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Compare and purchase the best insurance rates in Canada

Get free and accurate quotes from Canada's top insurance providers.
In just 10 minutes, start saving hundreds of dollars on average every year.
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Save up to 20% by bundling your home and auto insurance

Select between home and auto, condo/strata and auto, or tenant/renter and auto to start saving today.

Get the best rates from Canada’s top insurance providers

Recent insurance quotes across Canada

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Female, 23 from Warman, SK
Detached
Quote Date: Jul 31, 2026
$154 / month
$1,848 / year
Female, 62 from Brampton, ON
2023 KIA SPORTAGE EX 4DR AWD
Quote Date: Oct 21, 2026
$162 / month
$1,944 / year
Female, 49 from Carters Cove, NL
2012 CHEVROLET EQUINOX LS 4DR AWD
Quote Date: Sep 30, 2026
$62 / month
$744 / year
Female, 26 from Mount Uniacke, NS
2010 HYUNDAI SANTA FE LIMITED V6 4DR AWD
Quote Date: Oct 06, 2026
$84 / month
$1,008 / year
Male, 36 from Yellowknife, NT
2018 FORD ESCAPE SE 4DR 4WD
Quote Date: May 05, 2026
$247 / month
$2,964 / year

What our customers are saying

Vivian Boomhower
5
I recommend Surex

Surex and I have been doing business for a few years now. They answer my calls and if necessary. Very polite and knowledgeable. My paperwork always arrive in prior to renewal and is accurate. They have very good rates.

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DEREK FRAYNE
5
Ask for Ashley - she's the best

Ashley Bushfield at Surex is pure magic. She's a miracle worker — I don't know how she does it, but she gets things done.

From day one she was on top of everything. Quick replies over text, always knew exactly what was going on with my file, and got things sorted fast. I never had to chase her for anything, which meant everything to me when I was stressed out.

She's so easy to reach. Text her and she gets right back to you, no phone tag, no waiting on hold. Things are just so easy with Ashley. She went out of her way to deal with problems that weren't even hers — fought to fix messes she didn't create, just because she cared about getting it right for me.

She's an example of what real customer service is supposed to be. It's rare to find someone who actually cares like this. Surex is lucky to have her — I hope her managers know what they've got.

If you want a broker who'll look after you, ask for Ashley. I can't recommend her enough — she's the best.

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Lacey Jaye Kwok
5
Patti the insurance wizard strikes again

Patti was an absolute pleasure to work with! My husband and I were getting ready to put an offer on our new home and needed to secure insurance before we could comfortably move forward. We quickly learned just how fast things move in the real estate world, especially while juggling two kids and busy work schedules!

Patti walked us through everything step by step and even gave us the gentle nudges we needed to stay on top of forms and deadlines. She was incredibly patient, kind, professional, and had such a great sense of humour throughout the entire process.

In such an AI-driven world, it felt especially meaningful to have a genuine human connection while navigating such a big milestone for our family. Patti truly is the epitome of professionalism and such a positive representation of your company.

Thank you so much, Patti, for making the insurance side of purchasing our new home feel easy and personal. We genuinely appreciate you!

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Ben M
5
Easy to deal with

My experience from start to finish was wonderful. Ashley who helped me was transparent and clear about coverage, premiums and more. I’m glad someone has recommended Surex and Ashley to help me.

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Susan Korpela
5
Complete satisfaction

Right from the start I have had a very pleasant experience with Surex. In particular dealing with Miguel Pavon, who went the extra mile to ensure I was well taken care of and all my concerns were resolved. Miguel is efficient and kind. He was timely in the process of securing both my home and auto insurance. I highly recommend him snd hope he is appreciated as one of your team members.
Thanks
Susan Korpela

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Insurance FAQs

Auto insurance rates are determined by a few things. The rates are determined by how much and how often you drive, your driving record, the state of your vehicle, the type and amount of coverage, and deductibles. Insurance companies in Canada also take into consideration where you’ll be driving this vehicle as well as your demographics like age, marital status, and gender to gage your level of experience. Having a strong credit score will also help you land the best insurance rate you can get. Providers may also look at insurance coverage such as renters’ insurance and homeowners’ insurance in addition to the vehicle type, use, and how many kilometers you drive on an annual basis.

There are four types of home insurance policies that you can choose from:

Standard home insurance: This is also referred to as ‘named perils’ and is relatively basic in what it offers. It financially protects homes and their contents from named risks and perils.

Broad-form home insurance: This is a hybrid form of home insurance that offers aspects of both comprehensive and standard policies. It protects your property from all risks and perils (with exclusions) and your possessions from named perils.

Comprehensive home insurance: This is the most expensive policy, but it provides the most coverage. It financially protects your home and its contents from all risks and perils (with exclusions).

No frills home insurance: This is coverage for properties that don’t meet normal insurance standards. Because of this, very few homeowners in Canada have no-frills home insurance.

At Surex we are here to help you find the best insurance coverage for the best rates. One of the advantages of bundling your insurance policies together is additional savings! 

Here are some of the other advantages offered:

  • Same payment due date for all policies
  • Deal with one insurance provider
  • Have a single deductible (if you have a claim on both your home and car at the same time)
  • If you have a claim on your home and your auto you can deal with one claims adjuster.

Surex insurance tips & advice

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