Helpful insurance guides
Explore helpful guides that explain how insurance works in Canada, including coverage basics, cost factors, and common policy terms.
You have had your car for ages. And you have a clean driving record. However, this does not mean that you are immune to accidents, whether major or minor. Driving requires full concentration on the road. And there are limitless distractions such as navigation systems, food, phones, and even entertainment systems.
If you are charged with careless driving, the relentless worry of the consequences can be overwhelming. While a careless driving charge is not a criminal offence, the fines, community service, or demerit points are nothing to smile about. Careless driving, however, can be confused with other road offences such as reckless driving. Understanding what is considered careless driving can help you navigate such charges when pulled over. For a related topic about driving without insurance, check here.
START A QUOTECareless driving is a disregard of the road rules by driving without due attention, care, and consideration of other road users. Multiple acts are considered as careless driving as per careless driving Ontario laws. Some of these include:
As per careless driving Ontario rules, you will get six demerit points on your driving record if convicted for careless driving. You may also be charged a fine of $400- $2,000, licence suspension (mandatory for novice drivers), possible imprisonment for up to 6 months, and a possible 6-month suspension for all drivers. However, a lot of judgment will be made by the police, the driver, and the prosecutors.
What are the consequences of careless driving demerit points? While demerit points will not directly affect your premiums, the type and number of traffic violation tickets will affect your insurance premiums. This is another consequence of a careless driving conviction that you may not expect. This will be evident at the insurance renewal date and can cause huge financial changes in your premiums, more so if you have various convictions.
Commercial drivers suffer a possible loss of income if convicted for careless driving, especially where more stringent penalties have been applied. And if applying for a job that requires a clean driving record, a careless driving charge can affect the outcome.
If involved in a serious accident, a more stringent careless driving charge will be issued. For instance, you will incur fines between $2,000- $50,000, a possible 2-year jail term, loss of 6 demerit points, and licence suspension for up to 5 years. Novice drivers get a licence suspension for 30 days. The effect on your insurance premiums? Upon conviction, your insurance premiums can increase by 100%. The careless driving charge will also stay in your driving record for up to 3 years.
Careless driving penalties and fines vary in Ontario depending on the severity of the events leading to the charge. You may be issued with a careless driving ticket where:
Both careless driving and reckless driving carry significant penalties if convicted. However, the events leading to the convictions differ. A driver is charged with reckless driving if they are convicted of driving in ways that are dangerous to the public. The charges for reckless driving are also more severe than careless driving. If convicted for reckless driving in Ontario, you will pay a $1,000 fine (first-time offence), carry a 1-year minimum driving ban, and have a criminal record.
No. Careless driving is not a criminal offence since the incident was not intentional. Rather, it is considered a mistake. However, it is an offence under the Ontario Highway Traffic act.
If you are issued a careless driving ticket, you can challenge the officer who issued it by having a judge listen to your opinion. This is the only option if you want the ticket dismissed or withdrawn. Speaking to a legal advisor is recommended.
The consequences of a careless driving charge can be stressful. Luckily, you can avoid a careless driving ticket. Here are some steps you can implement to make you a safer driver.