Home insurance in Manitoba - Welcome!
If something happens to your home, its peace of mind to know that you have home insurance. Comparing insurance is important as well because different companies will offer you different rates based on your desired coverage. This is why it’s important to think about your personal needs and shop the Surex Insurance Marketplace™.
Buying home insurance doesn’t have to be difficult. We answer some of the most common questions about home insurance and give you advice on what works for you.
Take 5 minutes and start a quote with us today.
Comparing rates from Canada’s leading Home insurance providers
Types of Coverage We Provide
Home Insurance
This provides coverage for loss and damage to your property and/or any assets.
Liability Coverage
This would provide protection against claims resulting from injuries, and damage to people and/or property.
Deductible
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
Sewer Backup, Overland/Ground Water
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
Claims Forgiveness
This allows for the protection of your “claims free discount” in the event of your first claim.
Scheduled Items
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
Comprehensive Coverage
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
Broad Coverage
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)
