Compare and purchase the best boat insurance rates in Alberta.
Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Comparing rates from Canada's leading Insurance Providers
Our Reviews
Surex and I have been doing business for a few years now. They answer my calls and if necessary. Very polite and knowledgeable. My paperwork always arrive in prior to renewal and is accurate. They have very good rates.
Ashley Bushfield at Surex is pure magic. She's a miracle worker — I don't know how she does it, but she gets things done.
From day one she was on top of everything. Quick replies over text, always knew exactly what was going on with my file, and got things sorted fast. I never had to chase her for anything, which meant everything to me when I was stressed out.
She's so easy to reach. Text her and she gets right back to you, no phone tag, no waiting on hold. Things are just so easy with Ashley. She went out of her way to deal with problems that weren't even hers — fought to fix messes she didn't create, just because she cared about getting it right for me.
She's an example of what real customer service is supposed to be. It's rare to find someone who actually cares like this. Surex is lucky to have her — I hope her managers know what they've got.
If you want a broker who'll look after you, ask for Ashley. I can't recommend her enough — she's the best.
Patti was an absolute pleasure to work with! My husband and I were getting ready to put an offer on our new home and needed to secure insurance before we could comfortably move forward. We quickly learned just how fast things move in the real estate world, especially while juggling two kids and busy work schedules!
Patti walked us through everything step by step and even gave us the gentle nudges we needed to stay on top of forms and deadlines. She was incredibly patient, kind, professional, and had such a great sense of humour throughout the entire process.
In such an AI-driven world, it felt especially meaningful to have a genuine human connection while navigating such a big milestone for our family. Patti truly is the epitome of professionalism and such a positive representation of your company.
Thank you so much, Patti, for making the insurance side of purchasing our new home feel easy and personal. We genuinely appreciate you!
My experience from start to finish was wonderful. Ashley who helped me was transparent and clear about coverage, premiums and more. I’m glad someone has recommended Surex and Ashley to help me.
Right from the start I have had a very pleasant experience with Surex. In particular dealing with Miguel Pavon, who went the extra mile to ensure I was well taken care of and all my concerns were resolved. Miguel is efficient and kind. He was timely in the process of securing both my home and auto insurance. I highly recommend him snd hope he is appreciated as one of your team members.
Thanks
Susan Korpela
Boat Insurance in Alberta
A popular and fun summertime activity is boating, even though in most provinces you only use your boat for a few months out of the year, it is still important to have it insured all year round.
Boating is a popular recreational activity in Alberta, as well as a mode of transportation for some! From canoeing to jet boating you can find a wide range of boating preferences here. Although Alberta is a landlocked province, there are still many lakes and rivers to enjoy. There are 600 freshwater lakes and 245 rivers, and many of them are boat-friendly. Alberta has many beautiful clean, iconic lakes for people to enjoy, from glacier-fed Lake Minnewanka, located in the Rockies of Banff National Park, to wake surfing on Lake Newell or canoeing on the picturesque Lake Louise (power boating is not permitted on this lake), Alberta has something for everyone!
No two boats are alike so make sure you speak with one of our Advisors to get the best advice. We'll provide you up to 10+ quotes from Canada's top boat insurance providers, getting you the coverage you need, for the best price possible.
Boat Insurance in Alberta
Boat insurance covers you in the event of a loss or damage to your watercraft. It covers most watercraft with motors, including fishing boats, paddle boats, leisure crafts, even yachts (for you high rollers!). For smaller boats, you may find some limited coverage under your homeowner's policy, so it's best to chat with your Surex Advisor about what you're covered for and what you need to add to your policy when you buy a boat.
Yes, you do need a boating licence in Alberta to legally drive any type of motorized boat in the province. It is also referred to as a pleasure craft operator card or PCOC. The Canadian PCOC is required across the country for all ages, types of motorized boats, and engine sizes. You can also check this post on how to register a boat in Alberta.
The amount of boat insurance you will need depends on a number of factors such as the value of the boat, the motor size, the age and how you use it (speed boat vs a pleasure cruiser). For example, if you bought a new high-performance speed boat, you will need more coverage for bodily injury and property damage liability than you would if you had a pleasure cruiser.
The general rule when it comes to figuring out the average boat insurance prices is that you'll pay about 1.5% of the value of your boat in annual rates. So, to insure a boat worth around $50,000, it would cost you only about $750 per year to have it fully insured. Typically it will cost $200-$500 per year.
This is similar to the information you would give out when getting auto insurance, here is the information you would need to provide:
- The length, type and value of your boat
- The condition of the boat and the market value
- How often the boat is used, what it is used for and where you store it
- The waters you take the boat out on and if you ever charter your boat
- The experience, loss and claims history of the owners and/or operators
- Any clubs the owners are members of (Sail Canada, or Canadian Power and Sail Squadrons)
It's best to shop around and compare, and that's exactly what we do for you at Surex! We work with the top insurance companies in Canada to provide you with the best rates for your situation. We can find the right boat insurance in Alberta for you!
Best Places to Boat in Alberta
- Lake Minnewanka
- Sylvan Lake
- Ghost Lake
Best Places to Fish in Alberta
- Crowsnest Pass
- Lesser Slave Lake
- Cold Lake
Best Lakes in Alberta
- Lake Louise
- Moraine Lake
- Bow Lake
