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Compare and purchase Canada's best toyota insurance.

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In just a few minutes, our quoter can unlock discounts that can have
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Comparing rates from Canada's leading Insurance Providers

Car Insurance Facts

Did you know that car insurance payouts have been on the rise in recent years? It’s true — in 2019, car insurance companies in Canada covered approximately $18 billion worth of vehicle damage. This is a drastic difference from the past. For instance, in 1990, car insurance providers only covered $6 billion in damages.

On the other hand, are you aware that car insurance prices range from province to province? For instance, the average in some provinces is as high as $1680, while in others, it’s as low as $640!

About Toyota

Toyota Motor Corporation, established in 1937, is one of the largest automobile manufacturers in the world, and its headquarters are located in Nagoya, Japan. In 1967, the company partnered with Toyota Canada to begin distribution overseas. They have sold over 4 million vehicles in Canada through their 285 Toyota and Lexus dealerships. To date, the Toyota Corolla is the world's all-time best-selling vehicle, with the Camry and RAV4 close behind in popularity. The Toyota brand is known for its affordability and reliability and is world famous for being a manufacturer of high-quality, high-value cars, vans, and trucks and is known to set the standard for long-term resale value and durability.

If you’re looking to get a Toyota vehicle, that’s where Surex comes in. We can help you find the right insurance for your car!

FAQ’s about Toyota car insurance

No, they are not expensive to insure. The average cost for Toyota car insurance is approximately $1,1600 per year or about $95/month.

But, as you know, it’s hard to put an exact number of what you will pay for your insurance because it largely depends on the type of vehicle you drive. Insurance providers look at the year and the model you choose to buy, your driving history, the number of kilometers you drive each year, and where you live.

No, the cost of repairing parts on a Toyota vehicle is relatively inexpensive. Toyota is a popular brand in Canada and the parts are readily available in stores across the country. You don’t have to worry about ordering parts from another place.

Factors that can affect Toyota car insurance premiums :

  • Make and model: The make, model, and features you choose on your vehicle will affect your premiums. Rates vary based on the model.
  • New vs used: Used models are more affordable to insure.
  • Collision claims: The frequency of accidents by a specific model is used by insurers to determine premiums. 
  • Theft:  The Camry and Corolla (two of the most popular Toyota vehicles) are also two of the most commonly stolen. Theft will negatively affect insurance costs.
  • Retail and repair costs: Toyota vehicles are known for having a relatively low MSRP and they also have affordable repair costs on most models. Toyota parts are easy to come by and sold everywhere.

Other factors that can influence your car insurance rate are your driving record, driving habits, and vehicle model.

When choosing a vehicle there are things drivers can do to help keep their premiums down. When purchasing a Toyota  consider these points for your next vehicle:

  • Consider a four-door sedan over a two-door coupe model
  • Consider a 4-cylinder model over a 6-cylinder one
  • Opting for “sports” package options can cost more to insure
  • Consider upgrading anti-theft devices (may reduce insurance cost)
  • Consider getting driver assist safety features (may earn you discounts)
  • Consider a sedan, minivan, SUV, or sport utility crossover which can have the lowest insurance rates due to the appeal of family drivers
  • If you’re considering a Hybrid vehicle look into additional discounts you may qualify for

There are many things you can do to help lower your insurance rate. For example, you can bundle your home + auto insurance to help save some money. Talk to a Surex advisor to see how you can save today!

Here are some more tips to help you save:

  • Shop Around: The most effective way to save is to compare your insurance options. That is one thing that Surex always automatically does to make sure you get the best rate possible.
  • Stay claims, accident, and ticket free. Of course, it’s always important to drive safely, but by having a clean driving record you can usually qualify for discounts to help keep your premiums down.
  • Bundle your services: By combining your home or tenant insurance with your auto insurance policy, with the same provider, you can take advantage of the discounts offered to help save you money.

Toyota has introduced some new safety features that are designed to help elevate ‘accident avoidance’ to a new level.  Some features include: a pre-collision system, stability control, side airbags, traction control, anti-lock brakes, front, and rear head curtain airbags, reverse warning navigation system, adaptive driving beam, electronic ABS, and braking assistance. Increased security systems can help lead to a reduction in car thefts for most newer models.

