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Our Reviews
Everyone at Surex has treated me me really well when I had the hail damage everything was handled so professional I’m really happy with my insurance company
Transition to another institution went well. The current broker that is now handling my car insurance did not have a hard time with the transfer, it was a smooth one.
Surex's services are very excellent. The management and staff, general insurance advisors are always communicating and found solutions when there are inconveniences occurring.
I will gladly recommend SUREX to friend and families, and to whomever I met who needs house and automobile insurance coverage.
Elsie Manriquez
Long time client
My experience with Surex and particularly Ashley Bushfield has been amazing. She has been a fantastic help with all my insurance question's and need's.
Thank You Ashley
Boat Insurance in Red Deer
A popular and fun summertime activity is boating, even though in most provinces you only use your boat for a few months out of the year, it is still important to have it insured all year round.
Red Deer is a city in Alberta, Canada, about halfway between Calgary and Edmonton. It is located on the Red Deer River from which it derives its name, and is easily referred to as "a little slice of heaven". People can enjoy canoeing and kayaking on the Red Deer River as well as the white sandy beach perfect for lounging on those long summer days. It is also a great fishing spot, with a diverse number of game fish to be caught. Just 15-minutes away is Sylvan lake, a little tourist town, known as one of Alberta's boating paradises, where over 1-million visitors go to enjoy boating and enjoy other water activities!
No two boats are alike so make sure you speak with one of our Advisors to get the best advice. We'll provide you up to 10+ quotes from Canada's top boat insurance providers, getting you the coverage you need, for the best price possible.
Boat Insurance in Red Deer
Boat insurance covers you in the event of a loss or damage to your watercraft. It covers most watercraft with motors, including fishing boats, paddle boats, leisure crafts, even yachts (for you high rollers!). For smaller boats, you may find some limited coverage under your homeowner's policy, so it's best to chat with your Surex Advisor about what you're covered for and what you need to add to your policy when you buy a boat.
The amount of boat insurance you will need depends on a number of factors such as the value of the boat, the motor size, the age and how you use it (speed boat vs a pleasure cruiser). For example, if you bought a new high-performance speed boat, you will need more coverage for bodily injury and property damage liability than you would if you had a pleasure cruiser.
The general rule when it comes to figuring out the average boat insurance prices is that you'll pay about 1.5% of the value of your boat in annual rates. So to insure a boat worth around $50,000, it would cost you only about $750 per year to have it fully insured. Typically it will cost $200-$500 per year
This is similar to the information you would give out when getting auto insurance, here is the information you would need to provide:
- The length, type and value of your boat
- The condition of the boat and the market value
- How often the boat is used, what it is used for and where you store it
- The waters you take the boat out on and if you ever charter your boat
- The experience, loss and claims history of the owners and/or operators
- Any clubs the owners are members of (Sail Canada, or Canadian Power and Sail Squadrons)
It's best to shop around and compare, and that's exactly what we do for you at Surex! We work with the top insurance companies in Canada to provide you with the best rates for your situation. We can find the right boat insurance in Red Deer for you!
It is important that boat owners get a separate boat policy to cover their liability in the event of a gas/oil spill. Also, if injuries are incurred in a boating accident, the home policy offers no accident benefit coverage for this either.
The biggest claim category for boats is environmental contamination lawsuits coming from leaking boats and contaminating water systems. If a boat is insured on a home policy - most policies will not cover environmental contamination losses.
Best Lakes in Red Deer
- Gaetz Lakes
- Mitchell Pond
- Hazlett Lake
Best Fishing Ponds in Red Deer
- Three Mile Bend
- Mitchell Pond
- Bower Ponds
Best Marinas in Red Deer
- Kiwanis Boat Launch
- Red Deer Marine and Rec.
- The Launch at Sylvan Lake Inc.
Surex insurance tips & advice
Before hitting Canada’s trails, ensure your ATV is maintained and properly insured to protect against accidents, theft, or damage during the riding season.
Riding a motorcycle is thrilling, but in Ontario, insurance is required. Learn the basics—especially if you need high-risk motorcycle coverage due to your driving history.
Electric bikes are a fun, eco-friendly way to get around Alberta, but riders must follow specific provincial laws—just like with any motor vehicle.
