Compare and purchase the best home insurance rates in Summerside.
Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Types of coverage we provide
Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.
This provides coverage for loss and damage to your property and/or any assets.
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
This allows for the protection of your “claims-free discount” in the event of your first claim.
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)
Recent home insurance quotes in Summerside
Save up to 20% by bundling your home and auto insurance
Our Reviews
Devansh Soni sales representative was very helpful to me showing high professional customer service especially in providing and explaining the terms of the contract and speed in responding to my emails. Thanks Devansh Soni
My agent, Devin Jeffrey, was really knowledgeable, patient, kind, and goes the exra mile to help me out. I had a really smooth and easy time when I was dealing with him. 5Stars for him.
I was very happy with the service I received from Mariam C out of Edmonton. She was very easy to talk to and to get in touch with. A very knowledgeable lady and a pleasure to deal with.
Would highly recommend!😊
I had an excellent experience with Surex, thanks to Dayana Nuñez. She was professional, knowledgeable, and incredibly patient throughout the entire process. She took the time to answer all my questions, explained my coverage options clearly, and helped me find the best solution for my needs without making me feel pressured.
One thing that really stood out was that she speaks Spanish, which made the entire experience even more comfortable and stress-free. It's a huge advantage for Spanish-speaking clients.
I highly recommend Surex, and especially Dayana, if you're looking for outstanding customer service and a smooth insurance experience.
Ashley was so lovely. It is my first time owning and registering my car for insurance. She walked me through every step of the way and helped me get the best price. She is amazing at what she does and I will be telling people to go with Surex from here on out. Thanks so much Ashley. I couldn’t have done it without you.
Get the best rates from Canada's top insurance providers
Save up to 25% on affordable home insurance in Summerside!
Summerside, PEI is the second-largest city in the province with a small population of almost 15,000 people. It is a quaint waterfront community with all the amenities its residents need. It boasts one of the lowest utility, sewer access and property tax rates in the country as well as low real estate prices, making this city both affordable and accessible as living options without compromising on infrastructure. Summerside is home to the Harbourfront Theatre which attracts world-class entertainers and plays host to many festivals and other outdoor events. There is a lot to explore on this tiny island, with the many redeveloped sites turned into parkland as well as the waterfront boardwalk. And, of course, Summerside was the home to fictional character Anne of Green Gables for three years!
Home insurance is not legally required in Canada, especially for those who have paid off their home. But, it is mandatory for those who need to get a mortgage. Since buying a home is one of the biggest investments people make, it's important to consider getting affordable home insurance to protect the place they live, raise a family and keep their belongings. These are all things that a homeowners insurance policy from the top Canadian home insurance companies in PEI can cover and we can help with that. Contact your dedicated Surex insurance broker today to learn more.
Home Insurance In Summerside
Because all insurance companies offer different rates and different coverage types, it’s difficult to say what the ‘best’ insurance company is. Your individualized property needs will dictate the right provider for you. Some of the most popular home insurance companies in Summerside include Economical, Wananesa, Travelers, Royal Sun Alliance (RSA), Intact and Aviva.
The most affordable home insurance provider depends on how your situation fits into the formula companies create to evaluate policyholders. Comparing online insurance quotes with Surex will allow you to get the cheapest price on home insurance and get you the best insurance coverage for your situation.
For homeowners who hold a mortgage, having home insurance is a necessity. This is because banks and mortgage lenders want to know borrowers (i.e. homeowners) have a backup plan in case one of three unfortunate events happens: (1) something happens to the homeowner’s home (either repairable damages or a total loss), (2) someone is inadvertently injured while on the homeowner’s property, or (3) the homeowner accidentally causes damage to another person’s property. A basic home insurance policy will cover a homeowner in any of those three scenarios, and will — by extension — ensure the homeowner will remain financially fit to continue servicing their mortgage.
On the other hand, if you own your residence outright (i.e. you’ve paid off your mortgage), you are not required by any level of government in Canada to hold a home insurance policy. However, when you compare the cost of an annual insurance policy — usually somewhere in the $800 to $1,200 range — to the value of your home and its contents, it becomes clear that protecting your assets is a wise move. Surex strongly recommends home insurance for all homeowners — just be sure to shop around and find a policy that’s affordable!
Compare 10+ quotes and
speak to a dedicated advisor
Underwriting Specialist
Helpful home insurance guides
Explore helpful guides that explain how home insurance works in Canada, including coverage basics, cost factors, and common policy terms.
Online insurance looks easy, but direct buying can leave you undercovered when claims happen. Working with a broker ensures your policy actually protects you.
Home sellers in Canada must disclose hidden material defects, as failing to do so can lead to serious legal and financial consequences.
During Canadian winters, blocked vents from snow can cause deadly carbon monoxide buildup—regularly check furnace, water heater, dryer, and chimney vents to ensure they’re clear.
