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Types of coverage we provide
Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.
This provides coverage for loss and damage to your property and/or any assets.
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
This allows for the protection of your “claims-free discount” in the event of your first claim.
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)
Recent home insurance quotes in Summerside
Save up to 20% by bundling your home and auto insurance
Our Reviews
Devin was very quick to respond to all my numerous questions and making modifications to our application where necessary. He helped us find exactly what we were looking for!
Highly recommend Miguel. He was able to get me into the right product at a lesser price than I expected. Got everything done in a day would’ve been quicker if Autoplus did not crash. Five stars!!!!
Great experience with Prat from Surex . He managed to get things done in a day while everyone else said it will take at least 2 weeks. He understood complicated file quickly and managed to help me out with it . I got Auto insurance at the best rate! I was with TD insurance previously and paid wzy more for exsact tje same policy. I paid it upfront and once time came to an end they did not call or email or any notification about it and just canceled!!! Then told me it will take 2 weeks to get the new one . And I work as a Realtor so to have my car available to drive its absolutely necessary. Very disappointing TD .. I am happy I find Prat he definitely fixed a huge issue.
Manjinder Singh was incredibly helpful. He got me set up with my new auto insurance as soon as it was possible with no issues. He was curteous, knowledgeable and professional. Definitely an asset to your team. Great experience all around.
I’ve had a pleasant experience with Dayana.
She’s everything I want in a service provider. Respectful of time, quick responses, provides clarity on time when required, follows up as promised. She has made this process easier!
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Save up to 25% on affordable home insurance in Summerside!
Summerside, PEI is the second-largest city in the province with a small population of almost 15,000 people. It is a quaint waterfront community with all the amenities its residents need. It boasts one of the lowest utility, sewer access and property tax rates in the country as well as low real estate prices, making this city both affordable and accessible as living options without compromising on infrastructure. Summerside is home to the Harbourfront Theatre which attracts world-class entertainers and plays host to many festivals and other outdoor events. There is a lot to explore on this tiny island, with the many redeveloped sites turned into parkland as well as the waterfront boardwalk. And, of course, Summerside was the home to fictional character Anne of Green Gables for three years!
Home insurance is not legally required in Canada, especially for those who have paid off their home. But, it is mandatory for those who need to get a mortgage. Since buying a home is one of the biggest investments people make, it's important to consider getting affordable home insurance to protect the place they live, raise a family and keep their belongings. These are all things that a homeowners insurance policy from the top Canadian home insurance companies in PEI can cover and we can help with that. Contact your dedicated Surex insurance broker today to learn more.
Home Insurance In Summerside
Because all insurance companies offer different rates and different coverage types, it’s difficult to say what the ‘best’ insurance company is. Your individualized property needs will dictate the right provider for you. Some of the most popular home insurance companies in Summerside include Economical, Wananesa, Travelers, Royal Sun Alliance (RSA), Intact and Aviva.
The most affordable home insurance provider depends on how your situation fits into the formula companies create to evaluate policyholders. Comparing online insurance quotes with Surex will allow you to get the cheapest price on home insurance and get you the best insurance coverage for your situation.
For homeowners who hold a mortgage, having home insurance is a necessity. This is because banks and mortgage lenders want to know borrowers (i.e. homeowners) have a backup plan in case one of three unfortunate events happens: (1) something happens to the homeowner’s home (either repairable damages or a total loss), (2) someone is inadvertently injured while on the homeowner’s property, or (3) the homeowner accidentally causes damage to another person’s property. A basic home insurance policy will cover a homeowner in any of those three scenarios, and will — by extension — ensure the homeowner will remain financially fit to continue servicing their mortgage.
On the other hand, if you own your residence outright (i.e. you’ve paid off your mortgage), you are not required by any level of government in Canada to hold a home insurance policy. However, when you compare the cost of an annual insurance policy — usually somewhere in the $800 to $1,200 range — to the value of your home and its contents, it becomes clear that protecting your assets is a wise move. Surex strongly recommends home insurance for all homeowners — just be sure to shop around and find a policy that’s affordable!
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Helpful home insurance guides
Explore helpful guides that explain how home insurance works in Canada, including coverage basics, cost factors, and common policy terms.
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Water damage in condos can be confusing; responsibility varies between owners and associations. Understanding coverage helps prevent costly surprises and ensures proper condo insurance protection.
