No ESI data
Skip to main content
×

Ontario drivers: Some insurance coverages become optional July 1. Learn what’s changing.

Compare and purchase the best tenant insurance rates in Fredericton.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

Image

Types of coverage we provide

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Deductible
Deductible

A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.

Claims Forgiveness
Claims Forgiveness

This allows for the protection of your “claims-free discount” in the event of your first claim.

Scheduled Items
Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

Comprehensive Insurance Coverage
Comprehensive Insurance Coverage

When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.

Replacement Cost
Replacement Cost

Actual cash value policies are based on the items' depreciated value while replacement cost coverage does not account for depreciation

Recent tenant insurance quotes in Fredericton

Recent Quotes Image
Male, 65 from Fredericton, NB
Low rise apartment
Quote Date: May 12, 2026
$42 / month
$504 / year
Male, 72 from Miramichi, NB
Row or town (end)
Quote Date: Jun 02, 2026
$31 / month
$372 / year
Female, 42 from Saint John, NB
Triplex
Quote Date: May 27, 2026
$27 / month
$324 / year
Male, 25 from Saint John, NB
Low rise apartment
Quote Date: May 22, 2026
$27 / month
$324 / year
Male, 66 from Moncton, NB
Low rise apartment
Quote Date: Mar 26, 2026
$19 / month
$228 / year

Our Reviews

Ricky
5
Quick Response Time & Helpful

Devin was very quick to respond to all my numerous questions and making modifications to our application where necessary. He helped us find exactly what we were looking for!

Image
Trustpilot
Michael U
5
Highly recommend Miguel

Highly recommend Miguel. He was able to get me into the right product at a lesser price than I expected. Got everything done in a day would’ve been quicker if Autoplus did not crash. Five stars!!!!

Image
Trustpilot
Natalia C
5
Great experience with Prat from Surex

Great experience with Prat from Surex . He managed to get things done in a day while everyone else said it will take at least 2 weeks. He understood complicated file quickly and managed to help me out with it . I got Auto insurance at the best rate! I was with TD insurance previously and paid wzy more for exsact tje same policy. I paid it upfront and once time came to an end they did not call or email or any notification about it and just canceled!!! Then told me it will take 2 weeks to get the new one . And I work as a Realtor so to have my car available to drive its absolutely necessary. Very disappointing TD .. I am happy I find Prat he definitely fixed a huge issue.

Image
Trustpilot
Jairo Acuna
5
Manjinder Singh was incredibly helpful

Manjinder Singh was incredibly helpful. He got me set up with my new auto insurance as soon as it was possible with no issues. He was curteous, knowledgeable and professional. Definitely an asset to your team. Great experience all around.

Image
Trustpilot
Jane O
5
Wonderful Experience!

I’ve had a pleasant experience with Dayana.
She’s everything I want in a service provider. Respectful of time, quick responses, provides clarity on time when required, follows up as promised. She has made this process easier!

Image
Trustpilot

Comparing rates from Canada's leading Insurance Providers

Surex can help you find cheap tenant insurance in Fredericton

Fredericton, the capital of New Brunswick, is situated along the St. John River in eastern Canada. The city is known for its Historic Garrison District, a former 18th-century British army base that now features the Changing of the Guard ceremony, artists’ studios, and an outdoor theatre. Nearby, the Beaverbrook Art Gallery showcases both Canadian and international art collections. Just south of the city center, the Fredericton Boyce Farmers Market offers seasonal produce and crafts.

In addition to serving as a hub for government and education, Fredericton is home to the highest concentration of knowledge-based businesses in the province and is among the fastest-growing cities in Atlantic Canada.

If you’re having a hard time finding the best tenant insurance in Fredericton, the Surex team is here to lend a helping hand. At Surex, we take pride in our ability to provide the cheapest, most affordable tenant insurance quotes in Fredericton. Our insurance advisors work side-by-side with the top tenant insurance companies in order to provide you with quotes that exceed your expectations.

Tenant insurance in Fredericton - What You Need to Know

Tenant insurance in Fredericton (also called renters’ insurance) is meant for people who rent the place where they live, whether home, condo, or apartment. It provides the best insurance coverage against common risks like theft, fire damage, and personal injury that occurs on the property.

Tenant insurance is necessary because a landlord’s home insurance policy won’t cover these perils on behalf of the renter.

No, tenant insurance is not required by law in Fredericton. However, many property managers won’t lease their unit without tenant insurance coverage in place.

Yes! Always consider it. If you can afford it, renters insurance is usually worth it. It will protect your belongings, provide liability coverage, and may cover your personal items when you travel. Renter's insurance protects you from a long list of perils, as well.

Yes, tenant insurance and renter’s insurance are the same. They are policies purchased by a renter to protect themselves financially.

The price of your tenant insurance in Fredericton depends on where you reside, the value of your total contents, your liability limits. Policies normally start at $300/yr and increase as the content values and liability limits increase.

Many different factors will impact the cost of your tenant insurance coverage. Here are the main ones to consider when getting a quote:


1. Property Type
2. Location
3. Personal Belongings
4. Credit Score
5. Pets
6. Living Situation
7. Insurance History
8. Applicable Discounts

Tenant insurance in Fredericton typically won’t cover replacement costs above a certain amount for extraordinarily expensive items (i.e. jewelry). To make sure you’re covered for the items that matter most to you, it’s important that you read the policy thoroughly. The best insurance broker can help you find the exact policy you need.

The law does permit your landlord to include tenant insurance coverage as a lease requirement. Many landlords in Fredericton do so as a tenant’s policy serves to reduce their overall risk.

You’ll need to provide basic information about yourself and the property you’re renting in Fredericton, including:

  • The address
  • Your belongings’ cumulative value
  • Who else will be occupying the rental property

Compare 10+ quotes and

speak to a dedicated advisor

Samantha Schmidt

Underwriting Specialist

Samantha Schmidt

Helpful tenant insurance guides

Explore helpful guides that explain how tenant insurance works in Canada, including coverage basics, cost factors, and common policy terms.

Compare tenant insurance rates now!

Start an insurance quote now