No ESI data
Skip to main content
×

Ontario drivers: Some insurance coverages become optional July 1. Learn what’s changing.

Compare and purchase the best motorcycle insurance rates in Edmonton.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

Image

Types of coverage we provide

Collision Coverage
Collision Coverage

Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.

Comprehensive Coverage
Comprehensive Coverage

Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).

Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Liability Coverage
Liability Coverage

Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.

Recent motorcycle insurance quotes in Edmonton

Recent Quotes Image
Male, 22 from Edmonton, AB
2026 BMW S1000RR
Quote Date: Jun 09, 2026
$60 / month
$720 / year
Male, 20 from Edmonton, AB
1986 SUZUKI VS750GLP INTRUDER
Quote Date: May 02, 2026
$26 / month
$312 / year
Male, 26 from Edmonton, AB
2024 YAMAHA YZF R1M
Quote Date: Apr 11, 2026
$61 / month
$732 / year
Male, 52 from Edmonton, AB
2015 POLARIS 800 SWITCHBACK ASSAULT
Quote Date: Jan 06, 2026
$24 / month
$288 / year
Male, 20 from Edmonton, AB
1986 SUZUKI VS750GLP INTRUDER
Quote Date: May 02, 2026
$26 / month
$312 / year

Common motorcycle insurance policy add-ons

Accessories coverage

This add-on coverage the cost of repairing or replacing custom parts, accessories that aren’t typically included on a standard bike.

Trailer coverage

As a form of trailer insurance, this add-on extends coverage to any trailer you use to transport your motorcycle.

Personal effects coverage

This is exactly what is sounds like - coverage for your personal riding items, such as your helmet and saddlebags.

Emergency roadside assistance

In the event of roadside assistance, this pays for expenses such as battery jumps, gas and towing.

Trip interruption coverage

This covers expenses related to lodging, meals and transportation if your motorcycle breaks down during a trip away.

Our Reviews

Ricky
5
Quick Response Time & Helpful

Devin was very quick to respond to all my numerous questions and making modifications to our application where necessary. He helped us find exactly what we were looking for!

Image
Trustpilot
Michael U
5
Highly recommend Miguel

Highly recommend Miguel. He was able to get me into the right product at a lesser price than I expected. Got everything done in a day would’ve been quicker if Autoplus did not crash. Five stars!!!!

Image
Trustpilot
Natalia C
5
Great experience with Prat from Surex

Great experience with Prat from Surex . He managed to get things done in a day while everyone else said it will take at least 2 weeks. He understood complicated file quickly and managed to help me out with it . I got Auto insurance at the best rate! I was with TD insurance previously and paid wzy more for exsact tje same policy. I paid it upfront and once time came to an end they did not call or email or any notification about it and just canceled!!! Then told me it will take 2 weeks to get the new one . And I work as a Realtor so to have my car available to drive its absolutely necessary. Very disappointing TD .. I am happy I find Prat he definitely fixed a huge issue.

Image
Trustpilot
Jairo Acuna
5
Manjinder Singh was incredibly helpful

Manjinder Singh was incredibly helpful. He got me set up with my new auto insurance as soon as it was possible with no issues. He was curteous, knowledgeable and professional. Definitely an asset to your team. Great experience all around.

Image
Trustpilot
Jane O
5
Wonderful Experience!

I’ve had a pleasant experience with Dayana.
She’s everything I want in a service provider. Respectful of time, quick responses, provides clarity on time when required, follows up as promised. She has made this process easier!

Image
Trustpilot

Compare 10+ quotes and

speak to a dedicated advisor

Samantha Schmidt

Underwriting Specialist

Samantha Schmidt

Get the best rates from Canada’s top insurance providers

Shop with Surex to save up to 25% on the best motorcycle insurance in Edmonton

Edmonton, Alberta, is celebrated for its lively culture, natural beauty, and vibrant urban atmosphere. Yet beyond the city, a network of scenic driving routes awaits, offering spectacular views, unique attractions, and unforgettable experiences. Whether you're a resident or a visitor, exploring these picturesque roads is sure to be a trip highlight. 

In Alberta, the journey itself is often just as rewarding as the destination. The province offers some of Canada’s most diverse and captivating drives, from vast fields of yellow canola to rugged, towering mountains.

Looking for motorcycle insurance? Our Advisors will shop up to 10 of Canada’s best carriers to ensure you get the best value. Owning a motorcycle is also investing in a lifestyle, you gain a world full of other enthusiasts - meeting new people with a common interest- who enjoy talking about bikes and cruising around town. 

Motorcycle Insurance in Edmonton - What You Need to Know

The average cost of motorcycle insurance is unique to the individual rider. Your level of experience, age, type of bike you have and riding history all effect how rates are determined by insurers.

In Edmonton, motorcycle insurance must include Third-Party Liability and Accident Benefits coverage—these are the only required types. All other insurance options are optional.

Motorcycle insurance is legally required in Alberta, providing essential protection for riders while ensuring compliance with provincial laws.

Common factors that affect premiums include :

  • The make and model
  • Location
  • If you have passengers or not
  • Your age and riding experience
  • How you ride – touring, commuting, and how much mileage
  • Riding record and insurance history

Typically, a motorcycle insurance policy consists of several components:

Loss or Damage Coverage: This covers your bike if it is damaged in an accident and protects you against other risks such as theft, fire and vandalism to name a few.

 Third-Party Liability: This covers if you've caused damage to a third party's property or to their personal well-being. There is a required minimum amount required by provincial laws (ie. 200K in Ontario) but is recommended to have 1-2 million.

Accident Benefits: This covers if you and your passenger were to be injured in an accident

Hit-and-run coverage: This is actually a mandatory coverage that not everyone has. This covers you if an at-fault driver leaves the scene of an accident or is uninsured.

​​​​​A standard motorcycle insurance policy typically includes third-party liability, accident benefits and uninsured automobile coverage.

Helpful motorcycle insurance guides

Explore helpful guides that explain how motorcycle insurance works in Canada, including coverage basics, cost factors, and common policy terms.

Compare motorcycle insurance rates now!

Start an insurance quote now