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Types of coverage we provide
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).
Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.
Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.
Recent motorcycle insurance quotes in Edmonton
Common motorcycle insurance policy add-ons
Accessories coverage
This add-on coverage the cost of repairing or replacing custom parts, accessories that aren’t typically included on a standard bike.
Trailer coverage
As a form of trailer insurance, this add-on extends coverage to any trailer you use to transport your motorcycle.
Personal effects coverage
This is exactly what is sounds like - coverage for your personal riding items, such as your helmet and saddlebags.
Emergency roadside assistance
In the event of roadside assistance, this pays for expenses such as battery jumps, gas and towing.
Trip interruption coverage
This covers expenses related to lodging, meals and transportation if your motorcycle breaks down during a trip away.
Our Reviews
To whom it my concern. I would like to take a minute and say thankyou for the always very friendly and exceptional service i recieve from Patti Gustafson. It's always a pleasure and i'm always well informed. Koodo's to a great lady! Thankyou, Dale Goodsell.
Took less then 30 minutes when I bought a new truck and needed insurance right away to pick it up. They always respond and answer any questions in a timely matter. Would rate higher if I could, I have had 0 issues.
Thanu - We can not thank you enough for your knowledge and help. We were stuck in a very bad situation and you helped us greatly. You have saved us thousands of dollars and we are truly so appreciative. Highly recommend anyone to use Thanu for any insurance needs. He really is the best!!
I had a great experience with Devin at Surex. He was genuinely kind, responsive and actually took the time to help me, which wasn’t the case with others I spoke to. He found me the best insurance rate and made the entire process quick and straightforward. I needed to get my insurance sorted urgently and he made that happen without any stress. He’s honestly the reason I was able to get everything done so fast. I would definitely recommend Surex because of him. Easily one of the best customer service experiences I’ve had.
Devin, was amazing and fast to work with he got me hooked up with the right insurance company that was best for me, and was able to get it it all hooked up the next day!! Thank you.
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Edmonton, Alberta, is celebrated for its lively culture, natural beauty, and vibrant urban atmosphere. Yet beyond the city, a network of scenic driving routes awaits, offering spectacular views, unique attractions, and unforgettable experiences. Whether you're a resident or a visitor, exploring these picturesque roads is sure to be a trip highlight.
In Alberta, the journey itself is often just as rewarding as the destination. The province offers some of Canada’s most diverse and captivating drives, from vast fields of yellow canola to rugged, towering mountains.
Looking for motorcycle insurance? Our Advisors will shop up to 10 of Canada’s best carriers to ensure you get the best value. Owning a motorcycle is also investing in a lifestyle, you gain a world full of other enthusiasts - meeting new people with a common interest- who enjoy talking about bikes and cruising around town.
Motorcycle Insurance in Edmonton - What You Need to Know
The average cost of motorcycle insurance is unique to the individual rider. Your level of experience, age, type of bike you have and riding history all effect how rates are determined by insurers.
In Edmonton, motorcycle insurance must include Third-Party Liability and Accident Benefits coverage—these are the only required types. All other insurance options are optional.
Motorcycle insurance is legally required in Alberta, providing essential protection for riders while ensuring compliance with provincial laws.
Common factors that affect premiums include :
- The make and model
- Location
- If you have passengers or not
- Your age and riding experience
- How you ride – touring, commuting, and how much mileage
- Riding record and insurance history
Typically, a motorcycle insurance policy consists of several components:
Loss or Damage Coverage: This covers your bike if it is damaged in an accident and protects you against other risks such as theft, fire and vandalism to name a few.
Third-Party Liability: This covers if you've caused damage to a third party's property or to their personal well-being. There is a required minimum amount required by provincial laws (ie. 200K in Ontario) but is recommended to have 1-2 million.
Accident Benefits: This covers if you and your passenger were to be injured in an accident
Hit-and-run coverage: This is actually a mandatory coverage that not everyone has. This covers you if an at-fault driver leaves the scene of an accident or is uninsured.
A standard motorcycle insurance policy typically includes third-party liability, accident benefits and uninsured automobile coverage.
Helpful motorcycle insurance guides
Explore helpful guides that explain how motorcycle insurance works in Canada, including coverage basics, cost factors, and common policy terms.
Before hitting Canada’s trails, ensure your ATV is maintained and properly insured to protect against accidents, theft, or damage during the riding season.
Riding a motorcycle is thrilling, but in Ontario, insurance is required. Learn the basics—especially if you need high-risk motorcycle coverage due to your driving history.
Electric bikes are a fun, eco-friendly way to get around Alberta, but riders must follow specific provincial laws—just like with any motor vehicle.
