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you saving hundreds of dollars a year on average.
New Ontario auto insurance changes take effect July 1, 2026
Types of coverage we provide
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.
Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.
Windows are included in comprehensive*, however, you have the option to remove this coverage to lower your premium. (*Not included in Alberta.)
You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
This allows for the protection of your “claims-free discount” in the event of your first claim.
Recent auto insurance quotes in Burlington
Save up to 20% by bundling your home and auto insurance
Our Reviews
Devansh Soni sales representative was very helpful to me showing high professional customer service especially in providing and explaining the terms of the contract and speed in responding to my emails. Thanks Devansh Soni
My agent, Devin Jeffrey, was really knowledgeable, patient, kind, and goes the exra mile to help me out. I had a really smooth and easy time when I was dealing with him. 5Stars for him.
I was very happy with the service I received from Mariam C out of Edmonton. She was very easy to talk to and to get in touch with. A very knowledgeable lady and a pleasure to deal with.
Would highly recommend!😊
I had an excellent experience with Surex, thanks to Dayana Nuñez. She was professional, knowledgeable, and incredibly patient throughout the entire process. She took the time to answer all my questions, explained my coverage options clearly, and helped me find the best solution for my needs without making me feel pressured.
One thing that really stood out was that she speaks Spanish, which made the entire experience even more comfortable and stress-free. It's a huge advantage for Spanish-speaking clients.
I highly recommend Surex, and especially Dayana, if you're looking for outstanding customer service and a smooth insurance experience.
Ashley was so lovely. It is my first time owning and registering my car for insurance. She walked me through every step of the way and helped me get the best price. She is amazing at what she does and I will be telling people to go with Surex from here on out. Thanks so much Ashley. I couldn’t have done it without you.
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Average car insurance prices in Canadian cities 2026
We reviewed thousands of car insurance quotes and found out how much drivers in Burlington pay on average for their premium. See how your city compares.
City |
Annual Premium |
Monthly Premium |
|---|---|---|
Burlington |
$2082.00 |
$173.50 |
Barrie |
$2212.00 |
$184.33 |
Brampton |
$3300.00 |
$275.00 |
Brantford |
$2109.00 |
$175.75 |
Calgary |
$2007.00 |
$167.25 |
Edmonton |
$2099.00 |
$174.92 |
Guelph |
$1539.00 |
$128.25 |
Halifax |
$1267.00 |
$105.58 |
Hamilton |
$2047.00 |
$170.58 |
Kingston |
$1928.00 |
$160.67 |
Kitchener |
$1851.00 |
$154.25 |
Lethbridge |
$1596.00 |
$133.00 |
London |
$2317.00 |
$193.08 |
Markham |
$2398.00 |
$199.83 |
Mississauga |
$2837.00 |
$236.42 |
Moncton |
$1596.00 |
$133.00 |
Oakville |
$2540.00 |
$211.67 |
Orillia |
$1680.00 |
$140.00 |
Oshawa |
$2250.00 |
$187.50 |
Ottawa |
$2115.00 |
$176.25 |
Peterborough |
$1739.00 |
$144.92 |
Red Deer |
$1825.00 |
$152.08 |
Sault Ste. Marie |
$1964.00 |
$163.67 |
Scarborough |
$2721.00 |
$226.75 |
Thunder Bay |
$1850.00 |
$154.17 |
Toronto |
$2537.00 |
$211.42 |
Windsor |
$1759.00 |
$146.58 |
Yellowknife |
$1722.00 |
$143.50 |
Average prices are based on Surex quotes in the past 12 months for drivers with one vehicle and no claims. Updated April 2026.
Shop with Surex to save up to 25% on the best car insurance in Burlington
The residents of Burlington aren’t strangers to driving; the city is home to a number of heavily-used highways, including the Queen Elizabeth Way (QEW) and the Highway 407. Being close to a number of highways makes it easy for the residents of Burlington to travel to nearby towns and cities, like Toronto and Hamilton. But, to legally drive, you need to have car insurance in Burlington.
Are you struggling to find affordable car insurance in Burlington? You can reach out to a Surex insurance advisor. Our advisors make finding the best insurance coverage a quick and nearly effortless task. Within ten minutes, your personal insurance broker can provide you with several affordable car insurance quotes. Contact us today to learn how we can help you save up to 25% on auto insurance coverage when you bundle multiple policies with one of the top rated car insurance companies in Ontario.
