Rajkirat Chug is awesome! He helped me quicker than any other agent I have worked with in the past. I needed something urgent and Rajkirat was kind enough to help turn around my request in minutes. Comparing to my experience with TD, I spent two hours on the phone (including 50 mins wait time) just to get a quote that was extremely overpriced. Rajkirat got me a deal that was much better. Definitely recommend!