Compare and purchase Canada's best audi insurance.

Audi’s are more expensive to insure than non-luxury car brands, but more affordable when compared to other high-end brands. It can cost between $1,100 to $1,500 per year for insurance.

It’s hard to put an exact number of what you will pay for your insurance.  It largely depends on the type of vehicle you drive. Insurance providers look at the year and the model you choose to buy, your driving history, the number of kilometers you drive each year, and where you live.

It’s important to keep up with the regular maintenance of your car to keep it running smoothly. The average annual repair cost for an Audi is $987, much higher than the average across all brands which is $652. Over a 10-year period, the average Audi maintenance costs are roughly $12,400. But, when compared to other luxury vehicles like BMW and Mercedes-Benz, Audi’s repair and maintenance costs are average.

Here are some of the key factors that can affect your rates:

• Insurance requirements: If you own a high-end vehicle, especially over 100K, you need luxury car insurance. It is a much stronger policy than your standard car insurance policy. Most Audi drivers add comprehensive and increased coverage limits - both of which will slightly increase your insurance.
• Repair costs: It is common knowledge that repairs and maintenance for Audi cars can be expensive. They can be more complex to fix and some parts may need to be imported. Higher repair costs will increase your costs.
• Safety and security: All luxury vehicles are at a higher risk of theft. They are commonly targeted, which can make your insurance rate higher. Audi cars have a strong safety rating and good anti-theft systems, which can help lower costs. They’re also equipped with a long list of safety features and all models can have additional features added at purchase.

Yes, this is generally true. Usually, SUVs, crossovers, and 4-door sedans score the lowest risk due to their appeal to family-orientated owners, whereas the high-performance models, or true sports cars, are made for style and power output, attracting a different kind of clientele and thought to invite more aggressive driving habits, thus high-risk ratings or more expensive premiums.

Sticker value has an impact on the rates. Due to the lower costs of these models, the A-class sedans and Q-class SUVs can relatively cost the least in insurance. The lower price tag, strong safety ratings, and more affordable repair costs all contribute to the potential lower rate.

For a sports car, the Audi TT can be the cheapest sports car to insure.

There are many things you can do to help lower your insurance rate. For example, you can bundle your home + auto insurance to help save some money.  Talk to a Surex advisor to see how you can save today!

Here are some more tips to help you save:

• Shop Around: The most effective way to save is to compare your insurance options. That is one thing that Surex always automatically does to make sure you get the best rate possible.
• Stay claims, accident, and ticket-free. Of course, it’s always important to drive safely, but by having a clean driving record you can usually qualify for discounts to help keep your premiums down.
• Bundle your services: By combining your home or tenant insurance with your auto insurance policy, with the same provider, you can take advantage of the discounts offered to help save you money.

Audi has had a checkered past but has recently held consistency in their high standard of safety ratings, which was lacking in previous years.

With the safety ratings on the rise,  the insurance is finally on a downward track - much to the relief of Audi drivers - but it will still be higher than your standard car. All Audi models are equipped with the most safety features expected in a luxury car with the option to add more.

That is a tough question as your insurance is determined by a number of factors. The make and model of your vehicle, your age, your driving history etc… it all impacts your rate.

There is no way to determine if Audi insurance is cheaper than car insurance for a BMW. You can expect to pay anywhere around $1,000 to $2,000+ for an Audi, depending on what model you have. The Audi R8 is one of the most expensive cars to insure.

Although it is rumoured that BMW insurance can be higher compared to Audi. It is best to go through an advisor to see what coverage is best suited for your car and individual situation.

Since auto insurance is government-standardized, there is really no difference in coverage between regular to high-end cars. There are limited carriers who will write them though. Not many will write vehicles over 150K  and others won’t go over 100K. 

Carriers that do work with high-end cars require higher deductibles, higher limits on rental car coverage, and roadside assistance coverage. For a 100K+ car, the collision and comprehensive deductible required are normally between $2,500 - $5,000.

So, like everything else you get with a luxury car from sticker price to maintenance, expect your insurance to also be more expensive. Our advisors can help assist you with setting up your coverage. Go online today!