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Compare and purchase the best tenant insurance rates in Nunavut.

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In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

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Types of coverage we provide

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Deductible
Deductible

A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.

Claims Forgiveness
Claims Forgiveness

This allows for the protection of your “claims free discount” in the event of your first claim.

Scheduled Items
Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

Comprehensive Insurance Coverage
Comprehensive Insurance Coverage

When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.

Replacement Cost
Replacement Cost

Actual cash value policies are based on the items' depreciated value while replacement cost coverage does not account for depreciation

Comparing rates from Canada's leading Insurance Providers

Our Reviews

Carmelo Almanzar
5
Excellent Experience

I had an excellent experience setting up the insurance for my first car with Ashley at Surex. She was fast, professional, and incredibly helpful every step of the way. Ashley made the process smooth and stress-free, answered all my questions promptly and found me a great price. Highly recommend her for anyone looking for outstanding and reliable insurance service!!!!

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kamil siddiqui
5
Great Service
I've been with Surex for 2 years now and the customer service is amazing. Ashley has always been there to answer any of my questions and gets everything done super fast. I have no complaints.
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Paul S
5
I have nothing but exceptional

I have nothing but exceptional service from Ashley Bushfield at Surex, quickly responds and takes cares of anything I need for my insurance needs… prices are amazing too… thanks for everything you do!! Highly recommended!!

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sherri descheneaux
4
Mostly great help but I feel when your…

Mostly great help but I feel when your contract wasn’t renewed for car insurance contacting your customers by email should have at least should got a phone call to their customers when the email wasn’t acknowledged by customer for whatever reasons… but something as important as having no insurance should have required a phone call by the company and the broker should have an alternative option for it’s customers

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Aziz
5
I had a great experience with Ashley at…

I had a great experience with Ashley at Surex. She was able to get me insured the same day and sent over my policy right away. The process was quick, and smooth. I’m very happy with the quality of her work and the service, I’d definitely recommend Ashley and Surex to anyone in Ontario looking for reliable insurance.

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Nunavut tenant insurance rates vs. other provinces

Nunavut has fairly affordable tenant insurance rates. However, it's always good to shop around for savings! Start a free quote with us now to find out how much you could save!

Province

Average Rates

Nunavut 

$402

Alberta  

$466

British Columbia 

$397

Manitoba  

$503

New Brunswick  

$500

Newfoundland & Labrador  

$399

Nova Scotia  

$423

Northwest Territories

$416

Ontario  

$478

Prince Edward Island 

$385

Saskatchewan  

$410

Yukon  

$370

See how our customers save big on tenant insurance

At Surex, we’re dedicated to helping you find the right insurance for the best price. We do all the heavy lifting for you, so you can be sure you’re getting the lowest possible rate. Check out how we’ve helped these Nunavut renters save on tenant insurance.

Customer

City

Type

Average Quote

Purchased Quote

Savings

Anik

Igloolik

Tenant

$586.00

$370.00

$216.00

Clifford

Iqaluit

Tenant

$469.00

$328.00

$140.00

Robert

Iqaluit

Tenant

$462.00

$328.00

$133.00

Tenant Insurance in Nunavut

Tenant insurance in Nunavut (also called renters’ insurance) is meant for people who rent the place where they live, whether home, condo, or apartment. It provides coverage against common risks like theft, fire damage, and personal injury that occurs on the property.

Insurance is necessary because a landlord’s home insurance policy won’t cover these perils on behalf of the renter. You want to be covered in case something happens to your home or your belongings.

Tenant insurance is not mandatory at the provincial level, however many property managers won’t lease their units without tenant insurance coverage in place. Renters in Nunavut can expect that getting a personal insurance policy quote is a part of renting.

The following things are generally covered by the best tenant insurance Nunavut:

  1. Contents

If your belongings are damaged or stolen while in your rental property, tenant's insurance in Nunavut will help cover the cost of replacement or repair.  

This is among the most important aspects of tenant's insurance since most people don’t have the money to replace thousands of dollars in lost items out-of-pocket.

  1. Liability

If an accident on your property causes financial harm to a third party, tenant’s insurance with personal liability coverage can help cover lawsuit and settlement costs. 

For example, if a guest slips, falls, and injures themselves on a wet floor in an apartment you’re renting, your insurance policy will shield you from the financial fallout of a potential lawsuit.

  1. Relocation cost reimbursement

If the property you’re renting is rendered uninhabitable, tenant insurance will help shoulder the costs of relocating, and your living expenses.

For example, if you’re forced to stay at a hotel for a few weeks because your rental apartment flooded, tenant insurance may help with your hotel bill along with the cost of purchasing meals and other living expenses.

Yes, tenant insurance and renter’s insurance are the same. They are policies purchased by a renter to protect themselves financially.

Tenant insurance in Nunavut typically won’t cover replacement costs above a certain amount for extraordinarily expensive items (i.e. jewelry). To make sure you’re covered for the items that matter most to you, it’s important that you read the policy thoroughly. The best insurance broker can help you find the exact policy you need.

Content insurance is a benefit provided by most tenant insurance policies. It covers the cost of repairing or replacing stolen or damaged items.

Tenant insurance (also referred to as renter’s insurance) helps renters cover the cost of replacing or repairing their personal belongings in the event of an incident (i.e. fire or break-in) on the property.

No. Your landlord’s insurance policy will not cover your contents or belongings. It only protects their items as the policyholder. If you want coverage for your belongings, you’ll need tenant insurance.

Tenant insurance will also cover the cost of additional living expenses if your home is ever rendered uninhabitable by some sort of disaster or incident.

Typically, a tenant insurance policy covers only the policyholder’s belongings. You can purchase insurance jointly, however, but don’t assume you’re automatically covered by your housemate’s policy because you probably aren’t unless specified.

It all depends on where you reside, the value of your total contents, and your liability limits. Tenant insurance typically costs between $20 and $50 per month. The exact amount can vary, however, depending on various factors, including your location and insurance record. Some are as low as $10 a month, but typically people need more coverage than that. 

The law does permit landlords to include an insurance policy as a lease requirement. Many landlords do so as a tenant’s policy serves to reduce their overall risk.

You’ll need to provide basic information about yourself and the property you’re renting if you want to get insurance online over over the phone, including:

  • The address
  • The cumulative value of your personal property
  • Who else will be occupying the rental property (you want to make sure that all renters are covered under their own policies.

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