Manitoba Home Insurance

Home insurance in Manitoba - Welcome!

If something happens to your home, its peace of mind to know that you have home insurance. Comparing insurance is important as well because different companies will offer you different rates based on your desired coverage. This is why it’s important to think about your personal needs and shop the Surex Insurance Marketplace™.

Buying home insurance doesn’t have to be difficult. We answer some of the most common questions about home insurance and give you advice on what works for you.

Take 5 minutes and start a quote with us today.

Comparing rates from Canada’s leading Home insurance providers

Types of Coverage We Provide

Home Insurance

This provides coverage for loss and damage to your property and/or any assets.

Liability Coverage

This would provide protection against claims resulting from injuries, and damage to people and/or property.

Deductible

A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.

Sewer Backup, Overland/Ground Water

These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.

Claims Forgiveness

This allows for the protection of your “claims free discount” in the event of your first claim.

Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

Comprehensive Coverage

When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.

Broad Coverage

When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)

Things to do in Manitoba

Riding Mountain National Park
The Forks
Canadian Museum for Human Rights

Manitoba: Provincial Symbols

Flower: Prairie crocus
Animal: Bison
Bird: Great Grey Owl

What Native Languages in Manitoba?

nihi`wawinCree
Ojibwe
Dakota

Home Insurance In Manitoba

Just as we compare Canada's elite insurance providers to find you the cheapest home insurance rate, we do likewise with car insurance.

Your licensed Insurance Advisor has your best interests at heart, so when we are able to combine the best pair of quotes to get you the best rate we do it - even if it's two different companies!

We provide you affordable home insurance to look after the bricks and mortar part of your home, as well as your personal possessions inside. You can get online home insurance to protect against fire, fixes as well as repairs.

You can be covered from inclement weather such as wind, hail and lightning. Our coverage also extends to protect your valuables from theft.

In Canada, your claims history follows you, not the home. If you've had home insurance claims in previous houses, they must also be disclosed. Be prepared to disclose at least the most recent 10 years.

As Manitoba's home Insurance Marketplace, Surex has partnered with the best home insurers in the Province so you can choose the most ideal home policy for you, from a reputable insurer.

Working with the top home insurers in Manitoba, we want you to be able to have the exact home insurance policy you want and need. Customize your home insurance policy to give you peace of mind that you and your family are properly covered in the event of a home insurance claim.

Compare Real Quotes

Talk to Real People

Karen

Licensed Insurance Advisor

Start a quote

Have questions? We’ve got answers

Homeowners insurance protects you and your home in the event of a home insurance claim. If you didn’t have homeowners insurance, then you would be held 100% responsible for any damages or loss.

If you’re actively paying off your home’s mortgage or loan, there is an extremely high chance that homeowners insurance is required, as per your mortgage contract.

The amount you pay for homeowners insurance is dictated by a few things:

The amount of home insurance coverage you choose to have
The potential, replacement cost of your home
Home insurance data, specific to your area (city and province)
Your personal home insurance claims history (if you’ve had multiple prior home insurance claims, expect to pay more compared to someone that has a clean home insurance claims history)

You’re at the exact right spot to get your home insurance! As soon as you start a quote on our online home insurance marketplace, you’ll be assigned a Surex Personal Insurance Advisor (aka Assistant) to help you complete and set up your home insurance policy.

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