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Compare and purchase the best snowmobile insurance rates in Ontario.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

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Types of coverage we provide

Collision Coverage
Collision Coverage

Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.

Comprehensive Coverage
Comprehensive Coverage

Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).

Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Comparing rates from Canada's leading Insurance Providers

Our Reviews

Barbara Elliott
5
I've always had service handled in a…

I've always had service handled in a good time frame. Changes for any vehicle paperwork has been done immediately.
I've never had a claim, so I can't comment on any handling in that nature.

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Trustpilot
Michael Davies
5
Jessica - home and auto
Jessica has been nothing short of phenomenal throughout our insurance journey. As a long-time client for my auto insurance, I always appreciated her responsiveness and expertise — but when we became first-time homebuyers, she truly went above and beyond. Not only did she secure us an exceptional rate on our new home insurance, but she also managed to lower our existing auto insurance, saving us money at a time when every dollar counted. Her knowledge, attention to detail, and proactive approach made the entire process seamless and stress-free. What really sets Jessica apart is her unwavering dedication, especially during tough times. When we tragically lost a home, she handled everything with compassion, professionalism, and speed — guiding us through the claims process with care and clarity. And when we were ready to start fresh with a new home, she didn’t miss a beat. She started from scratch, made sure we were fully covered, and continued to support us every step of the way. Jessica isn’t just an insurance broker — she’s a trusted advisor, a fierce advocate, and a true partner in protecting your life and your future. I can’t recommend her highly enough. If you want someone who genuinely cares, acts with integrity, and delivers outstanding results, look no further. Thank you, Jessica — we’re so grateful to have you on our side!
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Trustpilot
Lubov Obasi
5
I had great experience with Surex agent…

I had great experience with Surex agent when I needed to change my insurance policy quickly to accomodate my needs.
They were able to act fast as I requested and I appreciate it very much.
Great job!

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Trustpilot
Grace McMahon
4
Nick is a great agent !
Nick is a great agent and is extremely knowledgeable and helpful for me as a first time home insurance buyer. He made the entire process of getting set up and going through my first few payments smooth and efficient. Any time I had any questions he responded to my text/call within 24 hrs!
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Trustpilot
Line & Gary
5
We always get a prompt response from Jason
We always get a prompt response from Jason or one of his teammates. Our needs get resolved quickly and efficiently.we are very please with the service we get from Surex.
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Trustpilot

Snowmobile Insurance in Ontario - What you need to know

Snowmobile insurance policies are offered by any personal lines insurance provider. By contacting the broker channel, they can provide you with multiple options so you can compare prices and coverage!

Snowmobile insurance in Ontario comprises a contract between customers and insurance companies that protects against financial losses in the case of a snowmobile accident or theft.

Snowmobile insurance is mandatory if you are on crown land and registered.

Depends on the coverage requested but you can obtain liability and physical damage coverage. Liability coverage is mandatory when operating on crown land. Fire, hail, theft, vandalism, and collision are optional.

The cheapest snowmobile insurance provider will depend on every customer’s unique situation. Every company has their own formula, meaning some criteria like driving record or age may weigh more than others. It’s a good idea to compare rates from various insurers with Surex so that licensed insurance advisors can shop the market for you. 

It ranges based on the value and horsepower of the snowmobile as well as the driver’s age. The cost can range from a few hundred dollars to upwards of a thousand dollars.

Drivers should shop around online to get the best snowmobile insurance rate possible in Ontario. Getting a free snowmobile insurance quote at an online insurance brokerage like Surex will allow you to speak to a dedicated insurance advisor to see which discounts you qualify for.

Snowmobile insurance rates in Ontario are influenced by the age of the driver, the value of the unit, the horsepower, as well as the postal code the sled is garaged in.

Drivers must produce several documents to obtain snowmobile insurance in  Ontario. These include a bill of sale for a new purchase or a copy of ownership for all others.

Insurance Carriers will notify the client if the policy is automatically renewing by sending out policy documents usually within 30-60 prior to renewal date.

The cheapest snowmobile insurance provider depends on how your unique situation fits into the formula companies create to evaluate policies. For example, one insurer might weigh your driving history more heavily than another. This is why it’s a good idea to compare rates from various insurers with Surex. The cheapest snowmobile insurance provider isn’t always clear at first but licensed insurance advisors can help answer all questions and provide the best information on the market.

You can contact your assigned Surex broker/advisor or contact the insurance company directly. Make sure you have your policy # and details of the claim prepare when you call.

Top Parks in Ontario

  1. Algonquin Provincial Park
  2. Killarney Provincial Park
  3. Bon Echo Provincial Park

Best Landmarks in Ontario

  1. CN Tower
  2. Niagara Falls
  3. Royal Ontario Museum (ROM)

Best Kid Activities in Ontario

  1. Toronto Zoo
  2. Canada's Wonderland
  3. Ripley's Aquarium Of Canada

Surex insurance tips & advice

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