John Shmuel

Ontario drivers face some of the highest auto insurance costs in Canada due to traffic, weather, and repair expenses. 
According to our 2025 data, the average annual car insurance premium in Ontario is $2,813.  
Your driving history, age, and postal code all affect your rate, but comparing quotes can help you find the best deal.  
Surex makes it easy to compare 10+ quotes from Canada’s top insurers, all in one place.

Ontario homeowners face a range of challenges, from extreme winter weather to an increased risk of flooding and water damage. However, insurance premiums can vary widely across the province due to regional risk factors. Homeowners in Toronto, for example, often pay more than those in Woodbridge because of differences in population density, crime rates, and local claims history.

With so many factors affecting home insurance costs, comparing quotes gives you confidence that you’re getting the right coverage at the best price. Surex has helped thousands of Ontario homeowners do exactly that by making it easy to compare home insurance quotes from Canada’s top-rated providers, all in one place.