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Car Insurance Facts
Did you know that car insurance payouts have been on the rise in recent years? It’s true — in 2019, car insurance companies in Canada covered approximately $18 billion worth of vehicle damage. This is a drastic difference from the past. For instance, in 1990, car insurance providers only covered $6 billion in damages.
On the other hand, are you aware that car insurance prices range from province to province? For instance, the average in some provinces is as high as $1680, while in others, it’s as low as $640!
About VolkswagenVolkswagen is a German auto manufacturer with its headquarters located in Wolfsburg, Germany. The company was founded in 1937 by the German labor front and was intended to be an affordable car for everyday people. Cars were a luxury, and in the early 1930s, only 1 in 50 owned a car; most Germans couldn’t afford anything more elaborate than a motorcycle. So, Volkswagen sought a potential new market with the people’s car project.
To this day, the company provides reliable and reasonably priced vehicles for the average driver. They also have three of the top-selling vehicles of all time - the Golf, Beetle, and Passat. Volkswagen is one of the leading auto manufacturers worldwide.
Volkswagen Canada is headquartered in Ajax, ON, and they were first shipped overseas in 1952.
If you’re looking to get a Volkswagen vehicle, that’s where Surex comes in. We can help you find the right insurance for your car!
FAQ’s about Volkswagen car insurance
Volkswagens are not typically expensive to insure. VW vehicles are known for reliability and safety which helps keep rates down. On average, you can expect to pay anywhere between $1,000 to $1,300 per year.
But, as you know, it’s hard to put an exact number of what you will pay for your insurance because it largely depends on the type of vehicle you drive. Insurance providers look at the year and the model you choose to buy, your driving history, the number of kilometers you drive each year, and where you live.
Here are some top-ranking factors that can affect your Volkswagen car insurance premiums :
- Repair Costs: Repairs are more costly with VW vehicles because the parts need to be imported, they are not readily available.
- Theft: With Volkswagen car parts in high demand, this can lead to an issue with theft.
- Safety: Volkswagen cars are considered to be safe, they have strong safety ratings, and most models are equipped with many safety features.
- Reliability: Volkswagen cars are known for their reliability and longevity; with most models lasting nearly twice as long as other vehicles on the market
Other factors that can influence your car insurance rate are your driving record, driving habits, and vehicle model.
Here are some things to consider when trying to keep your car insurance rates down:
- Age - we all know young drivers have higher insurance, but it does go down as you get older and get more driving experience under your belt.
- Bundle and Save - you can save money by bundling your other insurance policies together. If your provider offers both home + auto or tenant + auto, you should be eligible for savings.
- Clean driving record: Your insurance provider may recognize and reward drivers with a clean driving record.
- Raising your Deductible: Drivers who are willing to pay a higher deductible may have the option to lower their premiums.
- Driving course/school: Taking a driving course can help with your insurance rates and see some savings
There are many things you can do to help lower your insurance rate. For example, you can bundle your home + auto insurance to help save some money. Talk to a Surex advisor to see how you can save today!
Here are some more tips to help you save:
- Shop Around: The most effective way to save is to compare your insurance options. That is one thing that Surex always automatically does to make sure you get the best rate possible.
- Stay claims, accident, and ticket-free. Of course, it’s always important to drive safely, but by having a clean driving record you can usually qualify for discounts to help keep your premiums down.
- Bundle your services: By combining your home or tenant insurance with your auto insurance policy, with the same provider, you can take advantage of the discounts offered to help save you money.
Volkswagen vehicles are known to have extensive safety equipment. These are standard in most cars: driver and passenger airbags, rear airbags, side airbags, ABS and brake assistance, stability and traction control, and daytime running lights.
