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Compare and purchase the best tenant insurance rates in Fredericton.

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In just a few minutes, our quoter can unlock discounts that can have
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Types of coverage we provide

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Deductible
Deductible

A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.

Claims Forgiveness
Claims Forgiveness

This allows for the protection of your “claims-free discount” in the event of your first claim.

Scheduled Items
Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

Comprehensive Insurance Coverage
Comprehensive Insurance Coverage

When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.

Replacement Cost
Replacement Cost

Actual cash value policies are based on the items' depreciated value while replacement cost coverage does not account for depreciation

Recent tenant insurance quotes in Fredericton

Recent Quotes Image
Male, 39 from Fredericton, NB
Detached
Quote Date: Sep 18, 2025
$36 / month
$432 / year
Female, 25 from Dieppe, NB
Low rise apartment
Quote Date: Mar 06, 2026
$32 / month
$384 / year
Male, 49 from Moncton, NB
Basement apartment
Quote Date: Feb 23, 2026
$32 / month
$384 / year
Male, 25 from Dieppe, NB
Low rise apartment
Quote Date: Jan 14, 2026
$35 / month
$420 / year
Male, 33 from West river, NB
Low rise apartment
Quote Date: Jan 13, 2026
$31 / month
$372 / year

Our Reviews

Valentino
5
Anchal at Surex is the best

I highly recommend Anchal as an insurance broker. She is extremely professional, knowledgeable, and reliable. What truly sets her apart is that she is always available and genuinely cares about the people she works with.
She takes the time to understand individual needs, explains everything clearly, and makes sure you feel confident in your decisions. With Anchal, you never feel like just another client — you feel supported and well advised.
It is rare to find someone so dedicated, responsive, and truly committed to helping others.

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Roy B.
5
Excellent Broker Agent Customer Service!
We had an excellent experience with our insurance agent Patti Gustafson! From the very beginning, she is incredibly responsive, knowledgeable, and patient in explaining all our options. She made the entire process smooth and stress-free, and we truly felt that she had our best interest in mind — not just selling a policy. She took the time to understand our needs and found coverage that was both comprehensive and competitively priced. Any questions we had were answered quickly and clearly, and the follow-up service has been just as outstanding. Highly recommend to anyone looking for a trustworthy and professional insurance broker. Exceptional customer service!
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Caroline
5
Patti my insurance broker is always patient and timely.

Patti my insurance broker is always fast to respond and very easy to deal with. I have trust in Patti due to her excellent customer service over the years.

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Kerry Norman
5
Patti is wonderful to speak with!
Patti is very helpful and very knowledgeable. She returns calls and emails very promptly and a pleasure to speak with. No complaints what’s so ever!! Five stars!!
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Neil Horbachewski
5
Outstanding Service

Veronique Abbott Is the Insurance Advisor that helped me with my motorcycle insurance. I was very impressed by the timeliness and ease of setting up the insurance with her. I then realized I needed to change the effective date and she did this after hours before a holiday weekend. Outstanding service that I greatly appreciated. Thank you

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Comparing rates from Canada's leading Insurance Providers

Surex can help you find cheap tenant insurance in Fredericton

Fredericton, the capital of New Brunswick, is situated along the St. John River in eastern Canada. The city is known for its Historic Garrison District, a former 18th-century British army base that now features the Changing of the Guard ceremony, artists’ studios, and an outdoor theatre. Nearby, the Beaverbrook Art Gallery showcases both Canadian and international art collections. Just south of the city center, the Fredericton Boyce Farmers Market offers seasonal produce and crafts.

In addition to serving as a hub for government and education, Fredericton is home to the highest concentration of knowledge-based businesses in the province and is among the fastest-growing cities in Atlantic Canada.

If you’re having a hard time finding the best tenant insurance in Fredericton, the Surex team is here to lend a helping hand. At Surex, we take pride in our ability to provide the cheapest, most affordable tenant insurance quotes in Fredericton. Our insurance advisors work side-by-side with the top tenant insurance companies in order to provide you with quotes that exceed your expectations.

Tenant insurance in Fredericton - What You Need to Know

Tenant insurance in Fredericton (also called renters’ insurance) is meant for people who rent the place where they live, whether home, condo, or apartment. It provides the best insurance coverage against common risks like theft, fire damage, and personal injury that occurs on the property.

Tenant insurance is necessary because a landlord’s home insurance policy won’t cover these perils on behalf of the renter.

No, tenant insurance is not required by law in Fredericton. However, many property managers won’t lease their unit without tenant insurance coverage in place.

Yes! Always consider it. If you can afford it, renters insurance is usually worth it. It will protect your belongings, provide liability coverage, and may cover your personal items when you travel. Renter's insurance protects you from a long list of perils, as well.

Yes, tenant insurance and renter’s insurance are the same. They are policies purchased by a renter to protect themselves financially.

The price of your tenant insurance in Fredericton depends on where you reside, the value of your total contents, your liability limits. Policies normally start at $300/yr and increase as the content values and liability limits increase.

Many different factors will impact the cost of your tenant insurance coverage. Here are the main ones to consider when getting a quote:


1. Property Type
2. Location
3. Personal Belongings
4. Credit Score
5. Pets
6. Living Situation
7. Insurance History
8. Applicable Discounts

Tenant insurance in Fredericton typically won’t cover replacement costs above a certain amount for extraordinarily expensive items (i.e. jewelry). To make sure you’re covered for the items that matter most to you, it’s important that you read the policy thoroughly. The best insurance broker can help you find the exact policy you need.

The law does permit your landlord to include tenant insurance coverage as a lease requirement. Many landlords in Fredericton do so as a tenant’s policy serves to reduce their overall risk.

You’ll need to provide basic information about yourself and the property you’re renting in Fredericton, including:

  • The address
  • Your belongings’ cumulative value
  • Who else will be occupying the rental property

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Nima Maham

National Coordinator of Professional Development

Nima

Surex insurance tips & advice

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