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Compare and purchase the best snowmobile insurance rates in Ontario.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

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Types of coverage we provide

Collision Coverage
Collision Coverage

Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.

Comprehensive Coverage
Comprehensive Coverage

Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).

Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Comparing rates from Canada's leading Insurance Providers

Our Reviews

janinay
5
10/10 Nikki!
I had a great experience working with Nikki for my auto insurance. She was very helpful, patient, and responsive throughout the entire process. She took the time to explain everything clearly, answered all of my questions, and helped me find a policy that worked well for my needs and budget. What I appreciated most was how easy and stress-free she made the whole process. She was professional, friendly, and always quick to respond whenever I needed assistance. I’m very happy with the service I received and would definitely recommend Nikki to anyone looking for auto insurance. Thank you so much, Nikki!
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Rawan Almohamad
5
I have made a quote on surex and Erich…

I have made a quote on surex and Erich rother helped me and my father, he was very patient with us since my dad struggled with technology, Erich tired his best to see what the best for my father.
Thankyou both for surex and erich

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Greta Friesen
5
We've been working with Ashley…

We've been working with Ashley Bushfield for our insurance needs and she has been really great! Always responds quickly and answers our many questions in a satisfactory manner. I highly recommend her for your insuranse needs!! Thanks Ashley!

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Valerie Martin
5
Manjinder Singh with Surex did an amazing job
Manjinder Singh with Surex did an unbelievable job getting both home and auto in place for us. Our situation was a bit complex because we had a new build on our previously vacant land. We had been with our current I strange company and broker for many years. Our current insurance company jumped out policy at renewal up 200% without ever having a claim. Manjinder went above and beyond to get us better coverage for less than we were paying the previous year. Thank you Manjinder for your extra hours of work in helping get this in place.
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A R
5
Manny and Mo were very helpful
Manny and Mo were very helpful, kind and patient got me the best rate. Manny was amazing kind and reliable got everything complete in very short notice
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Snowmobile Insurance in Ontario - What you need to know

Snowmobile insurance policies are offered by any personal lines insurance provider. By contacting the broker channel, they can provide you with multiple options so you can compare prices and coverage!

Snowmobile insurance in Ontario comprises a contract between customers and insurance companies that protects against financial losses in the case of a snowmobile accident or theft.

Snowmobile insurance is mandatory if you are on crown land and registered.

Depends on the coverage requested but you can obtain liability and physical damage coverage. Liability coverage is mandatory when operating on crown land. Fire, hail, theft, vandalism, and collision are optional.

The cheapest snowmobile insurance provider will depend on every customer’s unique situation. Every company has their own formula, meaning some criteria like driving record or age may weigh more than others. It’s a good idea to compare rates from various insurers with Surex so that licensed insurance advisors can shop the market for you. 

It ranges based on the value and horsepower of the snowmobile as well as the driver’s age. The cost can range from a few hundred dollars to upwards of a thousand dollars.

Drivers should shop around online to get the best snowmobile insurance rate possible in Ontario. Getting a free snowmobile insurance quote at an online insurance brokerage like Surex will allow you to speak to a dedicated insurance advisor to see which discounts you qualify for.

Snowmobile insurance rates in Ontario are influenced by the age of the driver, the value of the unit, the horsepower, as well as the postal code the sled is garaged in.

Drivers must produce several documents to obtain snowmobile insurance in  Ontario. These include a bill of sale for a new purchase or a copy of ownership for all others.

Insurance Carriers will notify the client if the policy is automatically renewing by sending out policy documents usually within 30-60 prior to renewal date.

The cheapest snowmobile insurance provider depends on how your unique situation fits into the formula companies create to evaluate policies. For example, one insurer might weigh your driving history more heavily than another. This is why it’s a good idea to compare rates from various insurers with Surex. The cheapest snowmobile insurance provider isn’t always clear at first but licensed insurance advisors can help answer all questions and provide the best information on the market.

You can contact your assigned Surex broker/advisor or contact the insurance company directly. Make sure you have your policy # and details of the claim prepare when you call.

Top Parks in Ontario

  1. Algonquin Provincial Park
  2. Killarney Provincial Park
  3. Bon Echo Provincial Park

Best Landmarks in Ontario

  1. CN Tower
  2. Niagara Falls
  3. Royal Ontario Museum (ROM)

Best Kid Activities in Ontario

  1. Toronto Zoo
  2. Canada's Wonderland
  3. Ripley's Aquarium Of Canada

Helpful snowmobile insurance guides

Explore helpful guides that explain how snowmobile insurance works in Canada, including coverage basics, cost factors, and common policy terms.

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