Ryan Baker
Hi, I'm Ryan!
I am a former competitive skateboarder and current sudoku enthusiast. I enjoy playing guitar, paddleboarding, rock climbing, and any type of puzzle you can think of.
Surex insurance tips & advice
Online insurance looks easy, but direct buying can leave you undercovered when claims happen. Working with a broker ensures your policy actually protects you.
In Canada, drivers under 25 are considered young drivers and often pay higher premiums due to limited experience and higher risk, though savings options exist.
Being a great driver protects lives and can lower insurance rates—this article explains how tickets, accidents, demerits, and star ratings impact your premiums.