Save up to 20% by bundling your home and auto insurance
What our customers are saying
I have nothing but exceptional service from Ashley Bushfield at Surex, quickly responds and takes cares of anything I need for my insurance needs… prices are amazing too… thanks for everything you do!! Highly recommended!!
Mostly great help but I feel when your contract wasn’t renewed for car insurance contacting your customers by email should have at least should got a phone call to their customers when the email wasn’t acknowledged by customer for whatever reasons… but something as important as having no insurance should have required a phone call by the company and the broker should have an alternative option for it’s customers
I had a great experience with Ashley at Surex. She was able to get me insured the same day and sent over my policy right away. The process was quick, and smooth. I’m very happy with the quality of her work and the service, I’d definitely recommend Ashley and Surex to anyone in Ontario looking for reliable insurance.
I have had the pleasure of dealing with Veronique Abbott, with Surex!!!I have spoke to her on the phone and through email!! She is always a pleasure to speak with, so prompt at getting back to me and answering any questions I have!! I had a few advisor with Surex and Veronique is a 11 out of 10! I would definitely recommend Veronique to anyone!!
Insurance FAQs
Auto insurance rates are determined by a few things. The rates are determined by how much and how often you drive, your driving record, the state of your vehicle, the type and amount of coverage, and deductibles. Insurance companies in Canada also take into consideration where you’ll be driving this vehicle as well as your demographics like age, marital status, and gender to gage your level of experience. Having a strong credit score will also help you land the best insurance rate you can get. Providers may also look at insurance coverage such as renters’ insurance and homeowners’ insurance in addition to the vehicle type, use, and how many kilometers you drive on an annual basis.
There are four types of home insurance policies that you can choose from:
Standard home insurance: This is also referred to as ‘named perils’ and is relatively basic in what it offers. It financially protects homes and their contents from named risks and perils.
Broad-form home insurance: This is a hybrid form of home insurance that offers aspects of both comprehensive and standard policies. It protects your property from all risks and perils (with exclusions) and your possessions from named perils.
Comprehensive home insurance: This is the most expensive policy, but it provides the most coverage. It financially protects your home and its contents from all risks and perils (with exclusions).
No frills home insurance: This is coverage for properties that don’t meet normal insurance standards. Because of this, very few homeowners in Canada have no-frills home insurance.
At Surex we are here to help you find the best insurance coverage for the best rates. One of the advantages of bundling your insurance policies together is additional savings!
Here are some of the other advantages offered:
- Same payment due date for all policies
- Deal with one insurance provider
- Have a single deductible (if you have a claim on both your home and car at the same time)
- If you have a claim on your home and your auto you can deal with one claims adjuster.
Surex insurance tips & advice
Insurance helps Canadians in need, but honesty is essential. Filing a false claim is considered fraud and can lead to serious legal and financial consequences.
Electric vehicles in Canada cost more to insure than gas cars. Surex data shows EVs average $3,131 yearly, versus $2,289 for gas—about 37% higher.
Home insurance costs are rising across Canada due to inflation, supply chain issues, and personal factors like age, location, and claims history. This guide shares practical tips to lower premiums…