Toyota was ranked as the second most reliable car company in Canada. The Toyota brand is world famous for manufacturing high-quality, high-value vehicles that set the standard for long-term resale value and durability.

Lowest Quotes for these Toyota Vehicles *

* These sample quotes are based on a 45-year-old female driver, with a clean driving history, has driving school certification and has always had insurance while licensed (over 15 years). Rates based on Q3 2023 data.

MODEL

LOCATION

POSTAL CODE

LOWEST RATE(monthly)

CARRIER

2020 CAMRY LE 4DR

ONTARIO

L7R 3N2

$127

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CAA

2020 CAMRY LE 4DR

ALBERTA

T5T 4J2

$277

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Intact Insurance

2020 CAMRY LE 4DR

NOVA SCOTIA

B2H 2J6

$129

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My Drive

** Intact

2020 RAV 4 LE 4DR SE

ONTARIO

L7R 3N2

$120

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CAA

2020 RAV 4 LE 4DR SE

ALBERTA

T5T 4J2

$278

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Intact Insurance

2020 RAV 4 LE 4DR SE

NOVA SCOTIA

B2H 2J6

$116

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My Drive

** Intact

2020 COROLLA L 4DR

ONTARIO

L7R 3N2

$128

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CAA

2020 COROLLA L 4DR

ALBERTA

T5T 4J2

$275

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Intact Insurance

2020 COROLLA L 4DR

NOVA SCOTIA

B2H 2J6

$128

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My Drive

** Intact

2020 HIGHLANDER L V6 4DR

ONTARIO

L7R 3N2

$121

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CAA

2020 HIGHLANDER L V6 4DR

ALBERTA

T5T 4J2

$277

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Intact Insurance

2020 HIGHLANDER L V6 4DR

NOVA SCOTIA

B2H 2J6

$113

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My Drive

** Intact

2020 TACOMA V6 Access Cab

ONTARIO

L7R 3N2

$116

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Aviva

2020 TACOMA V6 Access Cab

ALBERTA

T5T 4J2

$291

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Intact Insurance

2020 TACOMA V6 Access Cab

NOVA SCOTIA

B2H 2J6

$129

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My Drive

** Intact

Auto Insurance Quotes by Car Brand

Our Reviews

Barbara Elliott
5
I've always had service handled in a…

I've always had service handled in a good time frame. Changes for any vehicle paperwork has been done immediately.
I've never had a claim, so I can't comment on any handling in that nature.

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Trustpilot
Michael Davies
5
Jessica - home and auto
Jessica has been nothing short of phenomenal throughout our insurance journey. As a long-time client for my auto insurance, I always appreciated her responsiveness and expertise — but when we became first-time homebuyers, she truly went above and beyond. Not only did she secure us an exceptional rate on our new home insurance, but she also managed to lower our existing auto insurance, saving us money at a time when every dollar counted. Her knowledge, attention to detail, and proactive approach made the entire process seamless and stress-free. What really sets Jessica apart is her unwavering dedication, especially during tough times. When we tragically lost a home, she handled everything with compassion, professionalism, and speed — guiding us through the claims process with care and clarity. And when we were ready to start fresh with a new home, she didn’t miss a beat. She started from scratch, made sure we were fully covered, and continued to support us every step of the way. Jessica isn’t just an insurance broker — she’s a trusted advisor, a fierce advocate, and a true partner in protecting your life and your future. I can’t recommend her highly enough. If you want someone who genuinely cares, acts with integrity, and delivers outstanding results, look no further. Thank you, Jessica — we’re so grateful to have you on our side!
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Trustpilot
Lubov Obasi
5
I had great experience with Surex agent…

I had great experience with Surex agent when I needed to change my insurance policy quickly to accomodate my needs.
They were able to act fast as I requested and I appreciate it very much.
Great job!

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Trustpilot
Grace McMahon
4
Nick is a great agent !
Nick is a great agent and is extremely knowledgeable and helpful for me as a first time home insurance buyer. He made the entire process of getting set up and going through my first few payments smooth and efficient. Any time I had any questions he responded to my text/call within 24 hrs!
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Trustpilot
Line & Gary
5
We always get a prompt response from Jason
We always get a prompt response from Jason or one of his teammates. Our needs get resolved quickly and efficiently.we are very please with the service we get from Surex.
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Trustpilot

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