Travel insurance is vital even during the time of COVID-19 if you are making any travel plans. There are numerous benefits and securing the best policy for you remains important during this time. Travel will still be limited during summer months but will eventually resume operations as destinations will begin to open.

Travel is unpredictable in so many ways, but buying travel insurance is the best way to add some forms of coverage for a period of time for travel-related incidents. 

Lost baggage, illness, flight delays, and other inconveniences can affect the enjoyment you receive from your vacation experience. Travel insurance may be able to reimburse financial losses from these events that happen and can assist with medical emergencies so you can put the focus on where it needs to be, and that’s enjoying your trip! 

Canadians and travel

Some countries are beginning to lift their restrictions, but what’s happening in Canada? In the midst of the pandemic, Canadians are still under the restrictions of the travel advisories set out by the Government of Canada. However, a common question being asked is when Canadians can start to consider traveling again. The fact is, it will depend and vary by where you live and where you want to go. Despite the travel advisory set out, Canadians can still travel abroad but with restrictions and limited flights to choose from. Canadians should also be weary about traveling until safe to do so as travel insurance at this time will most likely not be able to cover medical bills if they were to for instance fall ill to COVID-19. 

Different countries will also set out different parameters on visitors coming into the country. Some countries are taking temperature checks at the arrival of foreign visitors, while others are mandating self-isolation for a minimum of 14 days for anyone entering the country. You’ll want to make sure you know the rules of the country in which you are visiting. 

Learn what airlines are doing to ensure safety aboard

The government of Canada has made it mandatory to wear a face mask while aboard a plane, and in airports while social distancing is not possible. Airlines like Air Canada are issuing frequent temperature checks, sanitization, and leaving middle seats open in economy class to help keep distance between passengers. One interesting development involves drone technology to help process travel insurance claims. 

What about hotels?

With hotels, there are many people you may come into contact with which may make them at an increased risk for virus transmission. There may be changes in how you stay at a hotel, for instance opting for room service rather than going to the buffet, or taking the stairs rather than the elevator. Constant hand washing and social distancing yourself will continue to be the greatest ways to protect yourself against COVID-19. Wearing a non-medical mask will also contribute towards protecting others. Finally, consider the cancellation policy for whatever you book as things are changing day-to-day and week-to-week. Read more here about travel insurance options during coronavirus.

Other alternatives for vacations

People may opt for more outdoorsy vacations this year or local vacations. Taking road trips may also be of a lower risk as you’re in the same car and distanced during travel. Car rental companies are still offering services with enhanced cleaning measures and sanitizing between each rental. Try exploring places within your own province or neighbourhood and shop local while waiting for international travel to become safe again. 

Speak to an advisor

Make sure to speak to your licensed insurance advisor to determine your best options for travel for when it’s safe to do so again. They will help you every step of the way.