and mortar part of your home, as well as your personal possessions inside. You can get online insurance to protect against fire, fixes as well as repairs.

You can be covered from inclement weather such as wind, hail and lightning. The best home insurance in Manitoba also extends to protect your valuables from theft.

In Canada, your claims history follows you, not the home. If you've had home insurance claims in previous houses, they must also be disclosed. Be prepared to disclose at least the previous 10 years when you get insurance online or over the phone.

As Manitoba's home Insurance Marketplace, Surex has partnered with the top home insurance companies in Canada so you can choose the most ideal home policy for you, from a reputable insurer in Manitoba.

Working with the top home insurers in Manitoba, we want you to be able to have the exact home insurance policy you want and need. Customize your home insurance policy in Manitoba to give you peace of mind that you and your family are properly covered in the event of a home insurance claim.

Compare 10+ quotes and

speak to a dedicated advisor

Samantha Schmidt

Underwriting Specialist

Samantha Schmidt

Helpful home insurance guides

Explore helpful guides that explain how home insurance works in Canada, including coverage basics, cost factors, and common policy terms.

Compare home insurance rates now!

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