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Compare and purchase the best tenant insurance rates in Fredericton.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
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Types of coverage we provide

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Deductible
Deductible

A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.

Claims Forgiveness
Claims Forgiveness

This allows for the protection of your “claims-free discount” in the event of your first claim.

Scheduled Items
Scheduled Items

Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.

Comprehensive Insurance Coverage
Comprehensive Insurance Coverage

When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.

Replacement Cost
Replacement Cost

Actual cash value policies are based on the items' depreciated value while replacement cost coverage does not account for depreciation

Recent tenant insurance quotes in Fredericton

Recent Quotes Image
Male, 20 from Fredericton, NB
Detached
Quote Date: Jun 22, 2026
$42 / month
$504 / year
Male, 41 from Fredericton, NB
Detached
Quote Date: Jun 18, 2026
$33 / month
$396 / year
Male, 66 from Fredericton, NB
Low rise apartment
Quote Date: May 12, 2026
$42 / month
$504 / year
Female, 40 from Dieppe, NB
Duplex
Quote Date: Jul 04, 2026
$32 / month
$384 / year
Male, 46 from Dieppe, NB
Townhouse
Quote Date: Jun 11, 2026
$27 / month
$324 / year

Our Reviews

Vivian Boomhower
5
I recommend Surex

Surex and I have been doing business for a few years now. They answer my calls and if necessary. Very polite and knowledgeable. My paperwork always arrive in prior to renewal and is accurate. They have very good rates.

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DEREK FRAYNE
5
Ask for Ashley - she's the best

Ashley Bushfield at Surex is pure magic. She's a miracle worker — I don't know how she does it, but she gets things done.

From day one she was on top of everything. Quick replies over text, always knew exactly what was going on with my file, and got things sorted fast. I never had to chase her for anything, which meant everything to me when I was stressed out.

She's so easy to reach. Text her and she gets right back to you, no phone tag, no waiting on hold. Things are just so easy with Ashley. She went out of her way to deal with problems that weren't even hers — fought to fix messes she didn't create, just because she cared about getting it right for me.

She's an example of what real customer service is supposed to be. It's rare to find someone who actually cares like this. Surex is lucky to have her — I hope her managers know what they've got.

If you want a broker who'll look after you, ask for Ashley. I can't recommend her enough — she's the best.

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Lacey Jaye Kwok
5
Patti the insurance wizard strikes again

Patti was an absolute pleasure to work with! My husband and I were getting ready to put an offer on our new home and needed to secure insurance before we could comfortably move forward. We quickly learned just how fast things move in the real estate world, especially while juggling two kids and busy work schedules!

Patti walked us through everything step by step and even gave us the gentle nudges we needed to stay on top of forms and deadlines. She was incredibly patient, kind, professional, and had such a great sense of humour throughout the entire process.

In such an AI-driven world, it felt especially meaningful to have a genuine human connection while navigating such a big milestone for our family. Patti truly is the epitome of professionalism and such a positive representation of your company.

Thank you so much, Patti, for making the insurance side of purchasing our new home feel easy and personal. We genuinely appreciate you!

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Ben M
5
Easy to deal with

My experience from start to finish was wonderful. Ashley who helped me was transparent and clear about coverage, premiums and more. I’m glad someone has recommended Surex and Ashley to help me.

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Susan Korpela
5
Complete satisfaction

Right from the start I have had a very pleasant experience with Surex. In particular dealing with Miguel Pavon, who went the extra mile to ensure I was well taken care of and all my concerns were resolved. Miguel is efficient and kind. He was timely in the process of securing both my home and auto insurance. I highly recommend him snd hope he is appreciated as one of your team members.
Thanks
Susan Korpela

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Comparing rates from Canada's leading Insurance Providers

Surex can help you find cheap tenant insurance in Fredericton

Fredericton, the capital of New Brunswick, is situated along the St. John River in eastern Canada. The city is known for its Historic Garrison District, a former 18th-century British army base that now features the Changing of the Guard ceremony, artists’ studios, and an outdoor theatre. Nearby, the Beaverbrook Art Gallery showcases both Canadian and international art collections. Just south of the city center, the Fredericton Boyce Farmers Market offers seasonal produce and crafts.

In addition to serving as a hub for government and education, Fredericton is home to the highest concentration of knowledge-based businesses in the province and is among the fastest-growing cities in Atlantic Canada.

If you’re having a hard time finding the best tenant insurance in Fredericton, the Surex team is here to lend a helping hand. At Surex, we take pride in our ability to provide the cheapest, most affordable tenant insurance quotes in Fredericton. Our insurance advisors work side-by-side with the top tenant insurance companies in order to provide you with quotes that exceed your expectations.

Tenant insurance in Fredericton - What You Need to Know

Tenant insurance in Fredericton (also called renters’ insurance) is meant for people who rent the place where they live, whether home, condo, or apartment. It provides the best insurance coverage against common risks like theft, fire damage, and personal injury that occurs on the property.

Tenant insurance is necessary because a landlord’s home insurance policy won’t cover these perils on behalf of the renter.

No, tenant insurance is not required by law in Fredericton. However, many property managers won’t lease their unit without tenant insurance coverage in place.

Yes! Always consider it. If you can afford it, renters insurance is usually worth it. It will protect your belongings, provide liability coverage, and may cover your personal items when you travel. Renter's insurance protects you from a long list of perils, as well.

Yes, tenant insurance and renter’s insurance are the same. They are policies purchased by a renter to protect themselves financially.

The price of your tenant insurance in Fredericton depends on where you reside, the value of your total contents, your liability limits. Policies normally start at $300/yr and increase as the content values and liability limits increase.

Many different factors will impact the cost of your tenant insurance coverage. Here are the main ones to consider when getting a quote:


1. Property Type
2. Location
3. Personal Belongings
4. Credit Score
5. Pets
6. Living Situation
7. Insurance History
8. Applicable Discounts

Tenant insurance in Fredericton typically won’t cover replacement costs above a certain amount for extraordinarily expensive items (i.e. jewelry). To make sure you’re covered for the items that matter most to you, it’s important that you read the policy thoroughly. The best insurance broker can help you find the exact policy you need.

The law does permit your landlord to include tenant insurance coverage as a lease requirement. Many landlords in Fredericton do so as a tenant’s policy serves to reduce their overall risk.

You’ll need to provide basic information about yourself and the property you’re renting in Fredericton, including:

  • The address
  • Your belongings’ cumulative value
  • Who else will be occupying the rental property

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Samantha Schmidt

Underwriting Specialist

Samantha Schmidt
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