Do you love the feeling of being out and about on the open water? Can you not get enough of the wind in your hair and the mist on your face? You’re not alone — countless Canadians spend their summers zipping around on their boats while visiting their cottages. Many Canadians use their boats for recreation, travel and general utility. Plus, boating is a fantastic way to spend time outdoors with your friends or family. If you have your own boat, you can take it out for a spin practically any time that you please (as long as you follow the rules, of course). Before going on your next adventure

Whether you’re an everyday rider or a weekend warrior, few things are more enjoyable than hitting the streets with your motorcycle. Riding a motorcycle is truly exhilarating and makes you feel as free as a bird, especially once you’ve mastered the necessary techniques. However, much like cars, you can’t ride your motorcycle in Ontario unless you have valid motorcycle insurance. In comparison to car insurance, motorcycle coverage is relatively cheap. But, if you’ve got a spotty driving history, you may need to purchase high risk motorcycle coverage in Ontario. Continue reading to learn the

Nowadays, it feels like everything is expensive. Products and goods that were once affordable, are starting to increase in price. To make things worse, traditionally expensive products are beginning to feel like luxury items. Unfortunately, home and car insurance rates aren't immune from these price fluctuations. Many drivers and homeowners are starting to see their insurance rates rise. This leads to the question, "why are auto and homeowners' insurance rates rising in Canada?". We answer this question, and many more, in the following paragraphs. Continue reading to get started. Are auto and

Do you own multiple residential properties? Then you’ve likely been thinking about transitioning one into a rental property. Renting out a residential property is a fantastic way to generate additional income with a small amount of effort. All you have to do is spruce up the place, find renters, and voila! You’re officially a landlord! But, before you start advertising your space and looking for potential tenants, you should take a minute or two to learn the ins and outs of landlord insurance in Canada. Landlord coverage is an extremely important aspect of owning a rental space, as it can

Over the past few years, more and more drivers have been swapping their cars and trucks for motorcycles. Motorcycles have been growing in popularity over the past few years for a number of reasons, including their lower price point (in comparison to cars), vast customization options and overall convenience. If you've been collecting motorcycles for years, then you likely have a few classic motorcycles in your collection. That brings us to today's question — "what is classic motorcycle coverage, and do you need it in Ontario?". Continue reading to learn everything that you need to know about

There are very few things in life that you can only do one way; this sentiment rings particularly true when it comes to buying insurance. Some Canadians like to work directly with insurance companies while others prefer to chat over the phone with agents. If you've tried these methods and are still having a hard time finding quotes that meet your needs or budget, then you should reach out to your local insurance broker. Is this your first time buying insurance? If so, you're likely asking yourself questions like, " what is an insurance broker?" or "why use a broker for insurance in Canada?"

If you've spent any time on the road, you're fully aware of the importance of car insurance. Not only is car insurance required by Canadian law, but it also protects you in your time of need. If you don't have sufficient coverage, you may end up paying for unexpected injury or damage-related expenses by yourself. There are numerous types of insurance that drivers in Canada can choose from (or, in some cases, are required to have). One of the lesser-known types of car coverage is known as public insurance. If you're not familiar with the ins and outs of public car insurance, be sure to continue

Insurance companies exist to help Canadians in their time of need. However, you need to be honest and objective with your provider for this agreement to work, especially during the claim-making process. It's relatively common for the average person to occasionally forget a detail or make an honest mistake — but there's a significant difference between making a simple error and committing insurance fraud. START A QUOTE Have you ever wondered what happens when you file a false insurance claim in Canada? If so, you can find the answer to your question below. What is insurance fraud? When it comes

Have you recently bought your first home? If so, you know how time-consuming and challenging the task can feel. You need to save, search and negotiate before you can even think about moving into your dream starter home. However, before anything is set in stone, you need to take a moment to think about home insurance. Owning high-quality home insurance guarantees that you'll receive financial coverage if your new home sustains damage from something out of your control. But, what happens if something happens to your recently purchased home but you don't have a copy of your insurance policy yet

If you're purchasing auto or home insurance for the first time, then you're aware of how tricky it can be to familiarize yourself with the necessary terms. There's various insurance jargon that many Canadians are familiar with, some of which include: Rate Premium Deductible Insurance agent At fault However, one term that many Canadians aren't as familiar with is "insurance adjuster". If you're currently asking yourself, "what is an insurance adjuster?" or "what does an insurance adjuster do?", you can find the answers to these questions, and more, in the following paragraphs. What is a claims