Ryan Wilkins
Hi, I'm Ryan!
I am a cat dad who bleeds Maple Leaf blue from Niagara Falls, Ontario. Daytime commercial insurance wizard, nighttime gamer, concert goer, & make believe strongman. Coffee, cats & chaos - how we thrive in the Wilkins household!
Surex insurance tips & advice
Online insurance looks easy, but direct buying can leave you undercovered when claims happen. Working with a broker ensures your policy actually protects you.
In Canada, drivers under 25 are considered young drivers and often pay higher premiums due to limited experience and higher risk, though savings options exist.
Being a great driver protects lives and can lower insurance rates—this article explains how tickets, accidents, demerits, and star ratings impact your premiums.