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Red Deer Red Deer W W E E L L C C O O M M E E B B I I E E N N V V E E N N U U E E
Updated September 22, 2025

Comparing rates from Canada's leading Insurance Providers

Our Reviews

kamil siddiqui
5
Great Service
I've been with Surex for 2 years now and the customer service is amazing. Ashley has always been there to answer any of my questions and gets everything done super fast. I have no complaints.
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Paul S
5
I have nothing but exceptional

I have nothing but exceptional service from Ashley Bushfield at Surex, quickly responds and takes cares of anything I need for my insurance needs… prices are amazing too… thanks for everything you do!! Highly recommended!!

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sherri descheneaux
4
Mostly great help but I feel when your…

Mostly great help but I feel when your contract wasn’t renewed for car insurance contacting your customers by email should have at least should got a phone call to their customers when the email wasn’t acknowledged by customer for whatever reasons… but something as important as having no insurance should have required a phone call by the company and the broker should have an alternative option for it’s customers

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Aziz
5
I had a great experience with Ashley at…

I had a great experience with Ashley at Surex. She was able to get me insured the same day and sent over my policy right away. The process was quick, and smooth. I’m very happy with the quality of her work and the service, I’d definitely recommend Ashley and Surex to anyone in Ontario looking for reliable insurance.

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Lisa White
5
What a pleasure to deal with Veronique Abbott with Surex …

I have had the pleasure of dealing with Veronique Abbott, with Surex!!!I have spoke to her on the phone and through email!! She is always a pleasure to speak with, so prompt at getting back to me and answering any questions I have!! I had a few advisor with Surex and Veronique is a 11 out of 10! I would definitely recommend Veronique to anyone!!

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Boat Insurance in Red Deer

A popular and fun summertime activity is boating, even though in most provinces you only use your boat for a few months out of the year, it is still important to have it insured all year round.

Red Deer is a city in Alberta, Canada, about halfway between Calgary and Edmonton. It is located on the  Red Deer River from which it derives its name, and is easily referred to as "a little slice of heaven". People can enjoy canoeing and kayaking on the Red Deer River as well as the white sandy beach perfect for lounging on those long summer days. It is also a great fishing spot, with a diverse number of game fish to be caught. Just 15-minutes away is Sylvan lake, a little tourist town, known as one of Alberta's boating paradises, where over 1-million visitors go to enjoy boating and enjoy other water activities!

No two boats are alike so make sure you speak with one of our Advisors to get the best advice.  We'll provide you up to 10+ quotes from Canada's top boat insurance providers, getting you the coverage you need, for the best price possible.

Boat Insurance in Red Deer

Boat insurance covers you in the event of a loss or damage to your watercraft. It covers most watercraft with motors, including fishing boats, paddle boats, leisure crafts, even yachts (for you high rollers!). For smaller boats, you may find some limited coverage under your homeowner's policy, so it's best to chat with your Surex Advisor about what you're covered for and what you need to add to your policy when you buy a boat.

The amount of boat insurance you will need depends on a number of factors such as the value of the boat, the motor size, the age and how you use it (speed boat vs a pleasure cruiser). For example, if you bought a new high-performance speed boat, you will need more coverage for bodily injury and property damage liability than you would if you had a pleasure cruiser.

The general rule when it comes to figuring out the average boat insurance prices is that you'll pay about 1.5% of the value of your boat in annual rates. So to insure a boat worth around $50,000, it would cost you only about $750 per year to have it fully insured. Typically it will cost $200-$500 per year

This is similar to the information you would give out when getting auto insurance, here is the information you would need to provide:

  • The length, type and value of your boat
  • The condition of the boat and the market value
  • How often the boat is used, what it is used for and where you store it
  • The waters you take the boat out on and if you ever charter your boat
  • The experience, loss and claims history of the owners and/or operators
  • Any clubs the owners are members of (Sail Canada, or Canadian Power and Sail Squadrons)

It's best to shop around and compare, and that's exactly what we do for you at Surex! We work with the top insurance companies in Canada to provide you with the best rates for your situation. We can find the right boat insurance in Red Deer for you!

It is important that boat owners get a separate boat policy to cover their liability in the event of a gas/oil spill. Also, if injuries are incurred in a boating accident, the home policy offers no accident benefit coverage for this either.

The biggest claim category for boats is environmental contamination lawsuits coming from leaking boats and contaminating water systems. If a boat is insured on a home policy - most policies will not cover environmental contamination losses. 

Best Lakes in Red Deer

  1. Gaetz Lakes
  2. Mitchell Pond
  3. Hazlett Lake

Best Fishing Ponds in Red Deer

  1. Three Mile Bend
  2. Mitchell Pond
  3. Bower Ponds

Best Marinas in Red Deer

  1. Kiwanis Boat Launch
  2. Red Deer Marine and Rec.
  3. The Launch at Sylvan Lake Inc.

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