Home & Condo

Strata properties are common in B.C., and proper strata insurance is essential for protecting complexes, though coverage can be complex due to shared responsibilities.

New condo owners often assume building insurance covers everything, but it doesn’t—owners are responsible for interior damages and should clarify coverage details.

Losing uninsured belongings is costly and stressful. Personal property insurance protects against theft or damage, whether at home or elsewhere, helping cover replacement costs when needed.

Backyard pools offer fun and exercise but increase liability risks like drowning or injury, often leading to higher home insurance costs due to their classification as an attractive nuisance.

Home insurance is now a necessity, protecting your home and belongings from damage or theft and often required by mortgage lenders.

While historic, fifty-year-old homes offer quirky layouts and charm, they require regular renovations and present significantly different insurance challenges compared to buying new houses.