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Ontario drivers: Some insurance coverages become optional July 1. Learn what’s changing.

Compare and purchase the best snowmobile insurance rates in Ontario.

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In just a few minutes, our quoter can unlock discounts that can have
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Types of coverage we provide

Collision Coverage
Collision Coverage

Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.

Comprehensive Coverage
Comprehensive Coverage

Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).

Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Comparing rates from Canada's leading Insurance Providers

Our Reviews

Cole Briggs
5
Erich made my experience great!

Erich made my experience great, just when I thought no companies would assist me, he came through with a deal that fit my budget! Outstanding personable customer service!

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Rohini
5
Devansh was extremely patient and…

Devansh was extremely patient and helpful in securing the best possible quote for my car insurance. I got an affordable price compared to other insurance companies. He’s very efficient and prompt in answering any questions I had. Great service Devansh. Keep it up. Would definitely recommend others !!!

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Lea Britton
5
Patti has handled our insurance for…

Patti has handled our insurance for years and has always gone above and beyond to make sure we have what we need, when we need it. She’s fantastic. Good sense of humour too!

Highly recommended.

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Roxanne W
5
Over and Above

I’m grateful that Anchal went above and beyond to help resolve a payment issue and ensure my policy did not lapse. Their professionalism, understanding, and willingness to assist made a stressful situation much easier to manage. Excellent customer service!

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CHALLA/JAGANMOHAN
4
Home Insurance

Devin really helped me promptly in getting home insurance at a reasonable cost. He is very diligent in collecting all information before proceeding with the application. It was a pleasure working with him.

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Snowmobile Insurance in Ontario - What you need to know

Snowmobile insurance policies are offered by any personal lines insurance provider. By contacting the broker channel, they can provide you with multiple options so you can compare prices and coverage!

Snowmobile insurance in Ontario comprises a contract between customers and insurance companies that protects against financial losses in the case of a snowmobile accident or theft.

Snowmobile insurance is mandatory if you are on crown land and registered.

Depends on the coverage requested but you can obtain liability and physical damage coverage. Liability coverage is mandatory when operating on crown land. Fire, hail, theft, vandalism, and collision are optional.

The cheapest snowmobile insurance provider will depend on every customer’s unique situation. Every company has their own formula, meaning some criteria like driving record or age may weigh more than others. It’s a good idea to compare rates from various insurers with Surex so that licensed insurance advisors can shop the market for you. 

It ranges based on the value and horsepower of the snowmobile as well as the driver’s age. The cost can range from a few hundred dollars to upwards of a thousand dollars.

Drivers should shop around online to get the best snowmobile insurance rate possible in Ontario. Getting a free snowmobile insurance quote at an online insurance brokerage like Surex will allow you to speak to a dedicated insurance advisor to see which discounts you qualify for.

Snowmobile insurance rates in Ontario are influenced by the age of the driver, the value of the unit, the horsepower, as well as the postal code the sled is garaged in.

Drivers must produce several documents to obtain snowmobile insurance in  Ontario. These include a bill of sale for a new purchase or a copy of ownership for all others.

Insurance Carriers will notify the client if the policy is automatically renewing by sending out policy documents usually within 30-60 prior to renewal date.

The cheapest snowmobile insurance provider depends on how your unique situation fits into the formula companies create to evaluate policies. For example, one insurer might weigh your driving history more heavily than another. This is why it’s a good idea to compare rates from various insurers with Surex. The cheapest snowmobile insurance provider isn’t always clear at first but licensed insurance advisors can help answer all questions and provide the best information on the market.

You can contact your assigned Surex broker/advisor or contact the insurance company directly. Make sure you have your policy # and details of the claim prepare when you call.

Top Parks in Ontario

  1. Algonquin Provincial Park
  2. Killarney Provincial Park
  3. Bon Echo Provincial Park

Best Landmarks in Ontario

  1. CN Tower
  2. Niagara Falls
  3. Royal Ontario Museum (ROM)

Best Kid Activities in Ontario

  1. Toronto Zoo
  2. Canada's Wonderland
  3. Ripley's Aquarium Of Canada

Helpful snowmobile insurance guides

Explore helpful guides that explain how snowmobile insurance works in Canada, including coverage basics, cost factors, and common policy terms.

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