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Compare and purchase the best snowmobile insurance rates in Ontario.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

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Types of coverage we provide

Collision Coverage
Collision Coverage

Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.

Comprehensive Coverage
Comprehensive Coverage

Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).

Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Comparing rates from Canada's leading Insurance Providers

Our Reviews

Manal Farah
5
My experience with Surex is been for…

My experience with Surex is been for around 4 years. I am so thankful and especially to Devlin Bempong in Surex for his efforts in finding the right quote for my requirements.
Thank you Devlin!

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Trustpilot
Donald McCargar
5
A huge thankyou to Surex Insurance and…

A huge thankyou to Surex Insurance and a special appreciation to Mariam Chouciar for arranging the package pricing for all my vehicle's. See you next year.

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Trustpilot
Gratia Derm&HairEssentials
5
A painless process indeed!
It was exactly like Erich Rother, Licensed Insurance Advisor said, "A painless process." Fast, thorough, professional and extremely helpful. I couldn't ask for a better experience. Thanks again Erich! N.P.
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Debbie McRobb Upsdell
5
Ben makes this easy for people who…

Ben makes this easy for people who don’t understand insurance to get what they are looking for. He also helps fill in the gaps in things you didn’t know about. He’s also super patient.

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S. Clelland
5
Erich Rother works for you to get you the best coverage and price

Erich Rother was patient, creative and genuinely concerned about getting not only the most comprehensive insurance coverage but the best price available in a very volatile market. Exceptionally professional and thorough.

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Trustpilot

Snowmobile Insurance in Ontario - What you need to know

Snowmobile insurance policies are offered by any personal lines insurance provider. By contacting the broker channel, they can provide you with multiple options so you can compare prices and coverage!

Snowmobile insurance in Ontario comprises a contract between customers and insurance companies that protects against financial losses in the case of a snowmobile accident or theft.

Snowmobile insurance is mandatory if you are on crown land and registered.

Depends on the coverage requested but you can obtain liability and physical damage coverage. Liability coverage is mandatory when operating on crown land. Fire, hail, theft, vandalism, and collision are optional.

The cheapest snowmobile insurance provider will depend on every customer’s unique situation. Every company has their own formula, meaning some criteria like driving record or age may weigh more than others. It’s a good idea to compare rates from various insurers with Surex so that licensed insurance advisors can shop the market for you. 

It ranges based on the value and horsepower of the snowmobile as well as the driver’s age. The cost can range from a few hundred dollars to upwards of a thousand dollars.

Drivers should shop around online to get the best snowmobile insurance rate possible in Ontario. Getting a free snowmobile insurance quote at an online insurance brokerage like Surex will allow you to speak to a dedicated insurance advisor to see which discounts you qualify for.

Snowmobile insurance rates in Ontario are influenced by the age of the driver, the value of the unit, the horsepower, as well as the postal code the sled is garaged in.

Drivers must produce several documents to obtain snowmobile insurance in  Ontario. These include a bill of sale for a new purchase or a copy of ownership for all others.

Insurance Carriers will notify the client if the policy is automatically renewing by sending out policy documents usually within 30-60 prior to renewal date.

The cheapest snowmobile insurance provider depends on how your unique situation fits into the formula companies create to evaluate policies. For example, one insurer might weigh your driving history more heavily than another. This is why it’s a good idea to compare rates from various insurers with Surex. The cheapest snowmobile insurance provider isn’t always clear at first but licensed insurance advisors can help answer all questions and provide the best information on the market.

You can contact your assigned Surex broker/advisor or contact the insurance company directly. Make sure you have your policy # and details of the claim prepare when you call.

Top Parks in Ontario

  1. Algonquin Provincial Park
  2. Killarney Provincial Park
  3. Bon Echo Provincial Park

Best Landmarks in Ontario

  1. CN Tower
  2. Niagara Falls
  3. Royal Ontario Museum (ROM)

Best Kid Activities in Ontario

  1. Toronto Zoo
  2. Canada's Wonderland
  3. Ripley's Aquarium Of Canada

Insurance by Province & Territory

Insurance by Cities

Related snowmobile insurance guides

Explore helpful guides that explain how snowmobile insurance works in Canada, including coverage basics, cost factors, and common policy terms.

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