Ricardo Raduka
Hi, I'm Ricardo!
I love spending time with my family, including my dog and cat. I am an avid golf enthusiast and enjoy working on my cars in my free time. I spend too much time using my BBQ smoker and enjoy exploring Ontario's scenic trails, as well as getting outdoors whenever I can!
Surex insurance tips & advice
Online insurance looks easy, but direct buying can leave you undercovered when claims happen. Working with a broker ensures your policy actually protects you.
In Canada, drivers under 25 are considered young drivers and often pay higher premiums due to limited experience and higher risk, though savings options exist.
Being a great driver protects lives and can lower insurance rates—this article explains how tickets, accidents, demerits, and star ratings impact your premiums.