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Compare and purchase Canada's best toyota insurance.

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Comparing rates from Canada's leading Insurance Providers

Car Insurance Facts

Did you know that car insurance payouts have been on the rise in recent years? It’s true — in 2019, car insurance companies in Canada covered approximately $18 billion worth of vehicle damage. This is a drastic difference from the past. For instance, in 1990, car insurance providers only covered $6 billion in damages.

On the other hand, are you aware that car insurance prices range from province to province? For instance, the average in some provinces is as high as $1680, while in others, it’s as low as $640!

About Toyota

Toyota Motor Corporation, established in 1937, is one of the largest automobile manufacturers in the world, and its headquarters are located in Nagoya, Japan. In 1967, the company partnered with Toyota Canada to begin distribution overseas. They have sold over 4 million vehicles in Canada through their 285 Toyota and Lexus dealerships. To date, the Toyota Corolla is the world's all-time best-selling vehicle, with the Camry and RAV4 close behind in popularity. The Toyota brand is known for its affordability and reliability and is world famous for being a manufacturer of high-quality, high-value cars, vans, and trucks and is known to set the standard for long-term resale value and durability.

If you’re looking to get a Toyota vehicle, that’s where Surex comes in. We can help you find the right insurance for your car!

FAQ’s about Toyota car insurance

No, they are not expensive to insure. The average cost for Toyota car insurance is approximately $1,1600 per year or about $95/month.

But, as you know, it’s hard to put an exact number of what you will pay for your insurance because it largely depends on the type of vehicle you drive. Insurance providers look at the year and the model you choose to buy, your driving history, the number of kilometers you drive each year, and where you live.

No, the cost of repairing parts on a Toyota vehicle is relatively inexpensive. Toyota is a popular brand in Canada and the parts are readily available in stores across the country. You don’t have to worry about ordering parts from another place.

Factors that can affect Toyota car insurance premiums :

  • Make and model: The make, model, and features you choose on your vehicle will affect your premiums. Rates vary based on the model.
  • New vs used: Used models are more affordable to insure.
  • Collision claims: The frequency of accidents by a specific model is used by insurers to determine premiums. 
  • Theft:  The Camry and Corolla (two of the most popular Toyota vehicles) are also two of the most commonly stolen. Theft will negatively affect insurance costs.
  • Retail and repair costs: Toyota vehicles are known for having a relatively low MSRP and they also have affordable repair costs on most models. Toyota parts are easy to come by and sold everywhere.

Other factors that can influence your car insurance rate are your driving record, driving habits, and vehicle model.

When choosing a vehicle there are things drivers can do to help keep their premiums down. When purchasing a Toyota  consider these points for your next vehicle:

  • Consider a four-door sedan over a two-door coupe model
  • Consider a 4-cylinder model over a 6-cylinder one
  • Opting for “sports” package options can cost more to insure
  • Consider upgrading anti-theft devices (may reduce insurance cost)
  • Consider getting driver assist safety features (may earn you discounts)
  • Consider a sedan, minivan, SUV, or sport utility crossover which can have the lowest insurance rates due to the appeal of family drivers
  • If you’re considering a Hybrid vehicle look into additional discounts you may qualify for

There are many things you can do to help lower your insurance rate. For example, you can bundle your home + auto insurance to help save some money. Talk to a Surex advisor to see how you can save today!

Here are some more tips to help you save:

  • Shop Around: The most effective way to save is to compare your insurance options. That is one thing that Surex always automatically does to make sure you get the best rate possible.
  • Stay claims, accident, and ticket free. Of course, it’s always important to drive safely, but by having a clean driving record you can usually qualify for discounts to help keep your premiums down.
  • Bundle your services: By combining your home or tenant insurance with your auto insurance policy, with the same provider, you can take advantage of the discounts offered to help save you money.

Toyota has introduced some new safety features that are designed to help elevate ‘accident avoidance’ to a new level.  Some features include: a pre-collision system, stability control, side airbags, traction control, anti-lock brakes, front, and rear head curtain airbags, reverse warning navigation system, adaptive driving beam, electronic ABS, and braking assistance. Increased security systems can help lead to a reduction in car thefts for most newer models.

