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Compare and purchase the best
car insurance rates in Victoria.
Compare and purchase the best
car insurance
rates in Victoria.
Get free & accurate quotes from Canada’s top car insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Get free & accurate quotes from Canada’s top car insurance providers. In just a few minutes, our quoter can unlock discounts that can have you saving hundreds of dollars a year on average.
Comparing rates from Canada's leading Insurance Providers
Type of Coverage We Provide
Liability Coverage
Provides protection against a lawsuit resulting from damaged property or personal injuries.
Comprehensive Coverage
Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects among others. (subject to a deductible).
Collision Coverage
Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run or with an uninsured driver.
Accident Forgiveness
Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.
Windshield Coverage
Windows are included in comprehensive* however; you have the option to remove this coverage to lower your premium. (*Not Included in Alberta.)
Car Rental Coverage
You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.
Depreciation Coverage
In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.
Family protection
Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.

Car Insurance in Victoria - What You Need to Know

Bundle Your Home & Auto To Save up to 25%!

Victoria is the capital of British Columbia and is located on the southern side below Vancouver Island. It is home to just under 400,000 residents and is the largest city on the island. Victoria has many gardens to check out and can be admired for its Victorian Architecture. Because of its location on the southern coast of Vancouver Island, off Canada’s Pacific coast, there are numerous ocean views from many parts of the city, and the downtown core is set on a picturesque marina. Just outside the city, on Vancouver Island, there are several natural features to explore from the forests, lakes, ocean, and mountains. 

When you own a car, getting auto insurance is mandatory by law across Canada. Whether you're commuting to work every day, or just using your vehicle to run weekly errands, you need car insurance. It protects you (the driver), your passengers, and pedestrians in the event of an accident. So, before you get behind the wheel talk to your Surex Advisor who can help you get on the road today!

  • Check road conditions

  • Plan your route

  • Leaves lots of time

  • Keep at least 4 seconds distance between you and the vehicle in front

  • Accelerate and brake slowly

  • Shop around for different prices with an insurance advisor 

  • Ask for a higher deductible

  • Use low mileage discounts

  • Maintain a good driving record

  • Combine your homeowners and auto insurance purchase with the same provider

You have some options for the car insurance types you choose to include in your policy. Options include auto liability coverage, uninsured motorist coverage, comprehensive coverage, collision coverage, medical payments coverage and personal injury protection. Depending on where you’re located, some of these will be optional and some will be mandatory. 


Insurance by province varies but on average, the cost in British Columbia ranges between $1500-2000.

It doesn’t necessarily reduce your rates, but it may change your insurance coverage requirements. Once you own the car, you’re free to decrease or drop collision and comprehensive coverage.

We know insurance can be one of the last things you want to shop for. Luckily, we make it easy for you by setting you up with a dedicated assistant. Let them guide you through up to 10 offers from Canada’s leading insurance providers and get support throughout the entire process. 



Top Things to do In Victoria
  1. Miniature World
  2. Beacon Hill Park
  3. Royal BC Museum
Best Landmarks in Victoria
  1. Fisherman’s Wharf Park
  2. Ross Bay Cemetery
  3. Emily Carr House
Best Shopping Sites in Victoria
  1. Victoria’s Chinatown
  2. Victoria Public Market at the Hudson
  3. The Bay Centre

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Speak to a Dedicated Advisor

Denae P.

Licensed Insurance Advisor

Insurance Broker

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Get the best car insurance rates in your city. We’ve partnered with the top insurance providers in British Columbia to help you secure the right coverage at the best possible price. Select your city to learn more.
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