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you saving hundreds of dollars a year on average.
Types of coverage we provide
Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.
This provides coverage for loss and damage to your property and/or any assets.
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
This allows for the protection of your “claims-free discount” in the event of your first claim.
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)
Recent home quotes in Manitoba
Comparing rates from Canada's leading Insurance Providers
Our Reviews
Erich made my experience great, just when I thought no companies would assist me, he came through with a deal that fit my budget! Outstanding personable customer service!
Devansh was extremely patient and helpful in securing the best possible quote for my car insurance. I got an affordable price compared to other insurance companies. He’s very efficient and prompt in answering any questions I had. Great service Devansh. Keep it up. Would definitely recommend others !!!
Patti has handled our insurance for years and has always gone above and beyond to make sure we have what we need, when we need it. She’s fantastic. Good sense of humour too!
Highly recommended.
I’m grateful that Anchal went above and beyond to help resolve a payment issue and ensure my policy did not lapse. Their professionalism, understanding, and willingness to assist made a stressful situation much easier to manage. Excellent customer service!
Devin really helped me promptly in getting home insurance at a reasonable cost. He is very diligent in collecting all information before proceeding with the application. It was a pleasure working with him.
Manitoba home insurance rates vs. other provinces
Manitoba has fairly low insurance rates compared to the rest of Canada due to a variety of factors. While home insurance in Manitoba is affordable, it's always wise to see if you can save more! Start a free quote with us now to find out how much you could save!
Province |
Average Rates |
|---|---|
Manitoba |
$1,335 |
Alberta |
$2,304 |
Ontario |
$1.797 |
Nova Scotia |
$2,788 |
New Brunswick |
$2,402 |
Newfoundland & Labrador |
$2,513 |
Prince Edward Island |
$1,145 |
British Columbia |
$2,389 |
Yukon |
$1,830 |
Nunavut |
$3,516 |
Saskatchewan |
$1,873 |
Northwest Territories |
$3,367 |
Home Insurance in Manitoba - What You Need to Know
Just as we compare insurance companies to find you the cheapest home insurance rate, we do likewise with car insurance. When you bundle your services, you can save up to 25%!
Your licensed Insurance Advisor has your best interests at heart, so when we are able to combine the best pair of quotes to get you the best rate we do it - even if it's with two different insurance companies in Manitoba!
We provide affordable home insurance in Manitoba to look after the bricks and mortar part of your home, as well as your personal possessions inside. You can get online insurance to protect against fire, fixes as well as repairs.
You can be covered from inclement weather such as wind, hail and lightning. The best home insurance in Manitoba also extends to protect your valuables from theft.
In Canada, your claims history follows you, not the home. If you've had home insurance claims in previous houses, they must also be disclosed. Be prepared to disclose at least the previous 10 years when you get insurance online or over the phone.
As Manitoba's home Insurance Marketplace, Surex has partnered with the top home insurance companies in Canada so you can choose the most ideal home policy for you, from a reputable insurer in Manitoba.
Working with the top home insurers in Manitoba, we want you to be able to have the exact home insurance policy you want and need. Customize your home insurance policy in Manitoba to give you peace of mind that you and your family are properly covered in the event of a home insurance claim.
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Underwriting Specialist
Helpful home insurance guides
Explore helpful guides that explain how home insurance works in Canada, including coverage basics, cost factors, and common policy terms.
Online insurance looks easy, but direct buying can leave you undercovered when claims happen. Working with a broker ensures your policy actually protects you.
Home sellers in Canada must disclose hidden material defects, as failing to do so can lead to serious legal and financial consequences.
During Canadian winters, blocked vents from snow can cause deadly carbon monoxide buildup—regularly check furnace, water heater, dryer, and chimney vents to ensure they’re clear.