Lowest Quotes for these Mercedes-Benz Vehicles *
MODEL |
LOCATION |
POSTAL CODE |
LOWEST RATE(monthly) |
CARRIER |
|---|---|---|---|---|
2020 MERCEDES-BENZ C300 4MATIC 4DR |
ONTARIO |
L7R 3N2 |
$161 |
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2020 MERCEDES-BENZ C300 4MATIC 4DR |
ALBERTA |
T5T 4J2 |
$364 |
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|
2020 MERCEDES-BENZ C300 4MATIC 4DR |
NOVA SCOTIA |
B2H 2J6 |
$160 |
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** Intact |
2020 MERCEDES-BENZ A220 4MATIC 4DR |
ONTARIO |
L7R 3N2 |
$117 |
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|
2020 MERCEDES-BENZ A220 4MATIC 4DR |
ALBERTA |
T5T 4J2 |
$270 |
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|
2020 MERCEDES-BENZ A220 4MATIC 4DR |
NOVA SCOTIA |
B2H 2J6 |
$111 |
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** Intact |
2020 MERCEDES-BENZ S450 4DR |
ONTARIO |
L7R 3N2 |
$221 |
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|
2020 MERCEDES-BENZ S450 4DR |
ALBERTA |
T5T 4J2 |
$527 |
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|
2020 MERCEDES-BENZ S450 4DR |
NOVA SCOTIA |
B2H 2J6 |
$162 |
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|
2020 MERCEDES-BENZ CLA 250 4DR COUPE |
ONTARIO |
L7R 3N2 |
$135 |
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|
2020 MERCEDES-BENZ CLA 250 4DR COUPE |
ALBERTA |
T5T 4J2 |
$304 |
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|
2020 MERCEDES-BENZ CLA 250 4DR COUPE |
NOVA SCOTIA |
B2H 2J6 |
$122 |
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** Intact |
2020 MERCEDES-BENZ G550 5DR |
ONTARIO |
L7R 3N2 |
$196 |
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|
2020 MERCEDES-BENZ G550 5DR |
ALBERTA |
T5T 4J2 |
$600 |
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|
2020 MERCEDES-BENZ G550 5DR |
NOVA SCOTIA |
B2H 2J6 |
$219 |
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** Intact |
Our Reviews
Surex and I have been doing business for a few years now. They answer my calls and if necessary. Very polite and knowledgeable. My paperwork always arrive in prior to renewal and is accurate. They have very good rates.
Ashley Bushfield at Surex is pure magic. She's a miracle worker — I don't know how she does it, but she gets things done.
From day one she was on top of everything. Quick replies over text, always knew exactly what was going on with my file, and got things sorted fast. I never had to chase her for anything, which meant everything to me when I was stressed out.
She's so easy to reach. Text her and she gets right back to you, no phone tag, no waiting on hold. Things are just so easy with Ashley. She went out of her way to deal with problems that weren't even hers — fought to fix messes she didn't create, just because she cared about getting it right for me.
She's an example of what real customer service is supposed to be. It's rare to find someone who actually cares like this. Surex is lucky to have her — I hope her managers know what they've got.
If you want a broker who'll look after you, ask for Ashley. I can't recommend her enough — she's the best.
Patti was an absolute pleasure to work with! My husband and I were getting ready to put an offer on our new home and needed to secure insurance before we could comfortably move forward. We quickly learned just how fast things move in the real estate world, especially while juggling two kids and busy work schedules!
Patti walked us through everything step by step and even gave us the gentle nudges we needed to stay on top of forms and deadlines. She was incredibly patient, kind, professional, and had such a great sense of humour throughout the entire process.
In such an AI-driven world, it felt especially meaningful to have a genuine human connection while navigating such a big milestone for our family. Patti truly is the epitome of professionalism and such a positive representation of your company.
Thank you so much, Patti, for making the insurance side of purchasing our new home feel easy and personal. We genuinely appreciate you!
My experience from start to finish was wonderful. Ashley who helped me was transparent and clear about coverage, premiums and more. I’m glad someone has recommended Surex and Ashley to help me.
Right from the start I have had a very pleasant experience with Surex. In particular dealing with Miguel Pavon, who went the extra mile to ensure I was well taken care of and all my concerns were resolved. Miguel is efficient and kind. He was timely in the process of securing both my home and auto insurance. I highly recommend him snd hope he is appreciated as one of your team members.
Thanks
Susan Korpela