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Compare and purchase the best home insurance rates in Manitoba.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

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Types of coverage we provide

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Home Insurance
Home Insurance

This provides coverage for loss and damage to your property and/or any assets.

Deductible
Deductible

A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.

Sewer Backup, Overland/Ground Water
Sewer Backup, Overland / Ground Water

These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.

Claims Forgiveness
Claims Forgiveness

This allows for the protection of your “claims-free discount” in the event of your first claim.

Scheduled Items
Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

Comprehensive Insurance Coverage
Comprehensive Insurance Coverage

When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.

Broad Coverage
Broad Coverage

When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)

Recent home quotes in Manitoba

Recent Quotes Image
Male, 64 from Winnipeg, MB
Detached
Quote Date: Feb 17, 2026
$121 / month
$1,452 / year
Male, 64 from Winnipeg, MB
Detached
Quote Date: Feb 17, 2026
$164 / month
$1,968 / year
Male, 47 from Winnipeg, MB
Detached
Quote Date: Dec 24, 2025
$120 / month
$1,440 / year
Male, 47 from Ste Anne, MB
Detached
Quote Date: Dec 01, 2025
$132 / month
$1,584 / year
Male, 27 from Landmark, MB
Detached
Quote Date: Oct 19, 2025
$91 / month
$1,092 / year

Comparing rates from Canada's leading Insurance Providers

Our Reviews

Manal Farah
5
My experience with Surex is been for…

My experience with Surex is been for around 4 years. I am so thankful and especially to Devlin Bempong in Surex for his efforts in finding the right quote for my requirements.
Thank you Devlin!

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Trustpilot
Donald McCargar
5
A huge thankyou to Surex Insurance and…

A huge thankyou to Surex Insurance and a special appreciation to Mariam Chouciar for arranging the package pricing for all my vehicle's. See you next year.

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Trustpilot
Gratia Derm&HairEssentials
5
A painless process indeed!
It was exactly like Erich Rother, Licensed Insurance Advisor said, "A painless process." Fast, thorough, professional and extremely helpful. I couldn't ask for a better experience. Thanks again Erich! N.P.
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Trustpilot
Debbie McRobb Upsdell
5
Ben makes this easy for people who…

Ben makes this easy for people who don’t understand insurance to get what they are looking for. He also helps fill in the gaps in things you didn’t know about. He’s also super patient.

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Trustpilot
S. Clelland
5
Erich Rother works for you to get you the best coverage and price

Erich Rother was patient, creative and genuinely concerned about getting not only the most comprehensive insurance coverage but the best price available in a very volatile market. Exceptionally professional and thorough.

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Trustpilot

Manitoba home insurance rates vs. other provinces

Manitoba has fairly low insurance rates compared to the rest of Canada due to a variety of factors. While home insurance in Manitoba is affordable, it's always wise to see if you can save more! Start a free quote with us now to find out how much you could save!

Province

Average Rates

Manitoba

$1,335

Alberta

$2,304

Ontario

$1.797

Nova Scotia

$2,788

New Brunswick

$2,402

Newfoundland & Labrador

$2,513

Prince Edward Island

$1,145

British Columbia

$2,389

Yukon

$1,830

Nunavut

$3,516

Saskatchewan

$1,873

Northwest Territories

$3,367

Home Insurance in Manitoba - What You Need to Know

Just as we compare insurance companies to find you the cheapest home insurance rate, we do likewise with car insurance. When you bundle your services, you can save up to 25%!

Your licensed Insurance Advisor has your best interests at heart, so when we are able to combine the best pair of quotes to get you the best rate we do it - even if it's with two different insurance companies in Manitoba!

We provide affordable home insurance in Manitoba to look after the bricks and mortar part of your home, as well as your personal possessions inside. You can get online insurance to protect against fire, fixes as well as repairs.

You can be covered from inclement weather such as wind, hail and lightning. The best home insurance in Manitoba also extends to protect your valuables from theft.

In Canada, your claims history follows you, not the home. If you've had home insurance claims in previous houses, they must also be disclosed. Be prepared to disclose at least the previous 10 years when you get insurance online or over the phone.

As Manitoba's home Insurance Marketplace, Surex has partnered with the top home insurance companies in Canada so you can choose the most ideal home policy for you, from a reputable insurer in Manitoba.

Working with the top home insurers in Manitoba, we want you to be able to have the exact home insurance policy you want and need. Customize your home insurance policy in Manitoba to give you peace of mind that you and your family are properly covered in the event of a home insurance claim.

Compare 10+ quotes and

speak to a dedicated advisor

Nima Maham

National Coordinator of Professional Development

Nima

Related home insurance guides

Explore helpful guides that explain how home insurance works in Canada, including coverage basics, cost factors, and common policy terms.

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