Traffic violations and demerit points can increase your insurance rates in Canada, often leading to higher premiums at renewal.
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Canada requires minimum auto insurance, though rules vary by province. Understanding these differences helps drivers stay compliant and properly protected after an accident.
Ontario auto insurance includes mandatory accident benefits, helping cover medical care, rehabilitation, and lost income for those injured in car accidents.
When buying a car, insurance costs should be considered, as premiums vary by model based on factors like price, safety, claims history, and repair costs.
Car insurance premiums often rise after age 60, as older drivers statistically have more accidents, prompting insurers to adjust rates to manage higher perceived risk.
If you run a business, whether big or small, and have cars or trucks involved in its operations, you need company car insurance.