Toyota was ranked as the second most reliable car company in Canada. The Toyota brand is world famous for manufacturing high-quality, high-value vehicles that set the standard for long-term resale value and durability.

Lowest Quotes for these Toyota Vehicles *

* These sample quotes are based on a 45-year-old female driver, with a clean driving history, has driving school certification and has always had insurance while licensed (over 15 years). Rates based on Q3 2023 data.

MODEL

LOCATION

POSTAL CODE

LOWEST RATE(monthly)

CARRIER

2020 CAMRY LE 4DR

ONTARIO

L7R 3N2

$127

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CAA

2020 CAMRY LE 4DR

ALBERTA

T5T 4J2

$277

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Intact Insurance

2020 CAMRY LE 4DR

NOVA SCOTIA

B2H 2J6

$129

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My Drive

** Intact

2020 RAV 4 LE 4DR SE

ONTARIO

L7R 3N2

$120

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CAA

2020 RAV 4 LE 4DR SE

ALBERTA

T5T 4J2

$278

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Intact Insurance

2020 RAV 4 LE 4DR SE

NOVA SCOTIA

B2H 2J6

$116

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My Drive

** Intact

2020 COROLLA L 4DR

ONTARIO

L7R 3N2

$128

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CAA

2020 COROLLA L 4DR

ALBERTA

T5T 4J2

$275

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Intact Insurance

2020 COROLLA L 4DR

NOVA SCOTIA

B2H 2J6

$128

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My Drive

** Intact

2020 HIGHLANDER L V6 4DR

ONTARIO

L7R 3N2

$121

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CAA

2020 HIGHLANDER L V6 4DR

ALBERTA

T5T 4J2

$277

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Intact Insurance

2020 HIGHLANDER L V6 4DR

NOVA SCOTIA

B2H 2J6

$113

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My Drive

** Intact

2020 TACOMA V6 Access Cab

ONTARIO

L7R 3N2

$116

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Aviva

2020 TACOMA V6 Access Cab

ALBERTA

T5T 4J2

$291

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Intact Insurance

2020 TACOMA V6 Access Cab

NOVA SCOTIA

B2H 2J6

$129

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My Drive

** Intact

Auto Insurance Quotes by Car Brand

Our Reviews

Valentino
5
Anchal at Surex is the best

I highly recommend Anchal as an insurance broker. She is extremely professional, knowledgeable, and reliable. What truly sets her apart is that she is always available and genuinely cares about the people she works with.
She takes the time to understand individual needs, explains everything clearly, and makes sure you feel confident in your decisions. With Anchal, you never feel like just another client — you feel supported and well advised.
It is rare to find someone so dedicated, responsive, and truly committed to helping others.

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Roy B.
5
Excellent Broker Agent Customer Service!
We had an excellent experience with our insurance agent Patti Gustafson! From the very beginning, she is incredibly responsive, knowledgeable, and patient in explaining all our options. She made the entire process smooth and stress-free, and we truly felt that she had our best interest in mind — not just selling a policy. She took the time to understand our needs and found coverage that was both comprehensive and competitively priced. Any questions we had were answered quickly and clearly, and the follow-up service has been just as outstanding. Highly recommend to anyone looking for a trustworthy and professional insurance broker. Exceptional customer service!
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Caroline
5
Patti my insurance broker is always patient and timely.

Patti my insurance broker is always fast to respond and very easy to deal with. I have trust in Patti due to her excellent customer service over the years.

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Kerry Norman
5
Patti is wonderful to speak with!
Patti is very helpful and very knowledgeable. She returns calls and emails very promptly and a pleasure to speak with. No complaints what’s so ever!! Five stars!!
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Neil Horbachewski
5
Outstanding Service

Veronique Abbott Is the Insurance Advisor that helped me with my motorcycle insurance. I was very impressed by the timeliness and ease of setting up the insurance with her. I then realized I needed to change the effective date and she did this after hours before a holiday weekend. Outstanding service that I greatly appreciated. Thank you

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