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Types of coverage we provide
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).
Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.
Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.
Recent motorcycle insurance quotes in Edmonton
Common motorcycle insurance policy add-ons
Accessories coverage
This add-on coverage the cost of repairing or replacing custom parts, accessories that aren’t typically included on a standard bike.
Trailer coverage
As a form of trailer insurance, this add-on extends coverage to any trailer you use to transport your motorcycle.
Personal effects coverage
This is exactly what is sounds like - coverage for your personal riding items, such as your helmet and saddlebags.
Emergency roadside assistance
In the event of roadside assistance, this pays for expenses such as battery jumps, gas and towing.
Trip interruption coverage
This covers expenses related to lodging, meals and transportation if your motorcycle breaks down during a trip away.
Our Reviews
My experience with Surex is been for around 4 years. I am so thankful and especially to Devlin Bempong in Surex for his efforts in finding the right quote for my requirements.
Thank you Devlin!
A huge thankyou to Surex Insurance and a special appreciation to Mariam Chouciar for arranging the package pricing for all my vehicle's. See you next year.
Ben makes this easy for people who don’t understand insurance to get what they are looking for. He also helps fill in the gaps in things you didn’t know about. He’s also super patient.
Erich Rother was patient, creative and genuinely concerned about getting not only the most comprehensive insurance coverage but the best price available in a very volatile market. Exceptionally professional and thorough.
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Edmonton, Alberta, is celebrated for its lively culture, natural beauty, and vibrant urban atmosphere. Yet beyond the city, a network of scenic driving routes awaits, offering spectacular views, unique attractions, and unforgettable experiences. Whether you're a resident or a visitor, exploring these picturesque roads is sure to be a trip highlight.
In Alberta, the journey itself is often just as rewarding as the destination. The province offers some of Canada’s most diverse and captivating drives, from vast fields of yellow canola to rugged, towering mountains.
Looking for motorcycle insurance? Our Advisors will shop up to 10 of Canada’s best carriers to ensure you get the best value. Owning a motorcycle is also investing in a lifestyle, you gain a world full of other enthusiasts - meeting new people with a common interest- who enjoy talking about bikes and cruising around town.
Motorcycle Insurance in Edmonton - What You Need to Know
The average cost of motorcycle insurance is unique to the individual rider. Your level of experience, age, type of bike you have and riding history all effect how rates are determined by insurers.
In Edmonton, motorcycle insurance must include Third-Party Liability and Accident Benefits coverage—these are the only required types. All other insurance options are optional.
Motorcycle insurance is legally required in Alberta, providing essential protection for riders while ensuring compliance with provincial laws.
Common factors that affect premiums include :
- The make and model
- Location
- If you have passengers or not
- Your age and riding experience
- How you ride – touring, commuting, and how much mileage
- Riding record and insurance history
Typically, a motorcycle insurance policy consists of several components:
Loss or Damage Coverage: This covers your bike if it is damaged in an accident and protects you against other risks such as theft, fire and vandalism to name a few.
Third-Party Liability: This covers if you've caused damage to a third party's property or to their personal well-being. There is a required minimum amount required by provincial laws (ie. 200K in Ontario) but is recommended to have 1-2 million.
Accident Benefits: This covers if you and your passenger were to be injured in an accident
Hit-and-run coverage: This is actually a mandatory coverage that not everyone has. This covers you if an at-fault driver leaves the scene of an accident or is uninsured.
A standard motorcycle insurance policy typically includes third-party liability, accident benefits and uninsured automobile coverage.
Related motorcycle insurance guides
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