Car Insurance in Burlington - What You Need to Know
- Know your highways: Burlington is home to many major highway routes, including the Queen Elizabeth Way (QEW), Highway 403, Highway 407, and the nearby Highway 401. Before using one of these busy throughways, make sure you plan your route in advance and are prepared to handle highway speeds, congestion, semi-truck traffic, and driving conditions that can make navigating the major routes very difficult.
- Take the leisurely way: If you’re not in a hurry, leave yourself a little extra time and drive along the scenic Lakeshore Road. Passing south of Highway 403 — and hugging the shore of Lake Ontario — Lakeshore Road is home to a multitude of sprawling estates, popular trails, and lively parks and green spaces.
- Consider parking: Heading to beautiful downtown Burlington is a great way to spend a summer day. The waterfront, shops, parks, and boulevards are world-class, just make sure you leave extra time to find parking. Downtown Burlington is a popular destination for regional tourists and getting a parking spot for the day can be difficult.
- Festival season: Burlington is known to put on some of the area’s most popular music festivals, including the Burlington Sound of Music Festival. If you’re planning to take in some of the festivities, be extra careful when navigating the downtown areas — the intersections are crowded, kids and cyclists are everywhere, and some streets may be temporarily closed to allow for foot traffic.
- Combining your policies: If you own a vehicle and a home — or even if you rent your residence — you should consider bundling your insurance policies with the same online auto insurance company. Combining your policies can result in significant savings to your annual premiums, often up to 15% for your car insurance and up to 10% for your property (home/tenant/condo) insurance. Ask your Dedicated Insurance Assistant what price breaks you should expect to see by bundling.
- Review your policy annually: Car insurance rates in Burlington are never static, nor is your driving situation. Because many of the variables that affect premiums can and do change, it’s imperative that Oakville and Burlington drivers get an updated auto insurance quote once per year, prior to their current policy renewal date. Rate comparison sites like Surex allow drivers to quickly compare insurance companies, coverages and prices from many of Canada’s leading insurance companies — an easy practice that could lead to a significantly lower premium.
- Ask about discounts: Most drivers are aware of bundling and winter tire discounts, but did you know there are many more ways to save on your premium? Before closing your policy, ask your Dedicated Insurance Assistant about what discounts you qualify for. Here are a few discounts to keep in mind: Early Renewal, Electric Vehicle, Private Parking, Anti-Theft & Safety Technology, Retiree Discounts, Loyalty Discounts, Driver’s Education, CAA Membership, Occupational Discounts, Good Student, Telematics, and Claims-Free Driving.
- Consider make and model: Different vehicle types attract different kinds of drivers. Because of this, insurance companies may view some new vehicles as more ‘high-risk’ than others, based on who is likely to purchase and drive the vehicle. So before selecting your next car, do your homework. Is a sports car going to be more expensive to insure than a safety-first sedan? It probably is, but the only way to find out is to get insurance online using the different makes and models.
At Surex, our three-step process will ensure that you end up with the best car insurance in Burlington. Here’s how it works:
- Personalized insurance quotes: Surex will capture some of your basic information — either by phone or online — and then shop the market for you. In under ten minutes, you’ll have up to ten personalized insurance offers to choose from.
- Customize your offers: Once you receive the initial quote, you can edit your information and compare quotes to find the best overall value.
- Purchase and manage 24/7: Once you’ve selected an online car insurance quote and reviewed the insurance policy with your dedicated assistant, you can electronically sign documents to receive instant proof of insurance. If you’d rather speak with someone we will connect you with a Dedicated Insurance Assistant to walk you through all the options and answer any questions you might have about your automobile insurance quote. Once finished, your Ontario automobile insurance documents will arrive in the mail and you can manage your policy 24/7 with our ‘My Surex’ login feature.
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The best road-trip destinations in Burlington
Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Burlington to explore on your next road trip.
Top Parks in Burlington:
- Spencer Smith Park
- Hidden Valley Park
- LaSalle Park
Top Attractions in Burlington:
- Royal Botanical Gardens
- Bronte Creek Provincial Park
- Mount Nemo Conservation area
Best Shopping in Burlington:
- Mapleview Shopping Centre
- Burlington Mall
- Toronto Premium Outlets
Helpful auto insurance guides
These guides help Ontario drivers understand how car insurance works, including coverage basics, cost factors, and tips for comparing policies.
Online insurance looks easy, but direct buying can leave you undercovered when claims happen. Working with a broker ensures your policy actually protects you.
In Canada, drivers under 25 are considered young drivers and often pay higher premiums due to limited experience and higher risk, though savings options exist.
Being a great driver protects lives and can lower insurance rates—this article explains how tickets, accidents, demerits, and star ratings impact your premiums.
