Ricardo Raduka
Hi, I'm Ricardo!
I love spending time with my family, including my dog and cat. I am an avid golf enthusiast and enjoy working on my cars in my free time. I spend too much time using my BBQ smoker and enjoy exploring Ontario's scenic trails, as well as getting outdoors whenever I can!
Surex insurance tips & advice
Home sellers in Canada must disclose hidden material defects, as failing to do so can lead to serious legal and financial consequences.
Ontario winters bring dangerous driving conditions, but winter tires improve safety and can earn drivers insurance discounts—though few install them for savings despite widespread use.
Ontario drivers will see major insurance changes by July 2026, shifting to an “a la carte” model that offers more choice and updates to accident benefits.