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Compare and purchase the best snowmobile insurance rates in Ontario.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

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Types of coverage we provide

Collision Coverage
Collision Coverage

Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.

Comprehensive Coverage
Comprehensive Coverage

Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).

Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Comparing rates from Canada's leading Insurance Providers

Our Reviews

Vivian Boomhower
5
I recommend Surex

Surex and I have been doing business for a few years now. They answer my calls and if necessary. Very polite and knowledgeable. My paperwork always arrive in prior to renewal and is accurate. They have very good rates.

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DEREK FRAYNE
5
Ask for Ashley - she's the best

Ashley Bushfield at Surex is pure magic. She's a miracle worker — I don't know how she does it, but she gets things done.

From day one she was on top of everything. Quick replies over text, always knew exactly what was going on with my file, and got things sorted fast. I never had to chase her for anything, which meant everything to me when I was stressed out.

She's so easy to reach. Text her and she gets right back to you, no phone tag, no waiting on hold. Things are just so easy with Ashley. She went out of her way to deal with problems that weren't even hers — fought to fix messes she didn't create, just because she cared about getting it right for me.

She's an example of what real customer service is supposed to be. It's rare to find someone who actually cares like this. Surex is lucky to have her — I hope her managers know what they've got.

If you want a broker who'll look after you, ask for Ashley. I can't recommend her enough — she's the best.

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Lacey Jaye Kwok
5
Patti the insurance wizard strikes again

Patti was an absolute pleasure to work with! My husband and I were getting ready to put an offer on our new home and needed to secure insurance before we could comfortably move forward. We quickly learned just how fast things move in the real estate world, especially while juggling two kids and busy work schedules!

Patti walked us through everything step by step and even gave us the gentle nudges we needed to stay on top of forms and deadlines. She was incredibly patient, kind, professional, and had such a great sense of humour throughout the entire process.

In such an AI-driven world, it felt especially meaningful to have a genuine human connection while navigating such a big milestone for our family. Patti truly is the epitome of professionalism and such a positive representation of your company.

Thank you so much, Patti, for making the insurance side of purchasing our new home feel easy and personal. We genuinely appreciate you!

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Ben M
5
Easy to deal with

My experience from start to finish was wonderful. Ashley who helped me was transparent and clear about coverage, premiums and more. I’m glad someone has recommended Surex and Ashley to help me.

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Susan Korpela
5
Complete satisfaction

Right from the start I have had a very pleasant experience with Surex. In particular dealing with Miguel Pavon, who went the extra mile to ensure I was well taken care of and all my concerns were resolved. Miguel is efficient and kind. He was timely in the process of securing both my home and auto insurance. I highly recommend him snd hope he is appreciated as one of your team members.
Thanks
Susan Korpela

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Snowmobile Insurance in Ontario - What you need to know

Snowmobile insurance policies are offered by any personal lines insurance provider. By contacting the broker channel, they can provide you with multiple options so you can compare prices and coverage!

Snowmobile insurance in Ontario comprises a contract between customers and insurance companies that protects against financial losses in the case of a snowmobile accident or theft.

Snowmobile insurance is mandatory if you are on crown land and registered.

Depends on the coverage requested but you can obtain liability and physical damage coverage. Liability coverage is mandatory when operating on crown land. Fire, hail, theft, vandalism, and collision are optional.

The cheapest snowmobile insurance provider will depend on every customer’s unique situation. Every company has their own formula, meaning some criteria like driving record or age may weigh more than others. It’s a good idea to compare rates from various insurers with Surex so that licensed insurance advisors can shop the market for you. 

It ranges based on the value and horsepower of the snowmobile as well as the driver’s age. The cost can range from a few hundred dollars to upwards of a thousand dollars.

Drivers should shop around online to get the best snowmobile insurance rate possible in Ontario. Getting a free snowmobile insurance quote at an online insurance brokerage like Surex will allow you to speak to a dedicated insurance advisor to see which discounts you qualify for.

Snowmobile insurance rates in Ontario are influenced by the age of the driver, the value of the unit, the horsepower, as well as the postal code the sled is garaged in.

Drivers must produce several documents to obtain snowmobile insurance in  Ontario. These include a bill of sale for a new purchase or a copy of ownership for all others.

Insurance Carriers will notify the client if the policy is automatically renewing by sending out policy documents usually within 30-60 prior to renewal date.

The cheapest snowmobile insurance provider depends on how your unique situation fits into the formula companies create to evaluate policies. For example, one insurer might weigh your driving history more heavily than another. This is why it’s a good idea to compare rates from various insurers with Surex. The cheapest snowmobile insurance provider isn’t always clear at first but licensed insurance advisors can help answer all questions and provide the best information on the market.

You can contact your assigned Surex broker/advisor or contact the insurance company directly. Make sure you have your policy # and details of the claim prepare when you call.

Top Parks in Ontario

  1. Algonquin Provincial Park
  2. Killarney Provincial Park
  3. Bon Echo Provincial Park

Best Landmarks in Ontario

  1. CN Tower
  2. Niagara Falls
  3. Royal Ontario Museum (ROM)

Best Kid Activities in Ontario

  1. Toronto Zoo
  2. Canada's Wonderland
  3. Ripley's Aquarium Of Canada
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